大學生網上貸款作文英語

⑴ 寫一篇有關貸款的英語作文 ，寫明申請原因，數額1000，用途以及如何打算還款。急求，拜託了！

A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX

一個助學貸款申請信。
它可能關注的人，
我給你寫信申請學生貸款。作為一個來自英語系一年級的學生，我在繼續深造的財政困難。現在特申請1000元的貸款！
我的家庭有五個成員。我的父親是整個家庭的支柱，我的母親兩年前下崗了。我的祖母遭受五年以上的慢性疾病。我的弟弟現在在高中學習。我在暑假裡拿了一些兼職工作，但我的收入是遠遠不夠我的學費。為了繼續我的學習，我要申請學生貸款。
如果我的申請被批准，我會好好利用這筆錢，把我的心研究。我一定會償還貸款的時間根據還款條款。我希望你能考慮我的申請。期待你的回復。
你的真誠，
XXX

⑵ 急求關於校園網貸的英語四級作文

begin with, most people now have more money for less hard work. They earn higher salaries than before and enjoy better social security, such as social welfare for laid-off workers and disability insurance.

Secondly, because of the advance in medical technology which leads to better medical care and treatment, people』s life expectancy is longer. Moreover, most people now can afford to buy foods of high nutrition and enjoy their leisure time.

Thirdly, modern conveniences such as radio, TV, internet, various vehicles and labour-saving machines in the home, all greatly facilitate human communication, transportation and housework as well.

Nevertheless, living in the 21st century also has its disadvantages. The most serious one is the increasingly polluted environment; air is filled with smog and water is contaminated by iehemicals from factories.Another main disadvantage is the personalization of human relattonships

⑶ 網路借貸風險英語作文

1, the virtual network transactions, leading to the credit status of the credit of the two sides can not be certified, prone to fraud and arrears of default dispute.
2, a large number of network platform release of lending information, there are many in the loan company, Finance Companies and other names of foreign loans. And in fact must by approval of the national financial institutions engaged in the credit financing and other financial services, unauthorized engaged in financial activities often because of "illegal fund-raising", "illegal absorb public deposits", disrupt the order of financial management and be held liable.
3, if loans through network platform issued, so in network platform of lax discipline, failure or internal control proceres, or being the case may appear fabricating borrower information and the case of illegal fund-raising.

⑷ online loan英語作文

寫作思路：圍繞「online loan」借貸的中心思想，結合自身感受得描述，正文：

Ever since colleges started to charge the students for the ecation they receive, there has always been a problem for some students, especially for those from remote rural regions.

to get the money for it.

自從大學開始對學生接受的教育收費以來，一些學生，尤其是來自偏遠農村地區的學生，一直難以獲得這筆錢。

So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his ecation in this way is increasing.

因此，政府向他們提供了向銀行借錢的選擇。調查顯示，以這種方式資助他教育的學生人數正在增加。

However, some students, although not many, failed to pay back the loans as they had promised in the contract.

The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.

然而，一些學生，雖然不多，沒有按照他們在合同中承諾的那樣償還貸款。銀行很難處理這個問題。政府也無法有效幫助銀行。

I think there is more than one reason for this. Dishonesty may be one but not the major one.

As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it.

我覺得這個原因不止一個。不誠實可能是原因之一，但不是主要原因。眾所周知，我們正在經歷一個經濟發展的特殊階段，在這個階段，人力資源的供應遠遠大於需求。

So many students are not able to find a well-paid job. How can they pay the loans back?

To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

所以很多學生找不到高薪工作。他們怎麼還貸款？要解決這個問題，我認為政府應該努力讓整個經濟平穩發展，創造更多的就業機會。

online loan翻譯是：網上貸款。

網上貸款其實並不難理解，一切認證、記賬、清算和交割等流程均通過網路完成，借貸雙方足不出戶即可實現借貸目的，而且一般額度都不高，無抵押，純屬信用借貸。

網上貸款分為b2c模式和c2c（p2p）模式。

⑸ 大學生借款作文英語怎麼說

不知從何時起，年輕的心總渴望獨立。多少次，試過逃出父母雙翼的庇護，獨辟一條荊棘叢生之路，在暴風雨中鍍煉自己的翅膀。
也許，老天爺發現了我這一貪念，讓我進了這一所全日制的高中，終於可以擺脫媽媽的嘮叨了。
高高的教學樓，寬暢的食堂，擁擠的超市，陌生的面孔，一切令我新奇而興奮。然而，當一切都熟悉後，一種難以忍受的孤獨和空虛卻占據了我的心。繁重的學習讓我感到壓抑和沉悶，孱弱的身體使我整日昏昏沉沉，我感到痛苦，想回一次家，但昔日的壯志豪情使我忍了下來。
秋天似乎來得很早，剛入秋，就感到一絲寒意。瑟瑟的冷風漫無邊際地刮著，使窗戶隨隙發出一陣陣鳴叫。
我獃獃地坐在座位上看雜志，看到了一篇關於母愛的文章，是我不禁想起了媽媽......
以前有的晚上學習到很晚，這時，媽媽就會端來我最喜歡的綠豆湯，慈祥地看著我，把湯一口一口喝完。然後替我整理好床，勸我早點去睡覺；有時，在外面受了氣，就在媽媽面前大發脾氣，但媽媽從不計較，反而還安慰我，是我心情好起來；以前......
我這時才體會到叨嘮的優美，那昔日煩人的話現在回想起來是那麼的溫暖。
「鈴---」下課的鈴聲打斷了我的思緒，我一陣飛快來到電話亭，撥通了家裡的電話號碼，電話的另一頭傳來媽媽那慈祥的聲音。
「喂，你找誰？」
「媽，是我。」我低聲地說道。
「**，你在學校好嗎？身體好不好，一個人要當心身體。現在天氣冷了，注意加衣服。吃得習慣嗎？......」
「好，一切都好......」我說著說著就流下了眼淚。
曾經我一度認為，我是一個不會動情，不會流淚的人，然而在媽媽面前，卻毫無掩飾地流下了淚。
周末，坐在回家的車上，心情特別開朗。我這才明白，無論我飛得多遠，也永遠像一隻風箏一樣離不開媽媽的視線。
母親，是系在心頭的線。拉得越久越遠，心就越痛。

⑹ 求一篇關於學生校園貸款的英語作文，六級考試能用的

晚的英語太厲害了吧，都過六級了。

⑺ 助學貸款申請信（英語作文）

October 14, 2007

To whom it may concern,

I am writing to you to apply for a student loan. As a freshman from the English Department, I have much financial difficulty in continuing my study.

There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in a high school. I took part-time jobs ring the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.

If my request is granted, I will make good use of the money and put my heart into study. I will definitely pay back the loan according to the requirements. I hope that you will consider my application.

Looking forward to your reply.

Yours sincerely,
Gao Peng

⑻ 關於校園網貸利弊的英文作文（不用太難，不用太長，簡單一點的，要有中文翻譯）

寫作思路：通過校園網貸對於學生的作用來描寫，結合學生這一特殊群體，沒有收入，攀比心強，自製力差，寫出校園網貸的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大學生正值年少、好奇心強、希望能緊跟潮流，時尚的電子產品就受到了他們的青睞。但是電子產品往往價格高昂，動輒幾千，有的甚至上萬。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在記者的調查中，大部分學生的月生活費在幾百到一千元之間，而這些生活費的來源主要是父母提供，通過兼職獲得穩定收入的並不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消費能力和消費慾望的矛盾使得分期成為他們購買電子產品的一個重要途徑。在受訪學生中，使用分期付款購買的物品依次為電子產品、 娛樂消費、日用百貨等，其中電子產品佔了相當大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，當學生囊中羞澀時，校園網貸確實能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建築工程學院土木工程學院大四學生小任說：我們現在還沒有穩定的收入，面對價格高昂的電子產品往往『有心無力』，校園網貸可以使我們更早享受那些心儀已久的產品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我認為只要大學生能夠合理安排額度，在承受范圍內是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，與傳統銀行卡一樣，電商平台提供的信貸業務每個月也有固定的還款日。如螞蟻花唄業務設定每月的10日為還款日，若在還款日前，未還清當前應還金額，會產生相應的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果沒有超出還款期限1個月之內能夠把款還上的話則不會影響信用記錄，只是會多還點利息，如果超出了1個月，信用記錄上就會留下「污點」。

⑼ 大學生償還貸款主題英文作文

國家助學貸款是針對普通高等學校中經濟確實困難的全日制本、專科學生的助學貸款。自1999年實施以來，在緩解貧困大學生的就學資金壓力方面起到了一定的積極作用，但目前由於國家助學貸款制度仍存在政策設計方面的缺陷，貸款的實際覆蓋率還很低，而且出現了高違約率現象，嚴重影響到助學貸款的順利運行。本文首先從高校貧困生申貸困難、借款學生還息還貸率低、銀行收貸困難三個方面詳細闡述了我國大學生助學貸款的主要困境。然後從社會信用體系尚未建立、信用貸款法律制度尚不完備、貸款學生誠信度低、銀行發展助學貸款業務不積極四個方面論述了我國大學生助學貸款存在困境的原因。最後從建立國家助學貸款風險補償制度、加強誠信教育和建立個人信用體系、完善相關的規章制度和法律法規三個方面論述了走出高校助學貸款困境的途徑。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.

⑽ 幫寫一篇英語作文 是「my view on bank loan」

It's almost a deniable fact that banks provides loan to people nowadays. Some people ask banks for loans because they think it can help them out of economic troubls. And also they believe it can help them get over difficulties. What's more, it is very easy to gain bank loan these days, so they tend to agree soon.

However, some people don't agree to turn to banks for loans. First of all, they hold the opinion that people should earn money by themselves. Secondly, they think it's very complex procere to get loans done. The last reason is that they support that it's troublesome to return money to banks.

In my opinion, it's a good idea to have help from banks, but we should always bear in mind we should be responsible for ouselves and for banks, too.