如果網上貸款不還會怎麼樣

❶ 鍦ㄧ綉涓婂熺殑璐鋒句笉榪樹細鎬庝箞鏍 -娉曞緥鐭ヨ瘑

緗戠粶璐鋒鵑炬湡涓嶈繕鐨勫悗鏋

娉曞緥鍒嗘瀽錛氱綉璐蜂笉榪樼殑鍚庢灉濡備笅錛1銆佹壙鎷呴珮棰濋炬湡璐圭敤錛2銆佹壙鍙楀鉤鍙拌姳寮忓偓鏀訛紱3銆侀潰涓村叏鍥戒俊浠誨嵄鏈猴紱4銆佷漢琛屽緛淇′駭鐢熸薄鐐癸紱5銆佽鍛婁笂娉曞涵銆
娉曞緥渚濇嵁錛氥婁腑鍗庝漢姘戝叡鍜屽浗姘戞硶鍏搞
絎鍏鐧句竷鍗佷竴鏉 璐鋒句漢鏈鎸夌収綰﹀畾鐨勬棩鏈熴佹暟棰濇彁渚涘熸撅紝閫犳垚鍊熸句漢鎹熷け鐨勶紝搴斿綋璧斿伩鎹熷け銆傚熸句漢鏈鎸夌収綰﹀畾鐨勬棩鏈熴佹暟棰濇敹鍙栧熸劇殑錛屽簲褰撴寜鐓х害瀹氱殑鏃ユ湡銆佹暟棰濇敮浠樺埄鎮銆
絎鍏鐧句竷鍗佷簲鏉 鍊熸句漢搴斿綋鎸夌収綰﹀畾鐨勬湡闄愯繑榪樺熸俱傚瑰熸炬湡闄愭病鏈夌害瀹氭垨鑰呯害瀹氫笉鏄庣『錛屼緷鎹鏈娉曠浜旂櫨涓鍗佹潯鐨勮勫畾浠嶄笉鑳界『瀹氱殑錛屽熸句漢鍙浠ラ殢鏃惰繑榪樻句漢鍙浠ュ偓鍛婂熸句漢鍦ㄥ悎鐞嗘湡闄愬唴榪旇繕銆
絎鍏鐧句竷鍗佸叚鏉 鍊熸句漢鏈鎸夌収綰﹀畾鐨勬湡闄愯繑榪樺熸劇殑錛屽簲褰撴寜鐓х害瀹氭垨鑰呭浗瀹舵湁鍏寵勫畾鏀浠橀炬湡鍒╂伅銆
絎鍏鐧句竷鍗佸叓鏉 鍊熸句漢鍙浠ュ湪榪樻炬湡闄愬眾婊″墠鍚戣捶嬈句漢鐢寵峰睍鏈熸句漢鍚屾剰鐨勶紝鍙浠ュ睍鏈熴

緗戣捶涓嶈繕浼氭庝箞鏍

浣犲ソ錛岀綉璐蜂笉榪樹細寰堥夯鐑︾殑錛屼細浜х敓楂橀濈綒鎮鍜岃繚綰﹂噾銆傚傛灉嬈犳句漢鎶婇炬湡鐨勬椂闂村歡闀跨殑瓚婁箙錛岄偅瑙勫畾鐨勫埄鎮灝變細瓚婇珮錛屼絾鏄鍐嶉珮涔熸槸涓嶈兘瓚呰繃鎴戝浗娉曞緥瑙勫畾鐨勫悎娉曡寖鍥淬傝捶嬈句笉榪樹篃榪樹細瑕佹眰璐鋒句漢鏀浠樼浉搴旂殑榪濈害閲戠殑銆傛墍浠ヨ繕鏄鏈濂藉吇鎴愯壇濂界殑榪樻句範鎯錛岄伩鍏嶅悗鏈熼犳垚鏇村氶棶棰樸
2銆佷俊鐢ㄥ彈鎹熴傚傛灉璐鋒句笉榪橈紝涔熶細瀵瑰叾淇＄敤閫犳垚褰卞搷銆傚備粖鏈夊緢澶氱殑閾惰屽拰緗戠粶璐鋒懼叕鍙擱兘閲囩敤浜嗗叡浜浣撶郴錛屽傛灉浣犲湪鏌愪釜閾惰屾垨鑰呯綉緇滆捶嬈懼叕鍙歌捶浜嗘句笉榪樸傞偅涔堟湁鍙鑳藉叾浠栫殑緗戠粶璐鋒懼叕鍙告垨鑰呴摱琛屽氨浼氱煡閬撲綘嬈犺捶涓嶈繕鐨勬儏鍐碉紝濡傛灉鍚庢湡榪樻兂鍐嶆＄敵璇瘋捶嬈撅紝閭ｅ氨浼氬緢闅劇敋鑷蟲湁鍙鑳借捶涓嶄簡嬈俱傚洜涓轟綘鐨勫緛淇″凡鍙楁崯銆
3銆佽鍚勭嶆墜孌靛偓鏀墮獨鎵般傛湁鍙鑳借緗戠粶璐鋒懼叕鍙稿偓鏀墮獨鎵幫紝24灝忔椂涓嶉棿鏂鐨勭粰璐鋒句漢鎴栬呰捶嬈句漢鐨勪翰浜哄彂鐭淇°佹墦鐢佃瘽鍌鏀剁殑鏂瑰紡榪樼畻鏄杈冭交鐨勮屼負銆傛湁浜涚綉緇滆捶嬈懼叕鍙鎬細鎶婂偓鏀跺栧寘緇欎笓闂ㄥ偓璐︾殑涓撲笟鍏鍙革紝榪欎簺涓撲笟瑕佽處浜哄憳鐨勫偓璐︽柟寮忓彉鍖栧氱錛岀敋鑷蟲湁鐨勬椂鍊欏洜涓哄偓鏀跺叕鍙哥殑鏆村姏鍌鏀垛濈殑琛屼負涔熶細瀵艱嚧涓涓瀹跺涵鐨勬敮闆剁牬紕庯紝鎯呰妭涓ラ噸浼氬艱嚧鍧愮墷銆

緗戜笂騫沖彴璐鋒句笉榪樹細鎬庢牱

緗戜笂騫沖彴璐鋒句笉榪樺彲鑳戒細閬囧埌鐨勫悗鏋滄湁錛
1銆侀伃閬囩綒鎮涓庤繚綰﹂噾錛
鍊熶簡緗戜笂璐鋒句笉榪橈紝棣栧厛鍙鑳戒細閬囧埌楂橀濈綒鎮錛屼竴鑸榪樻湁涓絎旇繚綰﹂噾銆
2銆侀犳垚淇＄敤奼＄偣錛
闀挎湡涓嶈繕閽憋紝榪欎簺鍊熻捶騫沖彴浼氬皢鍊熸捐板綍鍙婇炬湡璁板綍涓婃姤緇欏緛淇′腑蹇冿紝浼氫嬌涓浜轟俊鐢ㄥ彈鎹熴
3銆佽宸ヤ綔浜哄憳鍌鏀訛細
涓鑸榪欎簺鍊熻捶騫沖彴閮戒細鏈夎嚜宸辯殑鍌鏀朵綋緋伙紝涓鏃﹂炬湡錛屼細涓嶆柇閫氳繃鐭淇°佺數璇濊繘琛屽偓鏀剁殑銆
4銆佽娉曢櫌璧瘋瘔錛
鍊熻捶騫沖彴澶氭″偓鏀訛紝鍊熸句漢浠嶄笉榪樻懼氨浼氳騫沖彴鍚戞硶闄㈡彁璧瘋瘔璁礆紝涓鏃﹁瘔璁兼垚鍔燂紝涓浜哄悕涓嬭祫浜у氨鍙鑳借鍐葷粨銆

涓嶈繕緗戣捶鍚庢灉浼氭庝箞鏍

緗戜笂璐鋒懼傛灉涓嶈繕錛屽皢浼氬艱嚧濡備笅鍚庢灉錛
1銆佽嚜閫炬湡閭ｄ竴澶╄搗錛屽鉤鍙板皢浼氭寜鏃ヨ℃敹閫炬湡緗氭伅錛岀洿鍒板叏閮ㄨ繕娓呬負姝錛岃岄炬湡緗氭伅鍒╃巼涓鑸榪樹細杈冩ｅ父璐鋒懼埄鐜囨湁鎵涓婃誕銆傘傞炬湡鏃墮棿瓚婇暱錛屼駭鐢熺殑緗氭伅浼氳秺澶氾紝灞婃椂瑕佽繕鐨勬鵑」涔熶細瓚婃潵瓚婂氾紝榪樻懼帇鍔涗篃灝辮秺鏉ヨ秺澶с
2銆侀炬湡鎯呭喌浼氳緋葷粺涓婃姤澶ф暟鎹錛岀暀涓嬩笉鑹璁板綍錛屼釜浜轟俊鐢ㄤ細鍥犳ゅ彈鎹燂紝鑰屽悗緇璐鋒句篃浼氬洜姝よ屽彈鍒頒竴瀹氶樆紕嶃傛亹鎬曞彧鏈夌瓑浠涔堟椂鍊欒繕娓呴炬湡嬈犳句簡錛屽彈鎹熶俊鐢ㄤ慨澶嶅ソ浜嗭紝灞婃椂鎵嶈兘欏哄埄鍊熶笅鏂扮殑璐鋒俱
3銆佸鉤鍙頒細涓嶅仠鍙戠煭淇°佹墦鐢佃瘽緇欒繘琛屽偓鏀訛紝鑻ヨ仈緋諱笉涓婃湰浜猴紝榪樹細鎵撶數璇濈粰緔фヨ仈緋諱漢銆傝屾湁閮ㄥ垎騫沖彴鑾峰彇浜嗙殑閫氳褰曚俊鎮錛屼及璁¤繕浼氭墦鐢佃瘽緇欓氳褰曢噷鐨勪翰鏈嬪ソ鍙嬨
4銆侀炬湡鏃墮棿瓚呰繃涓変釜鏈堜互涓婏紝騫沖彴灝辨嫢鏈夎搗璇夋潈鍒╀簡銆傝嫢涓鐩存瑺嬈句笉榪橈紝涓旀瑺嬈鵑噾棰濊緝澶э紝鎯呰妭杈冧負涓ラ噸錛屽鉤鍙版庢牱閮借仈緋諱笉涓婁漢鐨勮瘽錛岄偅涔熻稿氨浼氬悜娉曢櫌鎻愯搗璇夎箋
涓嶆竻妤氳嚜宸辯綉榛戝ぇ鏁版嵁鎯呭喌鐨勶紝鍙闇瑕佹悳緔錛氬皬澶╅熸煡錛岀偣鍑繪煡璇錛屽湪灝忕▼搴忛噷杈撳叆淇℃伅鍗沖彲鏌ヨ㈠埌鑷宸辯殑鐧捐屽緛淇℃暟鎹銆備笉榪囬殢鐫鐧捐屽緛淇＄殑鎴愮珛錛屼互鍚庡嚑涔庣綉璐烽炬湡閮戒細褰卞搷涓浜轟俊鐢錛屽ぇ瀹跺熼挶鏃朵竴瀹氳佹敞鎰忛噺鍔涜岃屻

❷ 緗戣捶閫炬湡榪樹笉涓婃庝箞鍔炴湁浠涔堝悗鏋

緗戣捶榪樹笉涓婄殑鍚庢灉濡備笅錛

1銆佹壙鎷呴炬湡璐圭敤錛

2銆佹壙鍙楀鉤鍙拌姳寮忓偓鏀訛紱

3銆侀潰涓翠俊浠誨嵄鏈猴紱

4銆佷釜浜哄緛淇′駭鐢熸薄鐐癸紱

5銆佽鍛婁笂娉曞涵

嬈犵綉璐蜂笉榪樹細閬閬囩綒鎮鍜岃繚綰﹂噾錛岃捶嬈句笉榪橈紝棣栧厛閬閬囧埌鐨勫氨鏄楂橀濈綒鎮錛屼竴浜涢噾鋙嶆満鏋勫湪緗氭伅鐨勫熀紜涓婏紝浼氭壙鎷呮敮浠樹竴絎旇繚綰﹂噾銆傝屼笖浼氬艱嚧淇＄敤鍙楁崯浠ュ悗鍐嶆兂榪旀兼棭鐢寵蜂俊鐢ㄥ崱銆佺綉璐鳳紝灝辨槸闅句笂鍔犻毦錛岃屼笖浼氳鍚勭嶆墜孌靛偓鏀躲 鍙版硶緗戣捶閫炬湡涓嶈繕鐨勶紝榪樹細閬鍒拌捶嬈炬満鏋勭殑璧瘋瘔錛岃搗璇嗗悗榪樹笉鍋胯繕鐨勶紝鍙鑳戒細琚寮哄埗鎵ц屻傜敋鑷充細鏋勬垚鐘緗銆

緗戣捶灞炰簬鍊哄埜鎶曡祫錛屾敹鐩婃槑紜錛岃祫閲戝熷嚭浜鴻幏鍙栧埄鎮鏀剁泭錛涜屽ぇ浼楀父鎶婄綉璐蜂笌鑲℃潈浼楃規販娣嗭紝鑲℃潈浼楃瑰睘浜庢潈鐩婃姇璧勶紝鏀剁泭鍏鋒湁鐏墊椿鎬э紝鎶曡祫浜洪氳繃鍑鴻祫鍏ヨ偂鍏鍙革紝鑾峰彇鏈鏉ユ敹鐩婏紝濡備含鍖椾紬 絳廣36姘絳夐兘灞炰簬鑲℃潈浼楁紡闆絳瑰鉤鍙般傛棤璁烘槸鍊哄埜鎶曡祫榪樻槸鏉冪泭鎶曡祫錛岄兘瀛樺湪涓瀹氶庨櫓錛屾姇璧勮呭簲鍏呭垎璁よ瘑椋庨櫓錛屾湁鍏呭垎鐨勯庨櫓鑷鎷呯殑鎰忚瘑鍜屾濇兂鍑嗗囷紝鍦ㄦ敼媯氭ゅ墠鎻愪笅鑷琛屽垽鏂騫舵壙鎷呴」鐩鐨勯庨櫓銆