❶ 灏忛濊捶娆惧叕鍙哥殑鍒╃巼鎬庝箞绠楋紵
灏忛濊捶娆惧叕鍙哥殑鍒╃巼璁＄畻鍏寮忛氬父濡備笅锛氬埄鐜 = 鍩哄噯鍒╃巼 x 椋庨櫓琛ュ伩鐜
鍩哄噯鍒╃巼閫氬父浼氭牴鎹澶琛屽熀鍑嗗埄鐜囨垨鑰呭叾浠栧競鍦哄埄鐜囪繘琛岃皟鏁达紝鑰岄庨櫓琛ュ伩鐜囧垯閫氬父鍦2%鍒4%涔嬮棿銆傝繖鎰忓懗鐫锛屽嵆浣垮熀鍑嗗埄鐜囩浉鍚岋紝鐢变簬椋庨櫓琛ュ伩鐜囩殑涓嶅悓锛屼笉鍚岀殑灏忛濊捶娆惧叕鍙稿彲鑳戒細缁欏嚭涓嶅悓鐨勫埄鐜囥
鎺ヤ笅鏉ワ紝鎴戜滑鏉ョ湅涓涓嬪叿浣撶殑璁＄畻杩囩▼銆傚亣璁惧熀鍑嗗埄鐜囦负骞村寲4%锛屽熸鹃噾棰濅负1涓囧厓锛岃捶娆炬湡闄愪负1骞达紝閭ｄ箞鍏蜂綋鐨勫埄鐜囪＄畻杩囩▼濡備笅锛
骞村埄鐜 = 4% x 1.2 = 4.8%
鍏朵腑锛1.2鏄椋庨櫓琛ュ伩鐜囥傝繖鎰忓懗鐫濡傛灉鍊熸句汉鑳藉熸寜鏃惰繕娆撅紝灏忛濊捶娆惧叕鍙稿皢鏀浠樺熸句汉棰濆栫殑0.8%浣滀负椋庨櫓琛ュ伩銆傚傛灉鍊熸句汉杩濈害鏈杩橈紝灏忛濊捶娆惧叕鍙镐細闈涓存崯澶憋紝鎵浠ラ庨櫓琛ュ伩鐜囬氬父涓嶄細浣庝簬鍩哄噯鍒╃巼銆
鍚屾椂锛屼笉鍚岀殑灏忛濊捶娆惧叕鍙稿彲鑳戒細鏈変笉鍚岀殑椋庨櫓琛ュ伩鐜囥備竴鑸鏉ヨ达紝椋庨櫓琛ュ伩鐜囦笌璐锋炬湡闄愩佸熸句汉鐨勪俊鐢ㄨ瘎绾с佸熸句汉鐨勮屼笟銆佸湴鍖虹瓑鍥犵礌鏈夊叧銆
鏈鍚庯紝璇锋敞鎰忥紝涓婅堪鍒╃巼璁＄畻鏂瑰紡浠呮槸涓涓涓鑸鐨勫弬鑰冿紝鍏蜂綋鐨勫皬棰濊捶娆惧叕鍙哥殑鍒╃巼鍙鑳戒細鏈夋墍涓嶅悓銆傚疄闄呮搷浣滀腑锛屾偍杩橀渶瑕佸挩璇㈠叿浣撶殑灏忛濊捶娆惧叕鍙镐互鑾峰彇鏈鍑嗙‘鐨勪俊鎭銆