Ⅰ 鍐滄潙淇＄敤绀捐捶娆惧埄鐜囨槸澶氬皯
涓銆佸啘鏉戜俊鐢ㄧぞ璐锋惧埄鐜囨槸澶氬皯
鍐滄潙淇＄敤绀捐捶娆惧埄鐜囨槸渚濈収澶琛岋紝鎸夌収璐锋句汉鐨勫叿浣撴儏鍐佃皟鏁达紝涓嬮檺鏄鍩哄噯鍒╃巼鐨0.9鍊嶏紝涓婇檺鏄鍩哄噯鍒╃巼鐨1銆佸啘鏉戜俊鐢ㄧぞ鍟嗕笟璐锋惧埄鐜囷細6涓鏈堜互涓嬶紙鍚6涓鏈堢殑锛夊埄鐜囨湀鑷1骞达紙鍚1骞达級鍒╃巼鏄6.00%锛1骞磋嚦3骞达紙鍚3骞达級鍒╃巼鏄6.1鍒╃巼鏄6.40%锛5骞翠俊鐢ㄧぞ鍏绉閲戣捶娆惧埄鐜囷細5锛5骞翠互涓婄殑鏄4.50%銆傛帴涓嬫潵灏忕紪灏辨潵绠鍗曚粙缁嶄竴涓嬬敵璇峰啘鏉戜俊鐢ㄧぞ璐锋剧殑鐢宠锋潯浠舵湁鍝浜涖傜敵璇峰啘鏉戜俊鐢ㄧぞ璐锋鹃渶璐锋剧敵璇疯〃锛屽苟濉瀹炰俊鎭锛2銆佹惡甯︽湁鏁堣韩浠借瘉浠舵垨鑰呮埛鍙ｆ湰锛3銆佹彁渚涘跺涵璐浜ф儏鍐电殑璇存槑浠ュ強鐢宠蜂汉鎻愪緵鏈浜哄強鍏堕厤鍋舵墍鍦ㄥ崟浣嶆垨灞呭斾細鍑虹ず鏀跺叆浠借瘉浠跺強澶嶅嵃浠讹紝浠ュ強鏍规嵁瑕佹眰闇瑕佹彁渚涚殑鍏朵粬鐩稿叧鏉愭枡銆
浜屻佸啘鏉戜俊鐢ㄧぞ璐锋惧埄鎭鏄澶氬皯锛
鍐滄潙淇＄敤绀捐捶娆惧埄鎭鏄娌℃湁涓涓鍥哄畾鍊肩殑锛屽畠鐨勮捶娆惧埄鎭涓昏佹槸浠ュぎ琛岀殑鍩哄噯鍒╂伅涓烘寚瀵煎埄鎭銆傚啘鏉戜俊鐢ㄧぞ鐨勮捶娆惧埄鎭鏈浣庨檺搴︽槸澶琛岃捶娆惧熀鍑嗗埄鎭鐨勫崄鍒嗕箣涔濆嶃備竴銆佸埄鎭鏄鍗佸垎涔嬩節鍊嶅啘鏉戜俊鐢ㄧぞ鐨勮捶娆惧埄鎭鏈浣庨檺搴︽槸澶琛岃捶娆惧熀鍑嗗埄鎭鐨勫崄鍒嗕箣涔濆嶏紝鏈楂樹笂娑ㄧ郴鏁版槸澶琛岃捶娆惧熀鍑嗗埄鎭鐨勪袱鐐逛笁鍊嶃傚湪鍐滄潙淇＄敤绀撅紝浠栦滑鍙浠ユ牴鎹璐锋句汉鐨勫叿浣撴儏鍐靛规よ捶娆惧埄鎭杩涜屼笂璋冩垨鑰呬笅璋冿紝骞朵笖瀵逛簬鏈夊叆鑲＄殑绀惧憳锛屽啘鏉戜俊鐢ㄧぞ鏄鍙浠ュ逛粬鐨勮捶娆惧埄鎭閲囧彇浼樻儬鏀跨瓥鐨勩備簩銆佽捶娆惧嚑骞村垎鍒鐨勫埄鎭鐩鍓嶉摱琛屽叕甯冪殑璐锋惧熀鍑嗗埄鐜囦腑锛0-6鏈(鍚6鏈)璐锋惧勾鍒╃巼鏄4.35%锛6鏈-1骞(鍚1骞)鏄4.35%锛1-5骞(鍚5骞)鏄4.75%锛5-30骞(鍚30骞)鏄4.90%锛屽埄鐜囦細鏍规嵁璐锋句汉璧勮川涓婅皟鎴栬呬笅闄嶃傛墿灞曡祫鏂欙細鍐滄潙淇＄敤鍚堜綔绀撅紙鑻辨枃鍚嶇ОRuralCreditCooperatives锛屼腑鏂囩畝绉板啘鏉戜俊鐢ㄧぞ銆佸啘淇＄ぞ锛夋寚缁忓ぎ琛屾壒鍑嗚剧珛銆佺敱绀惧憳鍏ヨ偂缁勬垚銆佸疄琛屾皯涓荤＄悊銆佷富瑕佷负绀惧憳鎻愪緵閲戣瀺鏈嶅姟鐨勫啘鏉戝悎浣滈噾铻嶆満鏋勩傚啘鏉戜俊鐢ㄧぞ鏄鐙绔嬬殑浼佷笟娉曚汉锛屼互鍏跺叏閮ㄨ祫浜у瑰啘鏉戜俊鐢ㄧぞ鍊哄姟鎵挎媴璐ｄ换锛屼緷娉曚韩鏈夋皯浜嬫潈鍒┿傚叾璐浜с佸悎娉曟潈鐩婂拰渚濇硶寮灞曠殑涓氬姟娲诲姩鍙楀浗瀹舵硶寰嬩繚鎶ゃ傚叾涓昏佷换鍔℃槸绛归泦鍐滄潙闂叉暎璧勯噾锛屼负鍐滀笟銆佸啘姘戝拰鍐滄潙缁忔祹鍙戝睍鎻愪緵閲戣瀺鏈嶅姟銆備緷鐓у浗瀹舵硶寰嬪拰閲戣瀺鏀跨瓥瑙勫畾锛岀粍缁囧拰璋冭妭鍐滄潙鍩洪噾锛屾敮鎸佸啘涓氱敓浜у拰鍐滄潙缁煎悎鍙戝睍锛屾敮鎸佸悇绉嶅舰寮忕殑鍚堜綔缁忔祹鍜岀ぞ鍛樺跺涵缁忔祹锛岄檺鍒跺拰鎵撳嚮銆傚啘淇＄ぞ鍒嗕负浠ヤ笅閮ㄩ棬锛氬啘淇＄ぞ鍚堜綔绀俱佸啘淇＄ぞ鍥介檯閲戣瀺閮ㄩ棬锛屾斂閫氬啘淇＄ぞ鍩硅瀛︽牎锛屽啘淇＄ぞ淇¤捶閮ㄩ棬绛夛紝鏄鐢遍摱鐩戜細鍜孋SG鍙岄噸棰嗗肩殑閮ㄩ棬銆傚啘鏉戜俊鐢ㄥ悎浣滅ぞ鏄閾惰岀被閲戣瀺鏈烘瀯锛屾墍璋撻摱琛岀被閲戣瀺鏈烘瀯鍙堝彨浣滃瓨娆炬満鏋勫拰瀛樻捐揣甯侀摱琛岋紝鍏跺叡鍚岀壒寰佹槸浠ュ惛鏀跺瓨娆句负涓昏佽礋鍊猴紝浠ュ彂鏀捐捶娆句负涓昏佽祫浜э紝浠ュ姙鐞嗚浆璐︾粨绠椾负涓昏佷腑闂翠笟鍔★紝鐩存帴鍙備笌瀛樻捐揣甯佺殑鍒涢犺繃绋嬨傚啘鏉戜俊鐢ㄥ悎浣滅ぞ鍙堟槸淇＄敤鍚堜綔鏈烘瀯锛屾墍璋撲俊鐢ㄥ悎浣滄満鏋勬槸鐢变釜浜洪泦璧勮仈鍚堢粍鎴愮殑浠ヤ簰鍔╀负涓昏佸畻鏃ㄧ殑鍚堜綔閲戣瀺鏈烘瀯锛岀畝绉扳滀俊鐢ㄧぞ鈥濓紝浠ヤ簰鍔┿佽嚜鍔╀负鐩鐨勶紝鍦ㄧぞ鍛樹腑寮灞曞瓨娆俱佹斁娆句笟鍔°備俊鐢ㄧぞ鐨勫缓绔嬩笌鑷鐒剁粡娴庛佸皬鍟嗗搧缁忔祹鍙戝睍鐩存帴鐩稿叧銆傜敱浜庡啘涓氱敓浜ц呭拰灏忓晢鍝佺敓浜ц呭硅祫閲戦渶瑕佸瓨鍦ㄥｈ妭鎬с侀浂鏁ｃ佸皬鏁伴濄佸皬瑙勬ā鐨勭壒鐐癸紝浣垮緱灏忕敓浜ц呭拰鍐滄皯寰堥毦寰楀埌閾惰岃捶娆剧殑鏀鎸侊紝浣嗗㈣備笂鐢熶骇鍜屾祦閫氱殑鍙戝睍鍙堝繀椤昏В鍐宠祫鏈涓嶈冻鐨勫洶闅撅紝浜庢槸灏卞嚭鐜颁簡杩欑嶄互缂寸撼鑲￠噾鍜屽瓨娆炬柟寮忓缓绔嬬殑浜掑姪銆佽嚜鍔╃殑淇＄敤缁勭粐銆
涓夈佸啘鏉戜俊鍚2023骞寸殑瀹氭湡鍒╂伅澶氬皯锛
鏁村瓨鏁村彇锛氫笁涓鏈堝埄鐜囨槸2.86%銆佸崐骞村埄鐜囨槸3.08%銆佷竴骞村埄鐜囨槸3.30%銆佷簩骞村埄鐜囨槸3.75%銆佷笁骞村埄鐜囨槸4.25%銆佷簲骞村埄鐜囨槸4.75%
;3銆侀浂瀛樻暣鍙栥佹暣瀛橀浂鍙栥佸瓨鏈鍙栨伅锛氫竴骞村埄鐜囨槸2.86%銆佷笁骞村埄鐜囨槸3.08%銆佷簲骞村埄鐜囨槸3.30%;
鍥涖佽烽棶鍐滄潙淇＄敤绀捐捶娆惧埄鎭
鍐滄潙淇＄敤绀剧幇琛屼竴骞存湡璐锋惧熀鍑嗗埄鐜囨槸骞存伅5.31%锛屼俊鐢ㄧぞ鍦ㄨ捶娆惧熀鍑嗗埄鐜囩殑鍩虹涓婁笂娴110%锛屾姌鍚堝埄鐜囨槸11.151%锛屼竴骞寸殑澶ф傚埄鎭鏄5000011.151%=5575.5鍏冿紝鍙鏄涓骞村ぇ姒傜殑鍒╂伅锛屽洜涓洪摱琛岀殑璐锋惧埄鎭鏄鏈変竴澶╃畻涓澶╃殑锛岄摱琛岀殑璐锋惧埄鎭閮芥槸鎸夊ｈ妭鐨勶紝娌″ｅ害鐨20鏃ュ墠缁撴伅
Ⅱ 淇″悎璐锋5涓囦竴骞村埄鎭鏄澶氬皯
浠4.35%鐨勫埄鐜囪＄畻锛屽埄鎭鏄2175鍏冦備俊鍚堣捶娆剧殑鍒╃巼鏄鍦ㄤ腑鍥戒汉姘戦摱琛屽熀鍑嗗埄鐜囩殑鍩虹涓婅繘琛岃皟鏁村彉鍖栫殑锛屼腑鍥戒汉姘戦摱琛屼竴骞翠互鍐咃紙鍖呭惈涓骞达級璐锋剧殑鍒╃巼涓4.35%銆傝捶娆剧殑鍒╂伅=璐锋剧殑鍒╃巼*璐锋剧殑閲戦*璐锋剧殑鏈熼檺锛岄偅涔堣捶娆50000鍏冧竴骞存墍浜х敓鐨勫埄鎭涓猴細50000*1*4.35%=2175鍏冦
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