❶ 涓浜烘秷璐硅捶娆惧埄鐜囧氬皯閽
鍔炵悊涓鍥介摱琛屼釜浜烘秷璐圭被璐锋剧殑鍒╃巼鏄澶氬皯锛
涓鍥介摱琛屼釜浜烘秷璐圭被璐锋惧埄鐜囷細
璐锋惧埄鐜囧畾浠锋柟寮忥細娴鍔ㄥ埄鐜囨柟寮忥紱
璐锋惧埄鐜囨诞鍔ㄥ懆鏈燂細12涓鏈堬紙璐锋炬湡闄愬唴涓嶆秹鍙婇噸鏂板畾浠凤級锛
璐锋惧埄鐜囨寜鏃ユ伅璁＄畻锛屾棩鍒╃巼=骞村埄鐜/360銆傚悎鍚屾湁鏁堟湡鍐咃紝璐锋句汉鏈夋潈璋冩暣璐锋惧埄鐜囥傚叿浣撹锋偍鍒板綋鍦颁腑鍥介摱琛岃捶娆剧粡鍔炶岃繘琛屽挩璇銆
浠ヤ笂鍐呭逛緵鎮ㄥ弬鑰冿紝涓氬姟瑙勫畾璇蜂互瀹為檯涓哄噯銆
娑堣垂璐蜂竴骞6涓涓鏈堝埄鎭澶氬皯
娑堣垂璐锋惧勾鍒╂伅鏄澶氬皯锛
娑堣垂璐锋惧埄鐜囧備笅锛
1.鐭鏈熻捶娆撅細鍏涓鏈堬紙鍖呮嫭鍏涓鏈堬級鐨勫埄鐜囨槸5.6%锛屽叚涓鏈堝埌涓骞达紙鍖呮嫭涓骞达級鐨勫埄鐜囨槸6.00%銆
2.涓闀挎湡璐锋撅細涓骞村埌涓夊勾锛堝寘鎷涓夊勾锛夌殑鍒╃巼鏄6.15%锛屼笁骞村埌浜斿勾锛堝寘鎷浜斿勾锛夌殑鍒╃巼鏄6.40%锛屼簲骞村埌涓夊崄骞寸殑鍒╃巼鏄6.55%銆
娑堣垂璐峰勾鍖栫巼锛
鐩鍓嶄汉琛屾秷璐硅捶骞村寲鐜囷細
0-6涓鏈堬紙鍚6涓鏈堬級锛屽勾鍒╃巼锛4.35%锛6涓鏈-1骞达紙鍚1骞达級锛屽勾鍒╃巼锛4.35%锛1-3骞达紙鍚3骞达級锛屽勾鍒╃巼锛4.75%锛
3-5骞达紙鍚5骞达級锛屽勾鍒╃巼锛4.75%锛
5-30骞达紙鍚30骞达級锛屽勾鍒╃巼锛4.90%锛
璐锋惧埄鐜囬渶瑕佺粨鍚堟偍鐢宠风殑涓氬姟鍝佺嶃佷俊鐢ㄧ姸鍐点佹媴淇濇柟寮忕瓑鍥犵礌杩涜岀患鍚堢殑瀹氫环锛岄渶缁忓姙缃戠偣瀹℃壒鍚庢墠鑳界‘瀹氥
涓鍥芥嫑鍟嗛摱琛屾秷璐硅捶娆惧埄鐜囨槸澶氬皯锛
涓鍥芥嫑鍟嗛摱琛屾秷璐硅捶娆剧殑鍒╃巼鏄浠ュぎ琛屽彂甯冪殑鐜拌屽晢涓氳捶娆惧熀鍑嗗埄鐜囦负鍩虹锛屽湪姝や箣涓婅繘琛岄傚綋娴鍔ㄥ緱鍒帮紝鍏蜂綋鍒╃巼浠ュ綋鍦颁腑鍥芥嫑鍟嗛摱琛岀粰鍑虹殑瀹為檯鍒╃巼涓哄噯锛岀幇琛岀殑鍟嗕笟璐锋惧熀鍑嗗埄鐜囧備笅锛
1銆佺煭鏈熻捶娆撅細璐锋1骞翠互鍐(鍚1骞)骞村埄鐜囦负4.35%銆
2銆侀暱鏈熻捶娆撅細
(1)璐锋1~5骞(鍚5骞)骞村埄鐜囦负4.75%;
(2)璐锋5骞翠互涓婂勾鍒╃巼涓4.90%銆
鐜板湪澶琛屽埄鐜囧凡缁忎笅闄嶄负4.3%锛屼綘浠鐨勬埧璐峰埄鐜囬兘涓嬮檷浜嗗悧锛
2020骞翠拱浜嗕竴濂楁埧瀛愶紝閾惰屽埄鐜4.65%60BPs,涓嬫潵鏄5.25%锛21骞磋皟鏁翠簡涓娆″埄鐜囷紝鍙樹负5.2%锛岀幇鍦ㄥぎ琛屽凡缁忚皟鏁磋捶娆惧埄鐜囨槸4.3%锛屽績鎯崇潃姣忎釜鏈堝彲浠ュ皯杩樹竴浜涗簡锛屾湡寰呬腑锛屽彲鏄涓杩炲嚑涓鏈堣捶娆惧埄鐜囨病鏈変竴鐐瑰彉鍖栵紝鍙堜粩缁嗙湅浜嗕竴涓嬪悎鍚岋紝鎵嶅彂鐜版槸涓骞翠竴鍙橈紝涔熷氨鏄鏀捐捶鏃ユ湡婊′竴骞存墠浼氭敼鍙橈紝蹇冩儏鐒﹁檻鍟婏紝甯屾湜灏藉揩闄嶄綆鍒╃巼锛屼竴涓鏈堝彲浠ュ皯杩樺ソ鍑犵櫨鍟婏紒
鏈嬪弸浠锛屼綘浠鐨勬埧璐峰埄鐜囬兘鏄澶氬皯锛熷浐瀹氬姞鐨勫熀鐐规槸澶氬皯鍛锛熸槸涓嶆槸鎴胯捶澶ч儴鍒嗛夋嫨鐨勯兘鏄娴鍔ㄥ埄鐜
娑堣垂璐锋槸浠涔堬紵娑堣垂璐峰埄鎭澶氬皯
瀵逛簬鏅閫氱殑娑堣垂鏀鍑猴紝涓鑸浣跨敤淇＄敤鍗″嵆鍙瀹屾垚鏀浠橈紝浣嗗逛簬涓浜涘ぇ棰濆害鐨勬秷璐规敮鍑猴紝鎴戜滑灏遍渶瑕佺敵璇锋秷璐硅捶娆句簡锛岄偅涔堟秷璐硅捶鏄浠涔堟剰鎬濓紵閾惰屾秷璐硅捶娆惧埄鐜囧氬皯锛熶笅鏂囧氨鏉ュ甫澶у朵簡瑙ｄ竴涓嬨
娑堣垂璐锋槸浠涔堟剰鎬
娑堣垂璐锋句竴鑸鎸囬摱琛屾垨鍏朵粬閲戣瀺鏈烘瀯閫氳繃閲囧彇淇＄敤銆佹姷鎶笺佽川鎶兼媴淇濇垨鍏朵粬淇濊瘉鏂瑰紡锛屽悜涓浜烘秷璐硅呮彁渚涙巿淇￠濆害鐨勮捶娆炬ā寮忋傝屾牴鎹鎺ュ彈璐锋惧硅薄鐨勪笉鍚岋紝娑堣垂璐锋惧張鍙浠ュ垎涓轰拱鏂硅捶娆惧拰鍗栨柟璐锋俱
涔版柟璐锋剧殑鎰忎箟鍦ㄤ簬瀵硅喘涔版秷璐瑰搧鐨勬秷璐硅呭彂鏀剧殑璐锋撅紝濡備釜浜烘梾娓歌捶娆俱佷釜浜虹患鍚堟秷璐硅捶娆俱佷釜浜虹煭鏈熶俊鐢ㄨ捶娆剧瓑銆
鑰屽崠鏂硅捶娆剧殑鎰忎箟鍒欏湪浜庨氳繃鍒嗘湡浠樻惧崟璇佷綔鎶垫娂锛屽归攢鍞娑堣垂鍝佺殑浼佷笟鍙戞斁鐨勮捶娆俱傛瘮濡備釜浜恒佷釜浜轰綇鎴胯捶娆俱佷釜浜烘苯杞﹁捶娆剧瓑銆傚傛灉鎸夋媴淇濈殑涓嶅悓鏉ョ湅锛屽張鍙鍒嗕负鎶垫娂璐锋俱併佷繚璇佽捶娆惧拰淇＄敤璐锋剧瓑銆
娑堣垂璐锋惧埄鐜囨槸澶氬皯锛
鐩鍓嶏紝涓浜鸿兘鐢宠峰埌鐨勬秷璐硅捶娆惧埄鐜囷紝涓昏佺湅涓浜虹殑鐢宠疯祫璐ㄥ拰鎷呬繚鏂瑰紡绛夊洜绱犺屽畾銆傚傛灉鍦ㄩ摱琛岀殑寰佷俊璁板綍鑹濂斤紝骞朵笖鑳芥彁渚涜冻澶熺殑璧勪骇璇佹槑锛屼竴鑸閮藉彲浠ユ垚鍔熺敵璇峰埌娑堣垂璐锋撅紝鍏蜂綋鐨勬秷璐硅捶娆惧埄鐜囷紝鍙浠ュ弬鑰冨備笅锛
0-6涓鏈堬紙鍚6涓鏈堬級锛屽勾鍒╃巼锛4.35%锛6涓鏈-1骞达紙鍚1骞达級锛屽勾鍒╃巼锛4.35%锛1-3骞达紙鍚3骞达級锛屽勾鍒╃巼锛4.75%锛3-5骞达紙鍚5骞达級锛屽勾鍒╃巼锛4.75%锛5-30骞达紙鍚30骞达級锛屽勾鍒╃巼锛4.90%銆
娑堣垂璐峰埄鐜
娑堣垂璐锋惧埄鐜囩殑璁＄畻鍏寮忎负锛氭秷璐硅捶娆惧埄鐜=鍒╂伅/(鏈閲戞湡闄)銆
涓鑸娑堣垂璐锋惧埄鐜囦緷鎹閾惰岀殑鍩哄噯璐锋惧埄鐜囨诞鍔锛屽叿浣撳埄鐜囧皢鏍规嵁鐢宠蜂汉鐨勮祫鏍煎姩鎬佽皟鏁淬
鏈鏂板ぎ琛岃捶娆惧熀鍑嗗埄鐜囷細
锛1锛夌煭鏈熻捶娆撅細涓骞翠互鍐(鍚涓骞)璋冩暣鍚庡埄鐜囦负4.35%銆
锛2锛変腑闀挎湡璐锋撅細涓鑷充簲骞(鍚浜斿勾)璋冩暣鍚庡埄鐜囦负4.75%锛涗簲骞翠互涓婅皟鏁村悗鍒╃巼涓4.90%銆
锛3锛変釜浜轰綇鎴垮叕绉閲戣捶娆撅細浜斿勾浠ヤ笅(鍚浜斿勾)璋冩暣鍚庡埄鐜囦负2.75%锛涗簲骞翠互涓婅皟鏁村悗鍒╃巼涓3.25%銆
鎷撳睍璧勬枡锛
璐锋惧埄鐜囷紝鏄閾惰岀瓑閲戣瀺鏈烘瀯鍙戞斁璐锋炬椂鍚戝熸句汉鏀跺彇鍒╂伅鐨勫埄鐜囥備富瑕佸垎涓轰笁绫:涓澶閾惰屽瑰晢涓氶摱琛岀殑璐锋惧埄鐜;鍟嗕笟閾惰屽瑰㈡埛鐨勮捶娆惧埄鐜;鍚屼笟鎷嗗熷埄鐜囥
閾惰岃捶娆惧埄鎭鐨勭‘瀹氬洜绱犳湁:
1銆侀摱琛屾垚鏈銆備换浣曠粡娴庢椿鍔ㄩ兘瑕佽繘琛屾垚鏈-鏀剁泭姣旇緝銆傞摱琛屾垚鏈鏈変袱绫:鍊熷叆鎴愭湰-鍊熷叆璧勯噾棰勪粯鎭;杩藉姞鎴愭湰-姝ｅ父涓氬姟鎵鑰楄垂鐢ㄣ
2銆佸钩鍧囧埄娑︾巼銆傚埄鎭鏄鍒╂鼎鐨勫啀鍒嗗壊锛屽埄鎭蹇呴』灏忎簬鍒╂鼎鐜囷紝骞冲潎鍒╂鼎鐜囨槸鍒╂伅鐨勬渶楂樼晫闄愩
3銆佸熻捶璐у竵璧勯噾渚涙眰鐘跺喌銆備緵澶т簬姹傦紝璐锋惧埄鐜囧繀鐒朵笅闄嶏紝鍙嶄箣浜︾劧銆傚彟澶栵紝璐锋惧埄鐜囪繕椤昏冭檻鐗╀环鍙樺姩鍥犵礌銆佹湁浠疯瘉鍒告敹鐩婂洜绱犮佹斂娌诲洜绱犵瓑銆
寤鸿岃捶娆惧埄鐜
浠ュ缓琛屼釜浜烘秷璐硅捶娆句负渚嬶紝璐锋惧埄鐜囪寖鍥翠竴鑸鏄0.60%-0.70%锛屾墽琛屼腑鍥戒汉姘戦摱琛岃勫畾鐨勫悓鏈熻捶娆惧埄鐜囷紝鐣ユ湁鍙樺姩銆
鐢宠蜂汉鍦ㄧ敵鍔炶捶娆剧殑鏃跺欙紝寤鸿鍊熸句汉搴斿墠寰褰撳湴閾惰屾垨鑰呮槸璐锋炬満鏋勫挩璇浜嗚В涓嬨
寤鸿屽揩璐风殑璐锋鹃濆害鏈浣庝负1000鍏冿紝鏈楂樹负5涓囧厓锛岃捶娆剧殑鏈熼檺涓1骞达紝鍒╃巼绾︿负6.6%銆
寤鸿屽埄鎭璁＄畻鍏寮忎负锛氬埄鎭=璐锋鹃濆害1骞村埄鐜
鑻ユ槸璐锋5涓囷紝鎸夌収鍒╃巼鏉ョ畻锛屽氨鏄500006.6%=3300銆傚傛灉璐锋剧殑涓栫晫涓嶈冻涓骞达紝姣斿傦紝浠呬粎鐢宠3涓鏈堢殑璐锋撅紝閭ｅ埄鎭渚挎槸3600/123=900
浠ュ缓琛屼釜浜烘秷璐硅捶娆句负渚嬶紝璐锋惧埄鐜囪寖鍥翠竴鑸鏄0.60%-0.70%锛屾墽琛屼腑鍥戒汉姘戦摱琛岃勫畾鐨勫悓鏈熻捶娆惧埄鐜囷紝鐣ユ湁鍙樺姩銆
鐢宠蜂汉鍦ㄧ敵鍔炶捶娆剧殑鏃跺欙紝寤鸿鍊熸句汉搴斿墠寰褰撳湴閾惰屾垨鑰呮槸璐锋炬満鏋勫挩璇浜嗚В涓嬨
寤鸿屽揩璐风殑璐锋鹃濆害鏈浣庝负1000鍏冿紝鏈楂樹负5涓囧厓锛岃捶娆剧殑鏈熼檺涓1骞达紝鍒╃巼绾︿负6.6%銆
寤鸿屽埄鎭璁＄畻鍏寮忎负锛氬埄鎭=璐锋鹃濆害1骞村埄鐜
鑻ユ槸璐锋5涓囷紝鎸夌収鍒╃巼鏉ョ畻锛屽氨鏄500006.6%=3300銆傚傛灉璐锋剧殑涓栫晫涓嶈冻涓骞达紝姣斿傦紝浠呬粎鐢宠3涓鏈堢殑璐锋撅紝閭ｅ埄鎭渚挎槸3600/123=900
❷ 鍚勪釜閾惰岀殑淇＄敤璐锋惧埄鐜囨槸澶氬皯
淇＄敤璐锋惧摢涓閾惰屽埄鎭鏈浣
1銆佹嫑鍟嗛摱琛屻傛帹鍑虹殑淇＄敤璐锋锯斺旀嫑琛岄棯鐢佃捶锛屽彲浠ュ湪鍛ㄤ竴棰嗗彇9鎶樺埄鐜囨姌鎵ｅ埜锛屾姌鍚庣殑鍒╃巼鏈浣庝笉浣庝簬骞村寲鍒╃巼5.04%銆
2銆佸缓璁鹃摱琛屻傛帹鍑虹殑淇＄敤璐锋锯斺斿缓琛屽揩璐凤紝鏈浣庡埌4.35%锛屼笉杩囧叿浣撶殑鍒╃巼闇瑕佹牴鎹鍊熸句汉鐨勪俊鐢ㄥ拰璐＄尞搴︾瓑鍥犵礌鐢辩郴缁熻繘琛屽樊鍒鍖栫殑瀹氫环銆
3銆佸啘涓氶摱琛屻傛帹鍑虹殑淇＄敤璐锋锯斺斿啘琛岀綉鎹疯捶锛屾渶楂樻斁娆剧殑棰濆害鏄20涓囷紝鏂扮剧害涓骞存湡鐨勭敤鎴峰彲浜鍙楀埄鐜囩殑浼樻儬鏈浣4.35%-4.5%銆
4銆侀偖鏀垮偍钃勯摱琛岋紝鎺ㄥ嚭鐨勪俊鐢ㄨ捶娆锯斺旈偖浜璐-浼樺㈠皧浜鏈楂樻槸20涓囷紝骞村埄鐜囨槸鍦4.35%-7.05%锛屾牴鎹鍊熸句汉璧勮川杩涜岀患鍚堣瘎浼伴噰鐢ㄥ樊寮傚寲鐨勫埄鐜囥
闂鐢佃捶
闂鐢佃捶锛氭嫑琛岄棯鐢佃捶鏄鎷涘晢閾惰屾帹鍑虹殑涓涓缃戠粶璐锋剧殑浜у搧锛岀洰鍓嶅彧鏈夋敹鍒版嫑鍟嗛摱琛岄棯鐢佃捶閭璇风殑鐢ㄦ埛鎵嶈兘澶熺敵璇峰姙鐞嗘嫑琛岀殑闂鐢佃捶锛屾嫑琛岄棯鐢佃捶鐢宠锋垚鍔熶互鍚庯紝浼氬湪24灏忔椂涔嬪唴鍙戞斁娆鹃」鍒扮敤鎴风殑鎷涜屼竴鍗￠氶噷闈锛岃祫閲戝湪鍒拌揪鎷涜屼竴鍗￠氫互鍚庯紝鐢ㄦ埛鍙浠ユｅ父鐨勪娇鐢ㄤ竴鍗￠氳繘琛屽叾浠栨搷浣滐紝鍙浠ヨ浆璐﹀苟涓斾篃鍙浠ュ彇鐜般傗滈棯鐢佃捶鈥濇槸鎷涘晢閾惰屼负鏈琛岀殑闆跺敭瀹㈡埛鎻愪緵鐨勪竴娆惧叏绾夸笂鐨勪釜浜虹綉缁滆捶娆剧殑浜у搧锛屽㈡埛鍙瑕佺﹀悎鎷涘晢閾惰岀殑璐锋炬巿淇℃潯浠剁殑锛屾嫑鍟嗛摱琛屽氨灏嗕細涓诲姩涓哄㈡埛鏍稿畾涓涓璐锋鹃濆害鐨勭敵璇疯祫鏍硷紝骞朵笖浼氶氳繃鐭淇＄瓑鏂瑰紡鍛婄煡瀹㈡埛銆備笌浼犵粺鐨勮捶娆句笟鍔＄浉姣旓紝鈥滈棯鐢佃捶鈥濅骇鍝佺殑鍔炵悊鎵嬬画鏇村姞绠鍗曟柟渚匡紝瀹㈡埛鍙浠ラ氳繃鎷涜岀殑鎵嬫満閾惰岃嚜鍔╃敵璇峰姙鐞嗚捶娆撅紝鎷涜岀郴缁熶細鑷鍔ㄥ畬鎴愯捶娆剧殑瀹℃壒浠ュ強鏀炬俱
閾惰岃捶娆惧埄鎭鏄澶氬皯
鎴戜滑鐨勬棩甯哥敓娲昏窡閾惰屾伅鎭鐩稿叧锛屽彲浠ヨ存槸姣忓ぉ閮藉湪璺熼摱琛屾墦浜ら亾銆傚ぇ鍒颁拱杞︿拱鎴匡紝灏忓埌姣忎竴绗斿皬鑺遍攢閮借佷粠閾惰岃蛋璐︺傛垜浠澶╁ぉ璺熼摱琛屾帴瑙︼紝浣嗘槸鐪熺殑鍒颁簡瑕佽捶娆剧殑鏃跺欙紝鍗村归摱琛岀殑璐锋惧埄鎭骞朵笉浜嗚В锛屾瘡涓鏈堣佽繕澶氬皯閽辨槸姣忎釜鍊熻捶浜哄叧蹇冪殑浜嬫儏銆傚洜涓烘瘡涓閾惰岀殑璐锋惧埄鎭閮芥槸涓嶄竴鏍风殑锛岄偅涔堟垜浠鍦ㄨ捶娆剧殑鏃跺欎篃瑕佹彁鍓嶅仛濂藉姛璇撅紝浜嗚В閾惰岀殑璐锋惧埄鎭鎵嶈屻傞偅涔堟帴涓嬫潵鎴戜滑涓璧锋潵鐪嬩竴涓嬪悇涓閾惰岃捶娆惧埄鎭鏄澶氬皯銆
鐩鍓嶅ぎ琛屽皢鍒╃巼鍒跺畾涓轰竴骞存湡鍩哄噯鍒╃巼4.35%锛1-3骞达紙鍚3骞达級鏄4.75%锛3-5骞达紙鍚5骞达級鏄4.75%锛5-30骞达紙鍚30骞达級鏄4.90%銆
鐩鍓嶆垜鍥介摱琛岀殑璐锋惧埄鎭鏄鐢变腑鍥戒汉姘戦摱琛屽埗瀹氬熀鍑嗗埄鐜囷紝鐒跺悗鍚勫ぇ閾惰屽湪姝ゅ熀鍑嗕笂鎸夌収瑙勫畾鐨勫箙搴︿笂涓嬫诞鍔ㄣ傚叾涓锛屽晢涓氶摱琛屻佸煄甯備俊鐢ㄧぞ绛夐噾铻嶆満鏋勭殑娴鍔ㄥ尯闂村湪0.9%鑷1.7%涔嬮棿锛屾剰鎬濆氨鏄璇村ぎ琛屽厑璁稿悇澶ч摱琛屽湪鍩哄噯鍒╃巼鐨勫熀纭涓婃渶楂樹笂娴骞呭害涓70%锛屼笅娴骞呭害涓10%銆傚洜涓洪摱琛岃捶娆剧殑鍒╂伅鏄鏍规嵁鍒╂伅鐜囨潵璁＄畻鐨勶紝鑰屾瘡涓閾惰岀殑鍒╂伅鐜囧拰璐锋鹃濆害閮戒笉涓鏍凤紝鎵浠ュ湪鍒╂伅涓婁篃鏈夌潃涓嶅悓銆
閾惰屾诲叡鏈変笁绉嶈捶娆炬柟寮忥紝鍒嗗埆鏄鎶垫娂璐锋撅紝淇＄敤璐锋撅紝鍟嗕笟璐锋撅紝鍥犱负璐锋剧殑鏉′欢涓嶄竴鏍凤紝鎵浠ュ埄鎭鐜囧拰鍒╂伅涔熶笉涓鏍枫
鎶垫娂璐锋撅細
1.鎶垫娂璐锋剧敤浜庝紒涓氱粡钀
璐锋鹃濆害涓鑸鍙浠ョ敵璇峰埌鎴夸骇璇勪及鍊肩殑涓冩垚銆傝捶娆剧殑鍒╃巼瑕佷互閾惰岀殑鏀跨瓥鍜屽熸句汉鐨勬潯浠跺湪澶琛屽熀鍑嗗埄鐜囦笂涓婃诞20%浠ヤ笂銆傝捶娆惧勾闄愪竴鑸瑙勫畾涓5骞淬
2.鎶垫娂璐锋剧敤浜庝釜浜烘秷璐
濡傛灉鎶垫娂璐锋剧敤鏉ヤ綔涓轰釜浜烘秷璐癸紝閭ｄ箞璐锋剧殑鍒╃巼鍙浠ュ湪澶琛岀殑鍩哄噯鍒╃巼涓婁笂娴10%銆傝繖鏍风敤鏉ユ姷鎶肩殑璧勪骇涓鑸鎶垫娂骞撮檺鏄10骞淬
3.鎶垫娂璐锋剧敤浜庝拱鎴
濡傛灉鎶垫娂璐锋惧熸句汉鏄鐢ㄦ潵璐鎴匡紝閭ｄ箞閾惰岀殑璐锋惧埄鐜囨槸鍘熸潵鍩哄噯鍒╃巼鐨1.1鍊嶃傝捶娆剧殑鏃堕棿涔熶粠鍘熸潵鐨20骞村噺灏戣嚦10骞淬
鍦ㄥ姙鐞嗘姷鎶艰捶娆剧殑鏃跺欙紝鍊熸句汉鐨勫熸惧勾闄愭槸璺熻嚜韬鐨勮祫璐ㄦ槸鏈変竴瀹氱殑鍏崇郴鐨勶紝濡傛灉涓浜轰俊鐢ㄥソ锛岃繕娆捐兘鍔涘己锛岄偅涔堜粬鐨勮捶娆鹃濆害灏辫秺楂樸
淇＄敤璐锋撅細
涓鑸淇＄敤璐锋剧殑鍒╂伅瑕佹瘮鍏跺畠璐锋炬柟寮忕殑鍒╂伅瑕侀珮锛屽洜涓轰俊鐢ㄨ捶娆炬槸鏃犳姷鎶肩殑璐锋撅紝鐩稿规潵璇存墜缁姣旇緝绠鍗曪紝闂ㄦ涗篃姣旇緝浣庯紝鎵浠ュ埄鎭涔熻佹瘮鏅閫氳捶娆捐侀珮銆傜洰鍓嶅悇澶ч摱琛岀殑鏃犳姷鎶间俊鐢ㄨ捶娆惧埄鐜囬兘鏄鍦ㄥぎ琛屽熀鍑嗗埄鐜囦笂涓婃诞锛岃嚦灏戜笂娴30%锛屼互璐锋5骞存潵璁＄畻锛屽湪4.35%鐨勫熀纭涓婁笂娴30%锛岄偅涔5骞寸殑鍒╃巼澶х害鏄6.18%銆傛垜浠鍦ㄨ捶娆剧殑鏃跺欒佽＄畻濂芥瘡涓鏈堢殑杩樻鹃噾棰濓紝鐪嬭嚜宸辨槸涓嶆槸鍙浠ユ壙鎷呫
濡傛灉淇＄敤璐锋炬槸鐢ㄤ簬涓浜烘秷璐广佹瘮濡傛梾娓搞佹棩甯告秷璐广佷互鍙婅愮敤鍝佺殑娑堣垂锛屽ぇ瀹跺彲浠ラ夋嫨寤鸿屻佷氦琛岀瓑鍏绉閲戜俊鐢ㄨ仈鍚嶈捶绛夎捶娆鹃濆害灏忎笖鍒╂伅涔熸瘮杈冧綆鐨勮捶娆句骇鍝侊紝濡傛灉鎴戜滑淇＄敤璐锋炬槸鐢ㄤ簬瑁呬慨銆佷拱杞︽垨鑰呭叾瀹冧竴浜涘硅祫閲戦渶姹傚緢澶х殑娑堣垂锛屽ぇ瀹跺彲浠ラ夋嫨璐锋鹃濆害楂橈紝鍒╂伅杈冧綆涓旇捶娆炬湡闄愯緝闀跨殑淇＄敤璐蜂骇鍝併
涓嶈繃闇瑕佹敞鎰忕殑鏄褰卞搷淇＄敤璐风殑鍥犵礌鏈夊緢澶氾紝鍖呮嫭鍊熸剧殑淇＄敤璇锋撅紝璧勪骇鎯呭喌浠ュ強杩樻捐兘鍔涚瓑銆
鍟嗕笟璐锋撅細
鍟嗕笟璐锋惧張鍚嶁滀釜浜轰綇鎴胯捶娆锯濓紝璐鎴胯呭湪涔版埧鏃剁即绾充簡棣栦粯锛岀劧鍚庢瘡鏈堝悜閾惰屾敮浠樹竴瀹氱殑鏈閲戝拰鍒╂伅銆傚晢涓氳捶娆惧湪1骞存垨1骞翠互涓婏紝骞村埄鐜囦负4.35%锛1鍒5骞达紙鍚锛5骞达紝骞村埄鐜囨槸4.75%锛5骞翠互涓婂勾鍒╃巼涓4.90%銆傚叕绉閲戣捶娆惧湪1骞翠互涓嬶紝绋庣巼涓2.75%锛1-3骞翠负2.75%锛3-5骞翠负2.75%锛5骞翠互涓婂垯涓3.25%銆傚彈闄愯喘闄愯捶鏀跨瓥褰卞搷锛屽悇澶ч摱琛屽归栧楁埧璐锋惧埄鐜囪皟鏁村姏搴︿笉鍚屻傛嵁缁熻★紝涓鑸棣栧楁埧鐨勫钩鍧囧埄鐜囦负5.38%锛屽埄鐜囨櫘閬嶄笂娴5%-20%锛屼簩濂楁埧涓婃诞10%-30%锛屽叕绉閲戣捶娆惧埄鐜囦笂娴10%銆
鎬荤殑鏉ヨ达紝閾惰岃捶娆剧殑鍒╂伅鏄鏍规嵁鍒╂伅鐜囨潵璁＄畻鐨勶紝鑰屾瘡涓閾惰岀殑鍒╂伅鐜囧拰璐锋鹃濆害閮戒笉涓鏍凤紝鎵浠ュ湪鍒╂伅涓婁篃鏈夌潃涓嶅悓銆傚ぎ琛屽埗瀹氱殑璐锋惧熀鍑嗗勾鍒╃巼鏄4.35%锛1-3骞寸殑鍒╃巼鏄4.75%锛3-5骞寸殑鍒╃巼涓4.75%锛5-30骞寸殑鍒╃巼鏄4.90%銆傚悇澶ч摱琛屽湪鍩哄噯鍒╃巼鐨勫熀纭涓婃寜鐓у悎鐞嗙殑骞呭害杩涜屼笂涓嬫诞鍔锛屼篃灏辨槸璇存渶楂樹笂娴骞呭害涓70%锛屼笅娴骞呭害涓10%銆備互涓婂氨鏄鎴戝归摱琛岃捶娆惧埄鎭鏄澶氬皯鐨勫洖绛旓紝甯屾湜鑳藉府鍒颁綘銆
璇烽棶鍚勫ぇ閾惰岃捶娆惧埄鐜囨槸澶氬皯
鍚勫ぇ閾惰岀殑璐锋惧埄鐜囷紝鏄渚濇嵁澶琛屽埗瀹氱殑璐锋惧熀鍑嗗埄鐜囨诞鍔ㄥ緱鍒扮殑锛屽悇閾惰岀殑璐锋惧埄鐜囨湁鎵宸寮傘傚ぎ琛岃捶娆惧熀鍑嗗埄鐜囧叚涓鏈堬紙鍚锛4.35%锛屼竴骞达紙鍚锛4.75%锛屼竴骞村埌浜斿勾锛堝惈锛4.9%銆傚悇澶ч摱琛屾牴鎹鍩哄噯鍒╃巼鍙浠ヤ笂涓嬫诞鍔锛屽归摱琛岃捶娆惧埄鐜囦笂闄愪笉鍐嶅仛闄愬畾锛屼笅闄愪负0.9鍊嶅熀鍑嗗埄鐜囷紝涓嶈繃瀵逛俊鐢ㄧぞ璐锋惧埄鐜囦粛鏈変笂闄愰檺鍒讹紝瑕佹眰淇＄敤绀捐捶娆惧埄鐜囦笂闄愪笉寰楅珮浜2.3鍊嶅熀鍑嗗埄鐜囥