① 涔版柊杞﹀埄鎮澶氬皯鍚堥傦紵
涓銆佷拱鏂拌濺鍒╂伅澶氬皯鍚堥傦紵
鏂拌濺杞﹁捶鍒╂伅涓鑸鏄澶氬皯錛
鏍規嵁鍥藉惰勫畾錛屾苯杞﹁捶嬈懼埄鐜囬渶瑕佹寜鐓уぎ琛屾渶鏂癓PR鍒╃巼鏉ュ埗瀹氾紝鏈楂樺彧鑳芥誕鍔36%銆傜洰鍓嶆渶鏂扮殑涓騫存湡璐鋒懼埄鐜囦負3.85%錛屼簲騫存湡璐鋒懼埄鐜囦負4.65%銆傝捶嬈句漢濡傛灉璐涔扮殑鏄鏂拌濺錛屾牴鎹瑙勫畾錛屾柊杞︾殑璐鋒懼勾闄愪笉寰楄秴榪5騫達紝鑰岄噾鋙嶆満鏋勫ぇ澶氭彁渚涗笁騫寸殑鍒嗘湡鏈嶅姟銆
鍋囪捐捶嬈句漢鐢寵風殑杞﹁捶騫撮檺鏄3騫達紝鍦3.85%鐨勫熀紜涓婃誕鍔10%-36%鐨勮瘽錛岄偅涔堣捶嬈懼勾鍒╃巼涓鑸鍦4.2%-5.3%涔嬮棿錛涘亣璁捐捶嬈句漢鐢寵風殑杞﹁捶騫撮檺瓚呰繃浜嗕笁騫達紝鎸夌収4.65%鐨勫熀紜涓婃誕鍔10%--36%鐨勮瘽錛岃捶嬈懼勾鍒╃巼涓鑸鍦5.1%-6.4%涔嬮棿銆
浠ュ緩璁鵑摱琛屽拰宸ュ晢閾惰屼婦渚嬶紝鍦2021騫撮噷錛岃捶嬈句漢鐢寵瘋濺璐1-3騫達紝寤鴻鵑摱琛岀殑杞﹁捶鍒╃巼鏄5.31%錛屽伐鍟嗛摱琛岀殑杞﹁捶鍒╃巼鏄5.6%銆傚傛灉璐鋒句漢鐢寵瘋濺璐瘋秴榪3騫達紝寤鴻鵑摱琛岀殑杞﹁捶騫村埄鐜囨槸5.4%錛屽伐鍟嗛摱琛岀殑杞﹁捶騫村埄鐜囨槸6%銆
浠ヤ笂鍙鏄鐞嗚烘х殑杞﹁捶鍒╂伅璁$畻鏂瑰紡錛岀敱浜庢苯杞︽湰韜鏄涓嶆柇璐鍊肩殑錛屽洜姝よ捶嬈句漢鐢寵風殑璐鋒炬湰閲戣秺楂樸佽繕嬈炬椂闂磋秺闀匡紝杞﹁捶鍒╃巼涔熶細瓚婇珮銆傚姞涓婅捶嬈句漢涓浜鴻祫璐ㄤ笉鏄寰堝ソ鐨勮瘽錛岃濺璐峰埄鐜囨湁鍙鑳借秴鍑洪勬枡
浜屻佷拱杞﹀垎鏈熺殑鍒╂伅鏄澶氬皯
鎯寵佸姙鐞嗘苯杞﹁捶嬈炬庝箞鑳戒笉鐭ラ亾杞﹁捶鍒╃巼鍛?奼借濺璐鋒句竴鑸鏈夌洿瀹㈠紡鍜岄棿瀹㈠紡涓ょ嶆ā寮忥細鐩村㈠紡璐鋒撅細鍊熸句漢鐩存帴鍚戦摱琛岀敵璇鋒苯杞﹁捶嬈懼啀鍒版苯杞︾粡閿鍟嗗勮喘杞;闂村㈠紡璐鋒:鍊熸句漢鍏堝湪奼借濺緇忛攢鍟嗗勯夎喘杞﹁締錛屽湪鎻愬嚭璐鋒劇敵璇楓
鏃犺哄摢涓縐嶈捶嬈撅紝鎴戜滑閮藉笇鏈涜捶嬈懼埄鐜囪秺浣庤秺濂斤紝濡傛灉涓嶈佸埄鐜囨渶濂戒簡.褰撶劧榪欑嶆兂娉曟兂鎯沖氨濂戒簡錛屾瘯絝熶笉綆℃槸鍟嗕笟閾惰岃繕鏄鍏朵粬璐鋒炬満鏋勫畠浠閮芥槸瑕佺泩鍒╃殑.
涓嶈繃鍦ㄦ墍鏈夎捶嬈炬笭閬撲腑錛岄摱琛岃捶嬈劇殑鍒╃巼涓鑸鏄鏈浣庣殑錛岃繖涔熸槸寰堝氫漢闇瑕佽捶嬈句細浼樺厛閫夋嫨閾惰岀殑鍘熷洜涔嬩竴銆
2018騫磋濺璐峰埄鐜囨槸澶氬皯錛屾垜浠鏉ョ湅涓涓嬪惂銆
鉶界劧涓嶅皯鍟嗕笟閾惰岄兘璇磋嚜瀹剁殑璐鋒懼埄鐜囨槸鎸夌収澶琛屽彂甯冪殑璐鋒懼熀鍑嗗埄鐜囨潵鎵ц岀殑錛屼絾鏄瀹為檯涓婏紝鏈変笉灝戦摱琛屼細鏍規嵁鑷瀹墮摱琛岀殑鏀跨瓥鍜屾儏鍐靛湪璐鋒懼熀鍑嗗埄鐜囩殑鍩虹涓婅繘琛岃皟鏁達紝涓嶅悓閾惰屽逛簬杞﹁捶鍒╃巼鐨勮勫畾騫朵笉鐩稿悓銆
澶琛岃捶嬈懼熀鍑嗗埄鐜
浠ュ緩璁鵑摱琛屽拰鎷涘晢閾惰屼負渚嬶紝鎹浜嗚В錛屽緩琛屼竴騫存湡杞﹁捶鍒╃巼涓5.31%錛3-5騫(鍚5騫)鍒╃巼涓5.4%;鑰屾嫑鍟嗛摱琛屼竴騫存湡璐鋒懼埄鐜囦負5.1%錛3-5騫(鍚5騫)鍒╃巼涓5.5%銆
鎵╁睍璧勬枡錛
涓嶅悓鍦板尯浠ュ強鍊熸句漢鐨勮祫璐ㄤ細瀵硅捶嬈懼埄鐜囨湁褰卞搷錛屼互涓婃暟鎹浠呬緵澶у跺弬鑰冿紝鍏蜂綋璇峰挩璇㈡湁鍏抽摱琛屻
渚嬪備腑鍥介摱琛岀殑涓浜烘苯杞︽秷璐圭被璐鋒懼叧浜庤捶嬈懼埄鐜囩殑瑙勫畾錛氫竴鑸瀹㈡埛璐鋒懼埄鐜囨墽琛屽熀鍑嗗埄鐜囷紝浼樿川瀹㈡埛璐鋒懼埄鐜囩粡鐪佺駭鍒嗚屾壒鍑嗭紝鍙浠ュ湪鍩哄噯鍒╃巼鍩虹涓婇傚綋涓嬫誕錛屼笅嫻姣斾緥涓嶅緱瓚呰繃10%銆
闄や簡閾惰屾苯杞﹁捶嬈句箣澶栵紝涓嶅皯浜轟篃浼氶夋嫨淇$敤鍗″垎鏈熻喘杞︺備俊鐢ㄥ崱鍒嗘湡鉶界劧娌℃湁鍒╂伅錛屼絾鏄浼氫駭鐢熸墜緇璐廣傛墜緇璐瑰氬皯涓庡垎鏈熸暟鏈夊叧銆
寤鴻岀殑鍒嗘湡璐杞︿笟鍔℃湁12鏈燂紝24鏈燂紝36鏈燂紝鍒嗘湡鎵嬬畫璐圭巼鍒嗗埆鏄0-3%錛4%-7%錛10-12%錛屽垎鏈熻秺闀匡紝浜х敓鐨勬墜緇璐逛篃瓚婂氥
② 涔拌濺鏃惰捶嬈懼埄鐜囨庝箞綆楋紵
涓銆佷拱杞︽椂璐鋒懼埄鐜囨庝箞綆楋紵
杞﹁捶鍒╃巼涓嶆槸鍥哄畾鐨勶紝鎸夊ぎ琛岃勫畾錛屾苯杞﹁捶嬈炬墽琛岃捶嬈懼熀鍑嗗埄鐜囷紝浣嗗悇閲戣瀺鏈烘瀯鍙鍦ㄦ収鎮変紡鍩哄噯鍒╃巼涓婁笅涓瀹氳寖鍥村唴榪涜屾誕鍔ㄣ
澶ч儴鍒嗙殑杞﹁捶榪樻炬湡闄愰兘涓嶄細瓚呰繃5騫達紝鑰岃濺璐風殑騫村埄鐜囦笉浼氫綆浜庡浗瀹跺熀鍑嗗埄鐜囥傚浗瀹剁殑璐鋒懼熀鍑嗗埄鐜囧湪1-5騫翠箣闂翠負4.75%錛屼竴騫村唴鍒╃巼涓4.35%錛屽洜姝や竴鑸杞﹁捶鐨勬渶浣庡勾鍒╃巼鏈浣庝負4.35%銆
鍚勮岃濺璐峰埄鐜囦竴鑸濡備笅錛
1錛氫腑鍥介摱琛岋細璐鋒懼勾闄1騫達紝璐鋒懼埄鐜4%錛2騫達紝8%錛3騫達紝12%銆
2錛氫腑鍥藉緩璁鵑摱琛岋細1-3騫達紙鍚3騫達級錛5.31%騫存暟錛3-5騫達紙鍚5騫達級錛5.4%騫存暟銆
3錛氫腑鍥藉伐鍟嗛摱琛岋細6涓鏈堜互鍐咃紙鍚6涓鏈堬級錛岃濺璐峰埄鐜5.60%錛6涓鏈堣嚦1騫達紙鍚1騫達級錛岃濺璐峰埄鐜6.00%錛1-3騫達紙鍚3騫達級錛6.15%騫存暟錛3-5騫達紙鍚5騫達級錛6.40%騫存暟錛5騫翠互涓婏紝6.55%騫存暟銆
璐鋒劇殑鏈閲戣秺楂樺墠鎼鴻繕嬈炬椂闂磋秺闀匡紝鍒╂伅灝變細瓚婇珮錛岃濺璐峰埄鐜囦篃涓嶆槸闄嗙畝涓鎴愪笉鍙樼殑錛屽獎鍝嶈濺璐峰埄鐜囩殑鍥犵礌鏄鏈夊緢澶氱殑銆傝濺璐峰埄鐜囨槸鍚勮捶嬈炬満鏋勬牴鎹澶琛岀殑鍩哄噯鍒╃巼榪涜岃皟鏁達紝鍑嗙『鐨勮捶嬈懼埄鐜囪繕浼氬彈鍒頒釜浜哄緛淇★紝璐鋒炬満鏋勮嚜韜鐘跺喌錛屽熸句漢鐨勮嚜韜鍥犵礌絳夋柟闈㈢殑褰卞搷銆
浜屻佹棩浜ф苯杞﹂噾鋙嶈捶嬈懼埄鎮鎬庝箞綆
鐜板湪寰堝氳濺璐蜂負浜嗕績閿鍩烘湰涓婇兘鏄娌″埄鎮銆傚叧閿鏄鐪嬪綋鍦版斂絳栨庝箞鏍
涓夈佷拱杞﹂噾鋙嶈捶嬈懼埄鎮鎬庝箞綆楃殑
璐杞︽椂鎴戜滑闇瑕佹敮浠樼殑璐圭敤澶х暐濡備笅錛
1.閾惰岃捶嬈懼熀鍑嗗埄鐜囷細1騫存湡6.666%;2騫存湡-3騫存湡6.71%;
2.棣栨湡浠樻炬婚=棣栦粯嬈懼繀瑕佽姳璐瑰晢涓氫繚闄
3.璐緗紼=璐杞︽/(117%)脳璐緗紼庣巼(10%)
4.涓婄墝璐圭敤錛氶氬父鍟嗗舵彁渚涚殑涓鏉¢緳鏈嶅姟鏀惰垂綰500鍏冿紝涓浜哄姙鐞嗙害373鍏冿紝鍏朵腑宸ュ晢楠岃瘉銆佸嚭搴150鍏冦佺Щ鍔ㄨ瘉30鍏冦佺幆淇濆崱3鍏冦佹嫇鍙瘋垂40鍏冦佽岄┒璇佺浉鐗20鍏冦佹墭鐩樿垂130鍏冦
5.杞﹁埞浣跨敤紼庯細鍚勭渷涓嶇粺涓錛屼互鍖椾含涓轟緥錛屽寳浜9搴у強浠ヤ笅瀹㈣濺480鍏/騫達紝9搴т互涓婂㈣濺540鍏/騫淬
6.浜ゅ己闄╋細瀹剁敤6搴у強浠ヤ笅950鍏/騫達紝瀹剁敤6搴т互涓1100鍏/騫
7.甯歌勪繚闄╁悎璁★細鐩鍓嶄繚闄╁叕鍙稿鉤鍧囨姌鎵d負77%銆
8.杞﹁締鎹熷け闄╋細鐜版捐喘杞︿環鏍濟1.2%銆
9.鍏ㄨ濺鐩楁姠闄╋細鏂拌濺璐緗浠訪1.0%銆
10.鐜葷拑鍗曠嫭鐮寸庨櫓錛氳繘鍙f柊杞﹁喘緗浠訪0.25%錛屽浗浜ф柊杞﹁喘緗浠訪0.15%銆
11.鑷鐕冩崯澶遍櫓錛氭柊杞﹁喘緗浠訪0.15%銆
12.涓嶈″厤璧旂壒綰﹂櫓錛(杞﹁締鎹熷け闄╃涓夎呰矗浠婚櫓)脳20%銆
13.鏃犺繃璐d換闄╋細絎涓夎呰矗浠婚櫓淇濋櫓璐姑20%銆
14.杞︿笂浜哄憳璐d換闄╋細姣忎漢淇濊垂50鍏冿紝鍙鏍規嵁杞﹁締鐨勫疄闄呭駭浣嶆暟濉鍐欍
奼借濺鎬諱環90000鍏冿紝棣栦粯27000鍏冿紝涓夊勾鏈
閾惰屾湀鍒╂伅鏄0.5025%錛岃捶嬈炬婚69027.48鍏冿紝鏈堜緵1917.43鍏
閲戣瀺鍏鍙稿埄鎮0.615%錛岃捶嬈炬婚70423.92鍏冿紝鏈堜緵1956.22鍏
楂橀濆埄鎮0.9%錛岃捶嬈炬婚74036.52鍏冿紝鏈堜緵2056.57鍏
鍥涖佷笂奼介氱敤閲戣瀺錛岃捶嬈懼埄鎮鎬庝箞綆楃殑?涔拌濺璐鋒68000錛屼笁騫村埄鎮涓鍏卞氬皯錛
絳夐濇湰鎮娉曪細 璐鋒炬湰閲戱細50000鍋囧畾騫村埄鐜囷細4.750%璐鋒懼勾闄愶細3騫達細姣忔湀鏈堜緵榪樻炬湰鎮棰濇槸錛 1492.94鍏冦佹昏繕嬈鵑噾棰濇槸錛53745.84鍏冦佸叡搴旇繕鍒╂伅錛3745.84鍏冦傜1涓鏈堣繕鍒╂伅涓猴細197.92 錛涚1涓鏈堣繕鏈閲戜負錛1295.02錛涙ゅ悗姣忔湀榪樺埄鎮閲戦濋掑噺銆佽繕鏈閲戦掑炪傦紙鏈鑰冭檻涓閫斿埄鐜囪皟鏁達級