❶ 大學生償還貸款主題英文作文
國家助學貸款是針對普通高等學校中經濟確實困難的全日制本、專科學生的助學貸款。自1999年實施以來，在緩解貧困大學生的就學資金壓力方面起到了一定的積極作用，但目前由於國家助學貸款制度仍存在政策設計方面的缺陷，貸款的實際覆蓋率還很低，而且出現了高違約率現象，嚴重影響到助學貸款的順利運行。本文首先從高校貧困生申貸困難、借款學生還息還貸率低、銀行收貸困難三個方面詳細闡述了我國大學生助學貸款的主要困境。然後從社會信用體系尚未建立、信用貸款法律制度尚不完備、貸款學生誠信度低、銀行發展助學貸款業務不積極四個方面論述了我國大學生助學貸款存在困境的原因。最後從建立國家助學貸款風險補償制度、加強誠信教育和建立個人信用體系、完善相關的規章制度和法律法規三個方面論述了走出高校助學貸款困境的途徑。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.
❷ 求一篇大學英語作文，大學生兼職的問題，採用一果多因
1 Taking a Part-Time Job Nowadays, many people think that college students should take a part-time job for several advantages. For one thing, it gives the students a chance to know the society to learn to be independent. For another, they can also get financial reward and working experience as well, such as teaching or selling practice, which is helpful to their growth. What's more, they can put what they have learned into practice, and know their strong and weak points so that they can improve their studies and personalities, which are beneficial in their later lives. However, still many people think taking part-time job may have some negative effects on students. In their opinions, it will take them much time and energy, and will affect their studies as a result. What's worse, some students may be so keen on making money that they may neglect their studies in the end. In my opinion, I am in favor of taking a part-time job. But we have to keep a balance between the job and the study. After all, study is our main task at school. 範文2 Taking a Part-Time Job Many college students take part-time jobs in their spare time. Whether it is good or bad is still subject to constant debates. Some people believe that taking a part-time job certainly brings about several advantages. To begin with,students can learn how to get along with people and know the society better by taking a part-time job. Furthermore, to take a part-time job provides the students with a valuable opportun ity to put what he has learned from books into practice. Finally, students can make some money, which helps to unload their families' financial burden. However, problems may also arise. Firstly, some students spend too much time doing part-time jobs while neglecting their studies. Secondly, when taking part-time jobs, the students may be distracted from their studies by the colorful lives in the society. Thirdly, some students may be cheated or hurt by their employers, because they don't know how to prot
❸ 求一篇原創的（大學生用信用卡）的英語作文
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as 「plastic money」, are being offered on very good terms to encourage the change. Consumers will be able to 「buy now, pay later」, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people』s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
❹ 寫一篇關於大學生在校開網店的英語作文，120到200之間，很急。。。謝謝
Recently, it is frequently reported that a student can earn 60,000 a month by running an online shop. His business idea has inspired many students to set up their own online shops. Some people hold that doing that, students can gain not only some money to rece financial burden for their family but also the precious experience of setting up a business. Most important of all, the competition in the job market is very fierce currently. If students cannot find a satisfactory job after graation, an online shop can help them earn their living. While others hold that the ty of a student is to study. Running an online shop will definitely distract students from their primary tasks. It equals to putting the cart before the horse. From my perspective, I am in favor of the former opinion. I agree that in college acquiring knowledge is of critical importance. However, acquiring practical skills and the ability to survive is even more important. In a word, as long as a student can balance the two sides well, running a business in the school years should not be discouraged.
最近，經常有報道說一個學生可以在網上購物，每月賺60000。他的商業理念啟發了許多學生建立自己的網上商店。有些人認為這樣做，學生不僅可以獲得一些錢，以減輕他們的家庭經濟負擔，而且也有建立業務的寶貴經驗。最重要的是，在就業市場的競爭是非常激烈的，目前。如果學生畢業後找不到滿意的工作，一家網上商店可以幫助他們謀生。而其他人認為，學生的責任是學習。運行一個在線商店一定會使學生從他們的主要任務中分散注意力。從我的角度看，我贊成前一種觀點。我同意在大學獲取知識是至關重要的。然而，獲得實用技能和生存能力更為重要。一句話，只要一個學生能平衡雙方的好，在學校里經營一個企業不應該氣餒。