公司助學貸款

1. 鍔╁﹁捶嬈懼姙鐞嗘祦紼嬪拰璐圭敤錛

涓銆佸姪瀛﹁捶嬈懼姙鐞嗘祦紼嬪拰璐圭敤錛

棣栧厛錛屾悳緔⑩滃浗瀹跺紑鍙戦摱琛屽姪瀛﹁捶嬈句俊鎮緗戔濓紝閫夋嫨鈥滃︾敓鍦ㄧ嚎鏈嶅姟緋葷粺(鐢熸簮鍦)鈥濆～鍐欙紝瀵煎嚭騫舵墦鍗般婄敵璇瘋〃銆嬶紝鏈浜虹懼瓧錛

鐒跺悗錛屾妸銆婄敵璇瘋〃銆嬫嬁緇欐潙濮斾細鐩栫珷錛

鏈鍚庯紝鍜屽叡鍚屽熸句漢涓璧鳳紝甯︿笂鐢寵瘋呯殑韜浠借瘉鍘熶歡澶嶅嵃浠訛紝褰曞彇閫氱煡涔/瀛︾敓璇佸師浠跺嶅嵃浠訛紝鎴峰彛鏈鍘熶歡澶嶅嵃浠躲佺敵璇瘋〃銆佸跺涵璐鍥拌瘉鏄庯紝鍒扮敓婧愬湴鍔╁﹁捶嬈懼姙鐞嗕腑蹇冿紙涓鑸鏄鏁欒偛灞錛夊姙鐞嗘墜緇錛岀捐㈠悎鍚屻

浜屻佸姪瀛﹁捶嬈捐ヨ佸備綍鐢寵

鍔╁﹁捶嬈劇殑鐢寵鋒柟娉曚富瑕佹湁涓ょ嶏細絎涓縐嶆槸緗戜笂鐢寵鳳細鎵撳紑鍥藉跺紑鍙戦摱琛屽姪瀛﹁捶嬈懼畼緗戱紝鐐瑰嚮鈥滃︾敓鍦ㄧ嚎鏈嶅姟緋葷粺鈥濓紝濡傛灉絎涓嬈¤捶嬈鵑渶瑕佹敞鍐岋紝鐐瑰嚮鈥滄敞鍐屸濓紝濉鍐欑浉鍏充俊鎮錛岄渶瑕佹媴淇濅漢涓鍚屽埌褰撳湴鍘胯祫鍔╀腑蹇冨℃牳韜浠斤紝鎷垮埌鐢寵瘋〃錛屾惡甯﹁韓浠借瘉鍜岀敵璇瘋〃灝卞彲鍒板幙璧勫姪涓蹇冩彁浜ゅ嵆鍙銆2銆佺浜岀嶆槸瀛︽牎鐢寵鳳細鏂扮敓寮瀛﹀悗鍦ㄥ︽牎鐨勫姪瀛﹁捶嬈劇殑紿楀彛鍔炵悊錛屽甫濂芥湰浜鴻韓浠借瘉銆佸綍鍙栭氱煡涔︽垨瀛︾敓璇併佸跺涵緇忔祹鍥伴毦璇佹槑銆佷綇鍧璇佹槑絳夎祫鏂欏嵆鍙銆傚浗瀹跺姪瀛﹁捶嬈炬槸鍏氫腑澶銆佸浗鍔￠櫌鍦ㄧぞ浼氫富涔夊競鍦虹粡嫻庢潯浠朵笅錛屽埄鐢ㄩ噾鋙嶆墜孌靛畬鍠勬垜鍥芥櫘閫氶珮鏍¤祫鍔╂斂絳栦綋緋伙紝鍔犲ぇ瀵規櫘閫氶珮鏍¤傳鍥板跺涵瀛︾敓璧勫姪鍔涘害鎵閲囧彇鐨勪竴欏歸噸澶ф帾鏂姐傚浗瀹跺姪瀛﹁捶嬈炬槸鐢辨斂搴滀富瀵箋佽儲鏀胯創鎮銆佽儲鏀垮拰楂樻牎鍏卞悓緇欎簣閾惰屼竴瀹氶庨櫓琛ュ伩閲戱紝閾惰屻佹暀鑲茶屾斂閮ㄩ棬涓庨珮鏍″叡鍚屾搷浣滅殑涓撻棬甯鍔╅珮鏍¤傳鍥板跺涵瀛︾敓鐨勯摱琛岃捶嬈俱傚熸懼︾敓涓嶉渶瑕佸姙鐞嗚捶嬈炬媴淇濇垨鎶墊娂錛屼絾闇瑕佹壙璇烘寜鏈熻繕嬈撅紝騫舵壙鎷呯浉鍏蟲硶寰嬭矗浠匯傚熸懼︾敓閫氳繃瀛︽牎鍚戦摱琛岀敵璇瘋捶嬈撅紝鐢ㄤ簬寮ヨˉ鍦ㄦ牎鏈熼棿鍚勯」璐圭敤涓嶈凍錛屾瘯涓氬悗鍒嗘湡鍋胯繕銆

涓夈佸姪瀛﹁捶嬈鵑炬湡褰卞搷鎴胯捶鐢寵鋒庝箞鍔

錛熸垜鑰佸叕澶у︾敵璇蜂簡鍔╁﹁捶嬈撅紝鍥犱負涓嶄簡瑙ｆ庝箞榪樻撅紝閫犳垚寰堝氭￠炬湡錛岀粨濠氬悗錛屽ソ涓嶅規槗瀛樺熶簡棣栦粯錛屾兂璐鋒句拱鎴匡紝閾惰岃存湁涓嶈壇淇＄敤錛屾棤娉曡捶嬈撅紝璇烽棶榪欑嶆儏鍐靛簲璇ユ庝箞鍔炲憖錛侊紒鍔╁﹁捶嬈炬棭灝辮繕瀹屼簡錛屾垜浠鐜板湪涔熸湁涔版埧鐨勮繕嬈捐兘鍔涳紝浣嗘槸鐜板湪鍗存棤娉曡捶嬈撅紵甯屾湜涓撲笟浜哄＋瑙ｇ瓟涓涓嬭阿璋銆傛墿灞曢槄璇伙細鍖椾含鍦板尯閾惰屾姷鎶艱捶嬈句拱杞﹀埄鐜囧簲璇ユ槸澶氬皯娌℃湁鍔炴硶鐨勶紝閫炬湡璁板綍鏄鐪熷疄瀛樺湪鐨勶紝鏃犳硶娑堥櫎鐨勶紝涓嶈繃浣犳壘鍖椾含鎶墊娂璐鋒俱佹媴淇濆叕鍙鎬箣綾葷殑錛屽簲璇ュ彲浠ュ府浣犳搷浣溿傝繕鏄浠庨摱琛岃捶嬈撅紝鍙鏄浠栦滑鏈夋洿澶氱殑娓犻亾錛屼笉榪囦綘灝遍渶瑕佹敮浠樹粬浠涓姣旀墜緇璐規垨鑰呮媴淇濊垂浜嗐

鍥涖佽佺敵璇峰姪瀛﹁捶嬈捐ユ庝箞鍋

澶у︾敓鍥藉跺姪瀛﹁捶嬈劇敵璇鋒潯浠訛細
1.鍏ㄦ棩鍒舵櫘閫氶珮絳夊︽牎涓緇忔祹鍥伴毦鐨勬湰涓撶戠敓(鍚楂樿亴鐢)銆佺爺絀剁敓鍜岀浜屽﹀＋瀛︿綅鐨勫︾敓
2.鍏鋒湁涓鍗庝漢姘戝叡鍜屽浗鍥界睄錛屽苟鎸佹湁涓鍗庝漢姘戝叡鍜屽浗灞呮皯韜浠借瘉
3.鍏鋒湁瀹屽叏姘戜簨琛屼負鑳藉姏(鏈鎴愬勾鐢寵峰浗瀹跺姪瀛﹁捶嬈鵑』鏈夊叾娉曞畾鐩戞姢浜轟功闈㈠悓鎰)
4.璇氬疄瀹堜俊錛岄伒綰瀹堟硶錛屾棤榪濇硶琛屼負
5.瀛︿範鍔鍔涳紝鑳藉熸ｅ父瀹屾垚瀛︿笟
6.鍥犲跺涵緇忔祹鍥伴毦錛屽湪鏍℃湡闂存墍鑳借幏寰楃殑鏀跺叆涓嶈凍浠ユ敮浠樺畬鎴愬︿笟鎵闇鐨勫熀鏈璐圭敤
涓鑸鏉ヨ達紝鐢寵峰浗瀹跺姪瀛﹁捶嬈劇殑瀛︾敓錛岄渶瑕佹彁渚涳細鍥藉跺姪瀛﹁捶嬈劇敵璇蜂功;鏈浜鴻韓浠借瘉鍜屽︾敓璇;緇忔祹鍥伴毦璇佹槑絳夎祫鏂欙紝閫氳繃灝辮葷殑瀛︽牎鍚戝綋鍦扮殑閾惰岀敵璇峰嵆鍙
鑰屾湁浜涘︾敓閫夋嫨鍦ㄦ埛綾嶅綋鍦板姙鐞嗙敓婧愬湴淇＄敤鍔╁﹁捶嬈撅紝澶у︾敓鍥藉跺姪瀛﹁捶嬈劇敵璇鋒祦紼嬪備笅錛
棣栧厛鐧誨綍緗戠珯榪涜屾敞鍐岀櫥褰曪紝杈撳叆鏈浜哄強鍏卞悓鍊熸句漢淇℃伅鍚庯紝榪涜屽湪綰胯捶嬈劇敵璇鳳紝灝嗗煎嚭淇℃伅鍚庢墦鍗拌捶嬈劇敵璇瘋〃錛岀敵璇蜂漢鍒板眳濮斾細鎴栨皯鏀垮矓絳夊湴鏂瑰姙鐞嗚瘉鏄庢潗鏂欙紝鍦ㄦ嬁鍒拌瘉鏄庢潗鏂欏悗錛屽埌鍘跨駭璧勫姪涓蹇冪敵璇峰苟絳捐㈠悎鍚岋紝涔嬪悗鍐嶄笌楂樻牎璧勫姪涓蹇冭仈緋誨姙鐞嗙浉鍏充簨鍔°傚叾涓鐢寵風敓婧愬湴淇＄敤鍔╁﹁捶嬈炬墍闇瑕佺殑璧勬枡鏈夛細瀛︾敓鍜屽叡鍚屽熸句漢鐨勮韓浠借瘉鏄;鎴峰彛鏈鍘熶歡;楂樻牎褰曞彇閫氱煡涔︽垨瀛︾敓璇;絳懼瓧騫剁洊絝犵殑鐢寵瘋〃鍘熶歡涓寮忎袱浠姐傚叾涓闇娉ㄦ剰鐨勬槸錛岀敵璇瘋〃闇搴斿眾楂樹腑鐢熷墠寰楂樹腑瀛︽牎錛屽湪鏍″ぇ瀛︾敓鍓嶅線灞呭斾細鎴栬呮皯鏀垮矓榪涜岃祫鏍煎℃煡錛屽℃煡鍚堟牸鍚庯紝鍦ㄧ敵璇瘋〃涓婄洊絝犲苟鐢辯粡鍔炰漢絳懼瓧鍗沖彲銆
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2. 涓鍥介摱琛屽浗瀹跺姪瀛﹁捶嬈炬湡闄愭槸澶氫箙錛

鐢寵蜂腑鍥介摱琛屽浗瀹跺姪瀛﹁捶嬈炬渶闀挎湡闄愭槸澶氶暱鏃墮棿錛

涓鍥介摱琛屽浗瀹跺姪瀛﹁捶嬈炬湡闄愪負瀛﹀埗鍔15騫達紝鏈闀誇笉瓚呰繃22騫淬

鍊熸懼︾敓姣曚笟鍚庯紝鍦ㄨ繕嬈炬湡鍐呯戶緇鏀昏誨︿綅鐨勶紝鍙鐢寵風戶緇璐存伅銆傜敵璇風戶緇璐存伅鐨勫熸懼︾敓錛岄』鍦ㄧ敵璇瘋創鎮璧峰嬫棩20涓宸ヤ綔鏃ヤ箣鍓嶏紝鍚戝師鎵鍦ㄩ珮鏍℃満鏋勬彁鍑虹戶緇璐存伅鐢寵鳳紝鎻愪緵褰曞彇閫氱煡涔︺佽韓浠借瘉鏄庣瓑鐩稿叧璇佹槑璧勬枡銆傚師鎵鍦ㄩ珮鏍″湪5涓宸ヤ綔鏃ヤ箣鍐咃紝瀹℃牳鍊熸懼︾敓鐨勭戶緇璐存伅鐢寵鳳紝瀹℃牳閫氳繃鍚庯紝濉鍐欍婁腑鍥介摱琛岃偂浠芥湁闄愬叕鍙稿浗瀹跺姪瀛﹁捶嬈捐皟鏁磋繕嬈捐″垝鍙婅創鎮鐢寵蜂功銆嬪苟鍔犵洊鍏絝犮傚師緇忓姙閾惰岃嚜鏀跺埌瀛︽牎瀹℃牳閫氳繃鐨勭戶緇璐存伅鐢寵鳳紝搴斿湪5涓宸ヤ綔鏃ヤ箣鍐呭姙鐞嗙戶緇璐存伅鎵嬬畫銆傝嚜鍘熺粡鍔為摱琛屽姙鐞嗙戶緇璐存伅鎵嬬畫涔嬫棩璧鳳紝緇х畫鏀昏誨︿綅鏈熼棿鍙戠敓鐨勮捶嬈懼埄鎮錛屾寜鐓у熸懼︾敓鍘熸墍鍦ㄩ珮鏍＄殑闅跺睘鍏崇郴錛岀敱鍘熻創鎮璐㈡斂閮ㄩ棬緇х畫璐存伅銆傜戶緇璐存伅鐢卞叏鍥藉︾敓璧勫姪綆＄悊涓蹇冪＄悊鍜屾敮浠樸傚叏鍥藉︾敓璧勫姪綆＄悊涓蹇冨強鍊熸懼︾敓鍘熸墍鍦ㄩ珮鏍″規ょ瑪璐鋒劇戶緇鎵挎媴鏈鍗忚瑙勫畾鐨勭浉鍏寵矗浠誨拰涔夊姟銆傚熸懼︾敓涔熷彲鍦ㄤ腑琛屼釜浜烘墜鏈洪摱琛屻佷釜浜虹綉涓婇摱琛岀瓑涓琛屼釜浜虹嚎涓婃笭閬撲笂浼犳彁浜ゆ彁渚涘綍鍙栭氱煡涔︺佽韓浠借瘉鏄庣瓑鐩稿叧璇佹槑璧勬枡錛屽畬鎴愮戶緇璐存伅鐢寵鳳紝楂樻牎鎵垮姙鏈烘瀯鍜岀粡鍔為摱琛屽℃牳瀹屾瘯鍚庯紝鍦ㄤ腑琛屼釜浜烘墜鏈洪摱琛屻佷釜浜虹綉涓婇摱琛屽悜鍊熸懼︾敓灞曠ず絳劇講瀹屾瘯鍚庣殑銆婁腑鍥介摱琛岃偂浠芥湁闄愬叕鍙稿浗瀹跺姪瀛﹁捶嬈捐皟鏁磋繕嬈捐″垝鍙婅創鎮鐢寵蜂功銆嬨

浠ヤ笂鍐呭逛緵鎮ㄥ弬鑰冿紝涓氬姟瑙勫畾璇蜂互瀹為檯涓哄噯銆

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3. 鍔╁﹁捶嬈炬渶澶氳捶澶氬皯錛

涓銆佸姪瀛﹁捶嬈炬渶澶氳捶澶氬皯錛

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涓夈佸姪瀛﹁捶嬈劇爺絀剁敓鍙浠ヨ捶澶氬皯

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鐢寵峰浗瀹跺姪瀛﹁捶嬈炬潯浠訛細(鏈鎴愬勾浜洪』鐢卞叾娉曞畾鐩戞姢浜轟功闈㈠悓鎰)錛涜瘹瀹炲畧淇★紝閬電邯瀹堟硶錛屾棤榪濇硶琛屼負錛涘︿範鍒昏嫤錛岃兘澶熸ｅ父瀹屾垚瀛︿笟銆
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