㈠ 中国人民银行2014年至2019年贷款利率表
像这种中国人民银行的费率表一般的，你应该到银行去咨询。
㈡ 涓鍥戒汉姘戦摱琛岃捶娆惧埄鎭澶氬皯
涓銆佷腑鍥戒汉姘戦摱琛岃捶娆惧埄鎭澶氬皯
鏍规嵁2021骞翠腑鍥戒汉姘戦摱琛岃捶娆惧埄鐜囥佷腑闀挎湡璐锋惧埄鐜囦互鍙婂叕绉閲戣捶娆惧埄鐜囥傚叿浣撳垎鏋愶細
1.鐭鏈熻捶娆撅細鍏涓鏈堬紙鍚锛夌殑璐锋炬湀鑷充竴骞达紙鍚1骞达級鐨勮捶娆惧埄鐜囦负4.35%銆
2鍚涓夊勾锛夌殑璐锋惧埄鐜囦负4.75%锛涗笁骞磋嚦浜斿勾锛堝惈浜斿勾锛夌殑璐锋惧埄鐜囦负4.75%锛涗簲骞翠互涓婄殑璐锋惧埄鐜囦负4.9%銆
3.鍏锛夌殑璐锋惧埄鐜囦负2.75%锛涗簲骞翠互涓婄殑璐锋惧埄鐜囦负
瀹為檯鎵ц屽埄鐜囧彲鑳戒細涓哄噯銆
銆愭嫇灞曡祫鏂欍
涓鍥戒汉姘戦摱琛岋紙ThePeople'sBankOfChi绉板ぎ琛岋紝鏄涓鍗庝汉姘戝叡鍜屽浗鐨勪腑澶閾惰岋紝涓哄浗鍔￠櫌缁勬垚閮ㄩ棬銆傚湪鍥藉姟闄㈤嗗间笅鏀跨瓥锛岄槻鑼冨拰鍖栬В閲戣瀺椋庨櫓锛岀淮鎶ら噾铻嶇ǔ瀹氥
1948骞12鏈1鏃ワ紝鍦ㄥ崕鍖楅摱琛屻佸寳娴烽摱琛屻佽タ鍖楀啘姘戦摱琛岀殑鍩虹涓婂湪娌冲寳鐪佺煶瀹跺簞甯傚悎骞剁粍鎴愪腑鍥戒汉姘戦摱琛屻1983骞9琛屼笓闂ㄨ屼娇涓鍥藉浗瀹朵腑澶閾惰岃亴鑳姐1995骞3鏈18鏃ワ紝绗鍏灞婂叏鍥戒汉姘戜唬琛ㄥぇ浼氱涓夋′細璁閫氳繃浜嗐婁腑鍗庝汉姘戝叡鍜屽浗涓鍥戒汉姘戦摱琛屾硶銆嬶紝鑷虫わ紝涓鍥戒汉姘戦摱瀹氫笅鏉ャ
涓鍥戒汉姘戦摱琛屾牴鎹銆婁腑鍗庝汉姘戝叡鍜屽浗涓鍥戒汉姘戦摱琛屾硶銆嬬殑瑙勫畾锛屽湪鍥藉姟闄㈢殑棰嗗间笅渚濇硶鐙绔嬫墽琛岃揣甯佹斂绛栵紝灞ヨ岃亴璐ｏ紝寮灞曚笟鍔★紝涓嶅彈鍦版柟鏀垮簻銆佺ぞ浼氬洟浣撳拰
涓昏佽亴鑳斤細
渚濈収鐩稿叧娉曞緥銆佹硶瑙勶紝涓鍥戒汉姘戦摱琛岀殑涓昏佽亴璐ｄ负锛
锛堜竴锛夋嫙璁㈤噾铻嶄笟鏀圭患鍚堢爺绌跺苟鍗忚皟瑙ｅ喅閲戣瀺杩愯屼腑鐨勯噸澶ч棶棰樸佷績杩涢噾铻嶄笟鍗忚皟鍋ュ悍鍙戝睍鐨勮矗浠汇傜壍澶村浗瀹堕噾铻嶅畨鍏ㄥ伐浣滃崗璋冩満鍒
锛堜簩锛夌壍澶村缓绔嬪畯瑙傚℃厧绠＄悊妗嗘灦锛屾嫙璁㈤噾铻嶄笟閲嶅緥娉曡勫拰鍏朵粬鏈夊叧娉曞緥娉曡勮崏妗堬紝鍒跺畾瀹℃厧鐩戠″熀鏈鍒跺害锛屽缓绔嬪仴鍏ㄩ噾铻嶆秷璐硅呬繚鎶ゅ熀鏈鍒跺害銆
锛堜笁锛夊埗瀹氬拰鎵ц岃揣甯佹斂绛栥佷俊璐疯皟鎺т綋绯伙紝璐熻矗瀹忚傚℃厧绠＄悊銆
锛堝洓锛夌壍澶磋礋璐ｇ郴缁熸ч噾铻嶉庨櫓闃茶寖鍜屽簲鎬ュ勭瓑閲戣瀺闆嗗洟鍜岀郴缁熼噸瑕佹ч噾铻嶆満鏋勫熀鏈瑙勫垯鍒跺畾銆佺洃娴嬪垎鏋愬拰骞惰〃鐩戠★紝瑙嗘儏璐ｆ垚鏈夊叧鐩戠￠儴闂ㄩ噰鍙栫浉搴旇佹椂缁忓浗鍔￠櫌鎵瑰噯瀵归噾铻嶆満鏋勮繘琛屾鏌ョ洃鐫ｏ紝鐗靛ご缁勭粐鍒跺畾瀹炴柦绯荤粺閲嶈佹ч噾铻嶆満鏋勬仮澶嶅拰澶勭疆璁″垝銆
锛堜簲锛夋壙鎷呮渶鍚庤捶娆句汉璐ｄ换锛岃礋璐ｅ瑰洜鍖栬В閲戣瀺椋庨櫓鑰屼娇鐢ㄤ腑澶閾惰岃祫閲戞満鏋勭殑琛屼负杩涜屾鏌ョ洃鐫ｃ
锛堝叚锛夌洃璐у竵甯傚満銆佸栨眹甯傚満銆佺エ鎹甯傚満銆侀粍閲戝競鍦哄強涓婅堪甯傚満鏈夊叧鍦哄栬法鍖哄煙閲戣瀺椋庨櫓璇嗕氦鍙夋ч噾铻嶄笟鍔＄殑瀹氱粺涓鐨勮祫浜х＄悊浜у搧鍜屽叕鍙镐俊鐢ㄧ被鍊哄埜甯傚満鍙婂叾琛嶇敓浜у搧甯傚満鍩烘湰瑙勫垯銆
锛堜竷锛夎礋璐ｅ埗鐜囨斂绛栵紝鎺ㄥ姩浜烘皯甯佽法澧冧娇鐢ㄥ拰鍥介檯浣跨敤锛岀淮鎶ゅ浗闄呮敹鏀骞宠锛屽疄鏂藉栨眹绠＄悊锛岃礋璐ｅ浗闄呭浗鍐呴噾铻嶅競鍦鸿窡韪鐩戞湰娴佸姩锛屾寔鏈夈佺＄悊鍜岀粡钀ュ浗瀹跺栨眹鍌ㄥ囧拰榛勯噾鍌ㄥ囥
锛堝叓锛夌壍澶磋礋璐ｉ噸瑕侀噾铻嶅熀纭杩涢噾铻嶅熀纭璁炬柦鏀归潻涓庝簰鑱斾簰閫氾紝缁熺逛簰鑱旂綉閲戣瀺鐩戠″伐浣溿
锛堜節缁熶竴鐨勯噾铻嶄笟缁煎悎缁熻″熀纭鏍囧噯鍜屽伐浣滄満鍒讹紝寤鸿惧浗瀹堕噾铻嶅熀纭鏁版嵁搴擄紝灞ヨ岄噾铻嶇粺璁¤皟鏌ョ浉鍏冲伐浣滆亴璐ｃ
浜屻佷汉姘戦摱琛岃捶娆惧埄鎭澶氬皯
2022骞翠腑鍥戒汉姘戦摱琛岃捶娆惧熀鍑嗗埄鐜囨牴鎹涓澶閾惰岀殑鍏鍛婅勫畾锛氫腑鍥戒汉姘戦摱琛岃捶娆惧熀鍑嗗埄鐜囷細锛1锛夌煭鏈熻捶娆撅細涓骞翠互鍐(鍚涓骞)璋冩暣鍚庡埄鐜囦负4.35銆傦紙2锛変腑闀挎湡璐锋撅細涓鑷充簲骞(鍚浜斿勾)璋冩暣鍚庡埄鐜囦负4.75锛涗簲骞翠互涓婅皟鏁村悗鍒╃巼涓4.90銆傦紙3锛変釜浜轰綇鎴垮叕绉閲戣捶娆撅細浜斿勾浠ヤ笅(鍚浜斿勾)璋冩暣鍚庡埄鐜囦负2.75锛涗簲骞翠互涓婅皟鏁村悗鍒╃巼涓3.25銆傦紙4锛夈婂晢涓氶摱琛屾硶鍏ㄦ枃銆嬬涓夊崄鍏鏉″晢涓氶摱琛屽簲褰撴寜鐓т腑鍥戒汉姘戦摱琛岃勫畾鐨勮捶娆惧埄鐜囩殑涓婁笅闄愶紝纭瀹氳捶娆惧埄鐜囥傦紙5锛変釜浜轰綇鎴胯捶娆炬湡闄愬湪1骞翠互鍐(鍚1骞)鐨勶紝瀹炶屽悎鍚屽埄鐜囷紝閬囨硶瀹氬埄鐜囪皟鏁达紝涓嶅垎娈佃℃伅锛涜捶娆炬湡闄愬湪1骞翠互涓婄殑锛岄亣娉曞畾鍒╃巼璋冩暣锛屼簬涓嬪勾鍒濆紑濮嬶紝鎸夌浉搴斿埄鐜囨。娆℃墽琛屾柊鐨勫埄鐜囪勫畾銆傛嫇灞曡祫鏂欙細涓銆佽捶娆撅紙鐢靛瓙鍊熸潯淇＄敤璐锋撅級绠鍗曢氫織鐨勭悊瑙ｏ紝灏辨槸闇瑕佸埄鎭鐨勫熼挶銆傝捶娆炬槸閾惰屾垨鍏朵粬閲戣瀺鏈烘瀯鎸変竴瀹氬埄鐜囧拰蹇呴』褰掕繕绛夋潯浠跺嚭鍊熻揣甯佽祫閲戠殑涓绉嶄俊鐢ㄦ椿鍔ㄥ舰寮忋傚箍涔夌殑璐锋炬寚璐锋俱佽创鐜般侀忔敮绛夊嚭璐疯祫閲戠殑鎬荤О銆傞摱琛岄氳繃璐锋剧殑鏂瑰紡灏嗘墍闆嗕腑鐨勮揣甯佸拰璐у竵璧勯噾鎶曟斁鍑哄幓锛屽彲浠ユ弧瓒崇ぞ浼氭墿澶у啀鐢熶骇瀵硅ˉ鍏呰祫閲戠殑闇瑕侊紝淇冭繘缁忔祹鐨勫彂灞曪紝鍚屾椂锛岄摱琛屼篃鍙浠ョ敱姝ゅ彇寰楄捶娆惧埄鎭鏀跺叆锛屽炲姞閾惰岃嚜韬鐨勭Н绱銆備簩銆佲滀笁鎬у師鍒欌濇槸鎸囧畨鍏ㄦс佹祦鍔ㄦс佹晥鐩婃э紝杩欐槸鍟嗕笟閾惰岃捶娆剧粡钀ョ殑鏍规湰鍘熷垯銆傘婁腑鍗庝汉姘戝叡鍜屽浗鍟嗕笟閾惰屾硶銆嬬4鏉¤勫畾锛氣滃晢涓氶摱琛屼互瀹夊叏鎬с佹祦鍔ㄦс佹晥鐩婃т负缁忚惀鍘熷垯锛屽疄琛岃嚜涓荤粡钀ャ佽嚜鎷呴庨櫓銆佽嚜璐熺泩浜忋佽嚜鎴戠害鏉熴傗1銆佽捶娆惧畨鍏ㄦ槸鍟嗕笟閾惰岄潰涓寸殑棣栬侀棶棰橈紱2銆佹祦鍔ㄦф槸鎸囪兘澶熸寜棰勫畾鏈熼檺鍥炴敹璐锋撅紝鎴栧湪鏃犳崯澶辩姸鎬佷笅杩呴熷彉鐜扮殑鑳藉姏锛屾弧瓒冲㈡埛闅忔椂鎻愬彇瀛樻剧殑闇瑕侊紱3銆佹晥鐩婃у垯鏄閾惰屾寔缁缁忚惀鐨勫熀纭銆
涓夈佷腑鍥戒汉姘戦摱琛岃捶娆惧埄鐜囦竴瑙堣〃
杩欎釜涓庡㈡埛鍦ㄩ摱琛岀捐㈣捶娆惧悎鍚岀殑鏃堕棿鏈夊叧銆備竴鑸鏄绛捐㈠悎鍚岀殑娆℃湀鐨勫墠涓澶╋紝瑕佹妸搴旇ユ敮浠樼殑璐锋惧瓨鍏ヤ唬鎵ｇ殑閾惰屽崱鎴栭摱琛屽瓨鎽轰笂闈锛岀幇鍦ㄩ兘鏄鐢佃剳澶勭悊锛屼竴鑸鏄鎵ｆ炬棩鐨0鏃跺埌涓婄彮鏈熼棿鐨勭┖褰撳紑濮嬫墸娆撅紝鎵浠ワ紝瀹㈡埛鍦ㄦ墸娆炬棩褰撳ぉ瀛樺叆鐨勬槸涓嶈兘鎵ｉ櫎鐨勶紝鍙鑳芥槸绗浜屽ぉ锛岃繖鏍峰㈡埛灏辨嫋娆犻摱琛岃捶娆句竴澶╋紝鏄瑕佽璁板叆涓浜轰俊鐢ㄤ笉鑹璁板綍鐨勶紒浣嗘槸鏈夌殑閾惰屾湁7澶╃殑瀹介檺鏈熴
鍥涖侀摱琛屼唬璐20涓囦竴骞村埄鎭澶氬皯锛
8700鍏冦
鍊熸句汉鍦ㄩ摱琛岃捶娆200000鍏冧汉姘戝竵涓旇捶娆炬湡闄愪负1骞存椂鐨勫埄鎭涓2000004.35%1=8700鍏冧汉姘戝竵(涓鍥戒汉姘戦摱琛岃捶娆惧埄鐜囧湪璐锋炬湡闄愪负涓骞翠互鍐(鍚涓骞)銆
㈢ 閾惰岃捶娆惧埄鐜囧巻骞翠竴瑙堣〃
鍘嗗勾閾惰岃捶娆惧埄鐜囦竴瑙堣〃
鍘嗗勾閾惰岃捶娆惧埄鐜囦竴瑙堣〃锛
2015-8-26-鑷充粖锛4.6
2015-6-28锛4.85
2014-11-22锛5.6
2012-7-6锛5.6
2011-7-7锛6.1
2010-12-26锛5.35
2015骞10鏈24鏃ヨ嚦浠婏紝娲绘湡鍩哄噯骞村埄鐜囬兘鏄0.35%锛3涓鏈堢殑瀹氭湡鍩哄噯骞村埄鐜囬兘鏄1.1%锛6涓鏈堢殑瀹氭湡鍩哄噯骞村埄鐜囬兘鏄1.3%锛1骞村畾鏈熺殑鍩哄噯骞村埄鐜囬兘鏄1.5%锛2骞村畾鏈熺殑鍩哄噯骞村埄鐜囬兘鏄2.1%锛3骞村畾鏈熺殑鍩哄噯骞村埄鐜囬兘鏄2.75%銆2015骞10鏈24鏃ヨ嚦浠婏紝涓骞翠互鍐咃紙鍚涓骞达級鐨勫悇椤硅捶娆惧熀鍑嗗勾鍒╃巼閮芥槸4.35%锛屼竴鑷充簲骞达紙鍚浜斿勾锛夌殑鍚勯」璐锋惧熀鍑嗗勾鍒╃巼閮芥槸4.75%锛屼簲骞翠互涓婄殑鍚勯」璐锋惧熀鍑嗗勾鍒╃巼閮芥槸4.9%銆2015骞10鏈24鏃ヨ嚦浠婏紝浜斿勾浠ヤ笅锛堝惈浜斿勾锛夌殑鍏绉閲戣捶娆惧熀鍑嗗勾鍒╃巼閮芥槸2.75%锛屼簲骞翠互涓婄殑鍏绉閲戣捶娆惧熀鍑嗗勾鍒╃巼閮芥槸3.25%銆備粠涓鍥戒汉姘戦摱琛岋紙澶琛岋級鍘嗗勾鍏甯冪殑鍩哄噯瀛樻惧勾鍒╃巼鍙浠ョ湅寰楀嚭鏉ワ紝鍥藉剁己閽辩殑鏃跺欙紝缁欑殑瀛樻惧埄鎭鏄鏈楂樼殑锛1949骞8鏈10鏃-1959骞1鏈1鏃ワ紝1982骞4鏈1鏃-1990骞8鏈21鏃ワ紝1993骞7鏈1鏃-1996骞8鏈23鏃ョ殑鍩哄噯娲绘湡骞村埄鐜囷紝閮芥瘮2015骞10鏈24鏃ヨ嚦浠婄殑涓夊勾瀹氭湡鍩哄噯鍒╁勾鐜囪繕瑕侀珮銆
鍙﹀栵紝鍒╃巼鐩鍓嶆墽琛岋細鍟嗕笟璐锋惧埄鐜=璐锋惧熀纭鍒╃巼锛圠PR锛夊熀鐐癸紙BP锛夈傚熀鐐瑰嵆涓囧垎涔嬩竴鐨勬剰鎬濓紝涓涓鍩虹偣绛変簬0.01涓鐧惧垎鐐癸紝鍗0.01%銆傞渶瑕佺壒鍒娉ㄦ剰鐨勬槸锛屾瘡涓閾惰屽叿浣撳炲姞澶氬皯鏍规嵁鍚勪釜閾惰岃嚜宸辩殑鍐呴儴鎸囨爣鑰屽畾锛屼笖璺熷熻捶浜哄緛淇℃儏鍐点佹埧灞嬪楁暟閮芥湁鍏崇郴銆傚ぎ琛屽叕甯11鏈堟渶鏂颁竴鏈熻捶娆惧競鍦烘姤浠峰埄鐜囷紙LPR锛夛紝鍗1骞存湡LPR涓3.85%锛5骞存湡浠ヤ笂LPR涓4.65%锛屼互涓奓PR鍦ㄤ笅涓娆″彂甯僉PR涔嬪墠鏈夋晥銆傛ゅ栵紝鍏夊ぇ銆佹眹涓般佸伐鍟嗐佷氦閫氳繖4瀹堕摱琛屾埧璐峰埄鐜囷紝鐜姣10鏈堜繚鎸佷笉鍙橈紝鍏朵腑锛屾眹涓伴摱琛屽埄鐜囧彲浣庤嚦4.65%锛屼笉鍔犲熀鐐逛笌LPR淇濇寔涓鑷淬
鍘嗗勾鍒╃巼琛
杩20骞村熀鍑嗗埄鐜囦竴瑙堣〃-锛氳皟鏁存椂闂村叚涓鏈堜互鍐(鍚鍏涓鏈)鍏涓鏈堣嚦涓骞(鍚涓骞)涓鑷充笁骞(鍚涓夊勾)涓夎嚦浜斿勾(鍚浜斿勾)浜斿勾浠ヤ笂1990-2013骞翠汉琛屽瓨娆惧熀鍑嗗埄鐜.2011骞7鏈7鏃ュ紑濮嬫墽琛岀殑浜鸿屽熀鍑嗗埄鐜,涔熸槸鐜板湪鎵ц岀殑鏍囧噯.涓銆佸煄涔″眳姘戝拰鍗曚綅瀛樻炬椿鏈熷瓨娆...
鍘嗗勾閾惰岃捶娆惧埄鐜囦竴瑙堣〃-锛氳皟鏁存椂闂村叚涓鏈堜互鍐呭叚涓鏈堣嚦涓骞翠竴鑷充笁骞翠笁鑷充簲骞翠簲骞翠互涓2015.10.244.35%4.35%4.75%4.75%4.90%2015.08.264.60%4.60%5.00%5.00%5.15%2015.06.284.85%4.85%5.25%5.25%5.40%2015.05.115.10%5.10%5.50%5.50...
鍘嗗勾璐锋惧埄鐜囷細鍘嗗勾涓浜鸿捶娆惧埄鐜囦竴瑙堣〃鏈熼檺19961997.011997.111998.071999.6.101999.9.212002.2.21骞村埄鐜囨湀鍒╃巼(鈥)骞村埄鐜(%)鏈堝埄鐜(鈥)骞村埄鐜(%)鏈堝埄鐜(鈥)骞村埄鐜(%)鏈堝埄鐜(鈥)骞村埄鐜(%)鏈堝埄鐜(鈥)骞村埄鐜(%)...
鍘嗗勾瀛樻惧埄鐜囷細璋冩暣鏃堕棿瀹氭湡娲绘湡3涓鏈6涓鏈1骞2骞3骞5骞1990.04.152.886.307.7410.0810.9811.8813.681990.08.212.164.326.488.649.3610.0811.521991.04.211.803.245.407.567.928.289.001993.05.152.164.867.209.189.9010.8012...
鍘嗗勾鍒╃巼琛锛氶噾铻嶆満鏋勪汉姘戝竵瀛樻惧熀鍑嗗埄鐜囪皟鏁存椂闂存椿鏈熷瓨娆惧畾鏈熷瓨娆句笁涓鏈堝崐骞翠竴骞翠簩骞翠笁骞翠簲骞1990.04.152.886.37.7410.0810.9811.8813.681990.08.212.164.326.488.649.3610.0811.521991.04.211.83.245.47.567.928.2891993.05....
姹傚巻骞村瓨娆惧埄鐜囧強璐锋惧埄鐜囪皟鏁磋〃,浠2000骞磋嚦浠婂勾2011骞-锛氬瓨娆惧埄鐜:璐锋惧埄鐜:璧勬枡鏉ヨ嚜鐧惧害鐧剧,甯屾湜鑳藉府涓婁綘.鏇村笇鏈涗綘鑳介氳繃鎴戠殑绛旀,澶氭帉鎻′竴涓鑷宸辨悳绱㈡墍闇淇℃伅鐨勬笭閬撯斺斺滅櫨搴︾櫨绉戔.
涓鍥2000鈥斺2010鍒╃巼琛锛氫腑鍥戒汉姘戦摱琛屽巻骞村瓨娆惧埄鐜囧彉鍖栬〃璋冩暣鏃ユ湡娲绘湡瀹氭湡36鏈1骞2骞3骞5骞1999.06.100.991.982.162.252.432.702.882002.02.210.721.711.891.982.252.522.792004.10.290.721.712.072.252.703.243.602006.08.190.721.802.25...
鍘嗗勾閾惰屽瓨娆惧埄鐜囪〃-锛氬埄鐜囬」鐩骞村埄鐜(%)娲绘湡瀛樻0.36涓変釜鏈堝畾鏈熷瓨娆1.71鍗婂勾瀹氭湡瀛樻1.98涓骞村畾鏈熷瓨娆2.25浜屽勾瀹氭湡瀛樻2.79
鍘嗗勾涓骞存湡瀛樻惧埄鐜-锛氭椂闂村埄鐜1990.04.1510.081990.08.218.641991.04.217.561993.05.159.181993.07.1110.981996.05.019.181996.08.237.471997.10.235.671998.03.255.221998.07.014.771998.12.073.781999.06.102.252002.02.211.982004.10.292.25
鍘嗗勾鍟嗕笟璐锋惧埄鐜囪〃-锛氶噾铻嶆満鏋勪汉姘戝竵璐锋惧熀鍑嗗埄鐜(骞村埄鐜%)璋冩暣鏃堕棿鍏涓鏈堜互鍐呭叚涓鏈堣嚦涓骞翠竴鑷充笁骞翠笁鑷充簲骞翠簲骞翠互涓2015.10.244.35%4.35%4.75%4.75%4.90%2015.08.264.60%4.60%5.00%5.00%5.15%2015.06.284.85%4.85%5.25%5.25%...
鍘嗗勾璐锋惧埄鐜囦竴瑙堣〃
鍘嗗勾璐锋惧埄鐜囪〃涓瑙堣〃-锛氫竴銆佽捶娆惧埄鐜:椤圭洰骞村埄鐜 (%)涓銆佺煭鏈熻捶娆句竴骞翠互鍐(鍚涓骞)4.35浜屻佷腑闀挎湡璐锋句竴鑷充簲骞(鍚浜斿勾)4.75浜斿勾浠ヤ笂4.90涓夈佸叕绉閲戣捶娆惧埄鐜囧勾鍒╃巼%浜斿勾浠ヤ笅(鍚浜斿勾)2.75浜斿勾浠ヤ笂3.25鏍规嵁浜烘皯閾惰岀殑瑙勫畾,鐩鍓嶅悇瀹堕摱琛岀殑璐锋惧埄鐜囨槸鍙浠ヨ嚜鐢辨诞鍔ㄧ殑,鍥犳ゅ悇瀹堕摱琛屽悇椤硅捶娆剧殑璐锋惧埄鐜囦細涓嶅お涓鏍,璐锋鹃渶瑕佷粯鍑虹殑鍒╂伅鏈夊氭湁灏戜簩銆佺敵璇烽摱琛岃捶娆句笟鍔＄殑鏉′欢:1銆佸勾榫勫湪18鍒65鍛ㄥ瞾鐨勮嚜鐒朵汉;2銆佸熸句汉鐨勫疄闄呭勾榫勫姞璐锋剧敵璇锋湡闄愪笉搴旇秴杩70宀;3銆佸叿鏈夌ǔ瀹氳亴涓氥佺ǔ瀹氭敹鍏,鎸夋湡鍋夸粯璐锋炬湰鎭鐨勮兘鍔;4銆佸緛淇¤壇濂,鏃犱笉鑹璁板綍,璐锋剧敤閫斿悎娉;5銆佺﹀悎閾惰岃勫畾鐨勫叾浠栨潯浠.绗﹀悎浠ヤ笂鏉′欢灏卞彲浠ュ湪褰撳湴鐨勯摱琛岀敵璇峰姙鐞嗚捶娆句笟鍔.
涓鍥介摱琛岃捶娆惧埄鐜
1銆佺煭鏈熷晢涓氳捶娆撅細1骞村唴锛堝寘鍚1骞达級锛屽勾鍒╃巼涓4.35%銆
2銆佷腑闀挎湡鍟嗕笟璐锋撅細1骞磋嚦5骞达紙鍖呭惈5骞达級锛屽勾鍒╃巼涓4.75%锛5骞翠互涓婏紝骞村埄鐜囦负4.9%銆
3銆佷釜浜轰綇鎴垮叕绉閲戣捶娆撅細5骞翠互涓嬶紙鍖呭惈5骞达級锛屽勾鍒╃巼涓2.75%锛5骞翠互涓婏紝骞村埄鐜囦负3.25%銆
4銆乴pr鍒╃巼锛氫竴骞存湡4.05%銆備簲骞存湡浠ヤ笂4.75%銆
鎷撳睍璧勬枡锛
涓銆佹敞鎰忎簨椤
1銆佸湪鐢宠疯捶娆炬椂锛屽熸句汉瀵硅嚜宸辫繕娆捐兘鍔涘仛鍑烘ｇ‘鐨勫垽鏂銆傛牴鎹鑷宸辩殑鏀跺叆姘村钩璁捐¤繕娆捐″垝锛屽苟閫傚綋鐣欐湁浣欏湴锛屼笉瑕佸奖鍝嶈嚜宸辩殑姝ｅ父鐢熸椿銆
2銆侀夋嫨閫傚悎鐨勮繕娆炬柟寮忋傜瓑棰濊繕娆炬柟寮忓拰绛夐濇湰閲戣繕娆炬柟寮忎袱绉嶏紝杩樻炬柟寮忎竴鏃﹀湪鍚堝悓涓绾﹀畾锛屽湪鏁翠釜鍊熸炬湡闂村氨涓嶅緱鏇存敼銆
3銆佹瘡鏈堟寜鏃惰繕娆鹃伩鍏嶇綒鎭銆備粠璐锋惧彂璧风殑娆℃湀璧凤紝涓鑸鏄娆℃湀鐨勬斁娆炬椂闂翠负杩樻炬棩锛屼笉瑕佸洜涓鸿嚜宸辩殑鐤忓拷閫犳垚杩濈害缃氭伅锛屽艰嚧鍐嶆￠摱琛岀敵璇疯捶娆炬椂鏃犳硶瀹℃壒銆
4銆佸Ε鍠勪繚绠″ソ鎮ㄧ殑鍚堝悓鍜屽熸嵁锛屽悓鏃惰ょ湡闃呰诲悎鍚岀殑鏉℃撅紝浜嗚В鑷宸辩殑鏉冨埄鍜屼箟鍔°
鍘嗗勾涓鍥介摱琛岃捶娆惧埄鐜囷細澶琛岀煭鏈熴佷腑闀挎湡銆侀暱鏈熻捶娆惧埄鐜囧垎鍒涓4.35%銆4.75%銆4.9%锛屽悇澶ч摱琛屽熀鏈涓婇兘鏄鍦ㄦゅ熀纭涓婃诞10%-20%锛屽叿浣撲笂娴澶氬皯杩樻槸瑕佺粨鍚堝熸句汉鐨勫緛淇″拰杩樻捐兘鍔涜屽畾銆
浜屻佸巻骞翠腑鍥戒汉姘戦摱琛岃捶娆惧埄鐜囷細
2015-8-26-鑷充粖锛4.6
2015-6-28锛4.85
2014-11-22锛5.6
2012-7-6锛5.6
2011-7-7锛6.1
2010-12-26锛5.35
鍙﹀栵紝鏁村瓨鏁村彇锛氫笁涓鏈堝瓨娆惧勾鍒╃巼涓1.35%锛屽叚涓鏈堝瓨娆惧勾鍒╃巼涓1.55%锛屼竴骞存湡瀛樻惧勾鍒╃巼涓1.75%锛屼簩骞存湡瀛樻惧勾鍒╃巼涓2.25%锛屼笁骞存湡瀛樻惧勾鍒╃巼涓2.75%锛屼簲骞存湡瀛樻惧勾鍒╃巼涓2.75%銆傞浂瀛樻暣鍙栥佹暣瀛橀浂鍙栥佸瓨鏈鍙栨伅锛氫竴骞存湡瀛樻惧勾鍒╃巼涓1.35%锛屼笁骞存湡瀛樻惧勾鍒╃巼涓1.55%锛屼簲骞存湡瀛樻惧勾鍒╃巼涓1.55%銆
涓夈佷腑鍥介摱琛屼綔涓轰腑鍥藉浗闄呭寲鍜屽氬厓鍖栫▼搴︽渶楂樼殑閾惰岋紝鍦ㄤ腑鍥藉唴鍦般侀欐腐銆佹境闂ㄣ佸彴婀惧強37涓鍥藉朵负瀹㈡埛鎻愪緵鍏ㄩ潰鐨勯噾铻嶆湇鍔°備富瑕佺粡钀ュ晢涓氶摱琛屼笟鍔★紝鍖呮嫭鍏鍙搁噾铻嶄笟鍔°佷釜浜洪噾铻嶄笟鍔″拰閲戣瀺甯傚満涓氬姟绛夊氶」涓氬姟銆2013骞7鏈堬紝鑻卞浗銆婇摱琛屽躲(TheBanker)鏉傚織鍏甯冧簡2013骞粹滃叏鐞1000瀹跺ぇ閾惰屸濇帓鍚嶏紝浣嶅眳绗9浣嶏紝涓2012骞存帓鍚嶄竴鑷淬傛ゅ栵紝涓栫晫鍝佺墝瀹為獙瀹ゅ彂甯2012骞粹滀腑鍥500鏈鍏蜂环鍊煎搧鐗屸濇帓鍚嶇粨鏋滐紝涓鍥介摱琛屼互885.16浜垮厓鍝佺墝浠峰兼帓鍚嶇10浣嶏紝杈2011骞存帓鍚嶄笂鍗1浣嶏紝浣嶅眳閾惰屼笟绗2浣嶃
2016鑷2022鍘嗗勾璐锋惧熀鍑嗗埄鐜
鐜板湪鍩哄噯鍒╃巼鏄涓骞4.35%锛2-5骞4.75%锛5骞翠互涓4.90%銆
2016骞磋嚦2020骞存湭璋冩暣璐锋惧熀鍑嗗埄鐜囷紝鎵ц2015骞10鏈24鏃ュ彂甯冪殑鍒╃巼鏍囧噯锛屽叿浣撲负:
1.閾惰岃捶娆惧熀鍑嗗埄鐜:涓骞翠互鍐(鍚涓骞)4.35%锛涗竴鑷充簲骞(鍚浜斿勾)鐨4.75%锛涗簲骞翠互涓4.90%銆
2.鍏绉閲戣捶娆惧熀鍑嗗埄鐜:浜斿勾浠ヤ笅(鍚浜斿勾)2.75%锛涗簲骞翠互涓3.25%銆
涓銆佺煭鏈熻捶娆撅紝涓骞翠互鍐(鍚涓骞)4.35%銆
浜屻備腑闀挎湡璐锋撅紝涓鑷充簲骞(鍚浜斿勾)4.75%锛屼簲骞翠互涓4.90%銆
涓夈備釜浜轰綇鎴垮叕绉閲戣捶娆惧勾鍒╃巼涓%锛屼簲骞翠互涓(鍚浜斿勾)2.75%锛屼簲骞翠互涓3.25%銆
涓鍥戒汉姘戦摱琛屽喅瀹氳嚜2015骞10鏈24鏃ヨ捣涓嬭皟閲戣瀺鏈烘瀯浜烘皯甯佽捶娆惧拰瀛樻惧熀鍑嗗埄鐜囷紝浠ヨ繘涓姝ラ檷浣庣ぞ浼氳瀺璧勬垚鏈銆傚叾涓锛岄噾铻嶆満鏋勪竴骞存湡璐锋惧熀鍑嗗埄鐜囦笅璋0.25涓鐧惧垎鐐硅嚦4.35%锛涗竴骞存湡瀛樻惧熀鍑嗗埄鐜囦笅璋0.25涓鐧惧垎鐐硅嚦1.5%銆
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2011骞2鏈8鏃ワ紝涓鍥戒汉姘戦摱琛屽喅瀹氳嚜2011骞2鏈9鏃ヨ捣锛屼笂璋冮噾铻嶆満鏋勪汉姘戝竵瀛樿捶娆惧熀鍑嗗埄鐜囥傞噾铻嶆満鏋勪竴骞存湡瀛樿捶娆惧熀鍑嗗埄鐜囧垎鍒涓婅皟0.25涓鐧惧垎鐐癸紝鍏朵粬妗ｆ″瓨璐锋惧熀鍑嗗埄鐜囩浉搴旇皟鏁淬
2010骞12鏈25鏃ワ紝涓鍥戒汉姘戦摱琛屽喅瀹氳嚜2010骞12鏈26鏃ヨ捣锛屽皢閾惰岃捶娆惧埄鎭鍩哄噯鍒╃巼璋冩暣涓洪噾铻嶆満鏋勪汉姘戝竵瀛樿捶娆惧熀鍑嗗埄鐜囥傞噾铻嶆満鏋勪竴骞存湡瀛樿捶娆惧熀鍑嗗埄鐜囧垎鍒涓婅皟0.25涓鐧惧垎鐐癸紝鍏朵粬妗ｆ″瓨璐锋惧熀鍑嗗埄鐜囩浉搴旇皟鏁淬
2010骞10鏈19鏃ヨ嚜2010骞10鏈20鏃ヨ捣锛岄摱琛岃捶娆惧埄鎭涓婅皟鑷抽噾铻嶆満鏋勪汉姘戝竵瀛樿捶娆惧熀鍑嗗埄鐜囥傞噾铻嶆満鏋勪竴骞存湡瀛樻惧熀鍑嗗埄鐜囦笂璋0.25涓鐧惧垎鐐癸紝鐢辩洰鍓嶇殑2.25%涓婅皟鑷2.50%锛涗竴骞存湡璐锋惧熀鍑嗗埄鐜囦笂璋0.25涓鐧惧垎鐐癸紝鐢辩洰鍓嶇殑5.31%涓婅皟鑷5.56%锛涘叾浠栨。娆″瓨璐锋惧熀鍑嗗埄鐜囩浉搴旇皟鏁淬
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