A. 鎴戝湪寤鴻岃捶10涓,5騫磋繕娓,姣忔湀榪樺氬皯閽
涓銆佹垜鍦ㄥ緩琛岃捶10涓,5騫磋繕娓,姣忔湀榪樺氬皯閽
鐜頒簲騫存湡浠ヤ笂鐨勫晢涓氳捶嬈懼熀鍑嗗埄鐜囦負6.15%錛岃捶嬈28涓囧厓錛10騫存湡錛岀瓑棰濇湰鎮,鏈堣繕嬈鵑3129.71鍏,鎬昏繕嬈鵑375565.2鍏,鍏朵腑鍒╂伅鎬婚95565.2鍏冦
浜屻佸緩琛岃呬慨璐鋒10涓囷紝5騫磋繕錛屾瘡鏈堣繕澶氬皯錛
1875.69鍏冦傚傛灉鎸夌収澶琛屽熀鍑嗗埄鐜囨潵綆楃殑璇濓紝5騫寸殑璐鋒懼勾鍒╃巼灝辨槸4.75%銆
閲囧彇絳夐濇湰鎮鐨勬柟娉曟潵綆楋紝璐鋒10涓5騫達紝姣忎釜鏈堝簲榪樼殑鏁伴=[璐鋒炬湰閲懨楁湀鍒╃巼脳錛1鏈堝埄鐜囷級^榪樻炬湀鏁癩梅[錛1鏈堝埄鐜囷級^榪樻炬湀鏁幫紞錛4.75%/12錛壝梉1錛4.75%/12錛塢^60}75%/12錛塢75.69鍏冦
閲囧彇絳夐濇湰閲戠殑鏂規硶鏉ョ畻錛岃捶嬈10涓5騫達紝姣忔湀榪樻鵑噾棰=錛堣捶嬈炬湰閲懨瘋繕嬈炬湀鏁幫級錛堣￠濓級脳姣忔湀鍒╃巼錛屾墍浠ラ栨湀瑕佽繕鐨勯噾棰=錛100000梅60錛100000脳4.75涔嬪悗姣忔湀閫掑噺6.6鍏冦
鎵╁睍璧勬枡錛
寤鴻鵑摱琛岃呬慨璐鋒炬槸浣忔埧瑁呬慨璐鋒炬媴淇濈殑涓浜哄㈡埛,鍏跺嚭鍙戠偣鏄璐鋒5000鍏,涓嶅緱瓚呰繃150000鍏,鏈楂樿捶嬈劇殑鏈鐭鏈熼檺涓哄崐騫,鏈闀挎湡闄愪笉寰楄秴榪5騫,濡傛灉璐鋒捐呬慨鎴垮瓙鏄鑷浣,璐鋒炬湡闄愪笉寰楄秴榪囦笁騫淬傛墍浠ユ墍浠ュ幓寤鴻鵑摱琛岀敵璇10鏄瀹屽叏鍙琛岀殑銆
寤鴻鵑摱琛岃捶嬈懼埄鐜囨寜鐓т腑鍥戒漢姘戦摱琛岃勫畾鐨勫悓鏈熻捶嬈懼埄鐜囧洿鍐咃紝鏍規嵁褰撳湴鏀跨瓥鍜屾儏鍐典笂涓嬫嘗鍔ㄣ傚洜姝わ紝鏍規嵁鍦板尯鐨勪笉鍚岋紝璐鋒懼埄鐜囦篃鍙鑳戒笉鍚屻
涓夈佸緩琛岃呬慨璐10涓囧厓浜斿勾鏈堜粯澶氬皯錛
1875.69鍏冦傚傛灉鎸夌収澶琛屽熀鍑嗗埄鐜囨潵綆楃殑璇濓紝5騫寸殑璐鋒懼勾鍒╃巼灝辨槸4.75%銆
璁＄畻鍏寮忓備笅錛氱瓑棰濇湰鎮榪樻撅細姣忔湀鏈堜緵棰=銆旇捶嬈炬湰閲懨楁湀鍒╃巼脳(1鏈堝埄鐜)錛捐繕嬈炬湀鏁般暶楓(1鏈堝埄鐜)錛捐繕嬈炬湀鏁-1銆曠瓑棰濇湰閲戣繕嬈撅細姣忔湀鏈堜緵棰=(璐鋒炬湰閲懨瘋繕嬈炬湀鏁)(璐鋒炬湰閲-宸插綊榪樻湰閲戠瘡璁￠)脳鏈堝埄鐜
閲囧彇絳夐濇湰鎮鐨勬柟娉曟潵綆楋紝璐鋒10涓5騫達紝姣忎釜鏈堝簲榪樼殑鏁伴=[璐鋒炬湰閲懨楁湀鍒╃巼脳錛1鏈堝埄鐜囷級^榪樻炬湀鏁癩梅[錛1鏈堝埄鐜囷級^榪樻炬湀鏁幫紞1]={100000脳錛4.75%/12錛壝梉1錛4.75%/12錛塢^60}梅{[1錛4.75%/12錛塢^60錛1}=1875.69鍏冦
鍥涖佽В鎯戱細寤鴻岃呬慨璐鋒10涓5騫存湀渚涘氬皯錛
鐜頒唬紺句細涓錛屼漢浠濡傛灉闇瑕佽姳璐瑰ぇ絎旇祫閲戠殑璇濓紝寰寰浼氳冭檻鍘婚摱琛岀敵璇瘋捶嬈俱傞摱琛屼綔涓哄厓鑰佺駭鍒鐨勯噾鋙嶆満鏋勶紝鏃椾笅鐨勮捶嬈句駭鍝侀潪甯稿氾紝姣斿傛埧璐楓佽濺璐楓佽呬慨璐楓傛湁涓嶅皯鍊熸句漢鍜ㄨ錛屽緩琛岃呬慨璐鋒10涓5騫存湀渚涘氬皯錛熶竴璧鋒潵璺熶簡瑙ｄ竴涓嬪惂錛
寤鴻岃呬慨璐鋒10涓5騫存湀渚涘氬皯錛熸寜鐓уぎ琛岀殑鍩哄噯璐鋒懼埄鐜囨潵璁＄畻錛岃捶嬈10涓囧垎5騫村伩榪橈紝閲囩敤絳夐濇湰鎮榪樻俱傛瘡涓鏈堝簲榪樼殑鏁伴=[璐鋒炬湰閲懨楁湀鍒╃巼脳(1鏈堝埄鐜)^榪樻炬湀鏁癩梅[(1鏈堝埄鐜)^榪樻炬湀鏁-1]={100000脳(脳[1(}梅{[1(}=鍏冦傚傛灉閲囧彇絳夐濇湰閲戣捶嬈10涓5騫達紝姣忔湀榪樻鵑噾棰=(璐鋒炬湰閲懨瘋繕嬈炬湀鏁)(鏈閲-宸插綊榪樻湰閲戠瘡璁￠)脳姣忔湀鍒╃巼錛屾墍浠ラ栨湀瑕佽繕鐨勯噾棰=(100000梅60)100000脳鍏冿紝涔嬪悗姣忔湀閫掑噺鍏冦傜浉鍚岃捶嬈炬椂闂翠笅錛岀瓑棰濇湰鎮榪樻炬硶鏀浠樼殑鍒╂伅楂樹簬絳夐濇湰閲戣繕嬈炬硶銆備絾絳夐濇湰閲戣繕嬈炬柟寮忕殑榪樻懼帇鍔涘湪鍒濇湡杈冨ぇ錛屼箣鍚庝細閫愭笎鍑忓皬錛岄傚悎鐩鍓嶈繕嬈捐兘鍔涜緝寮虹殑鍊熸句漢錛岃岀瓑棰濇湰鎮榪樻炬柟寮忓悇鏈熻繕嬈鵑噾棰濈浉鍚岋紝閫傚悎鐩鍓嶈繕嬈捐兘鍔涜緝寮辯殑鍊熸句漢銆傚彟澶栧熸句漢闇瑕佹敞鎰忥紝寤鴻鵑摱琛岀殑瑁呬慨璐鋒炬槸鍚戜釜浜哄㈡埛鍙戞斁鐨勮呬慨鑷浣忎綇鎴跨殑鎷呬繚璐鋒撅紝璐鋒捐搗鐐5000鍏冿紝鏈闀胯捶嬈炬湡闄愪笉瓚呰繃15涓囧厓銆傛渶鐭璐鋒炬湡闄愪負鍗婂勾錛屾渶闀胯捶嬈炬湡闄愪笉瓚呰繃5騫淬傚傛灉瑁呬慨鎴垮眿鏄闈炶嚜浣忔埧灞嬬殑錛岃捶嬈炬湡闄愭渶闀誇笉寰楄秴榪囦笁騫淬備互涓婂氨鏄瀵逛簬鈥滃緩琛岃呬慨璐鋒10涓5騫粹濈殑鐩稿叧鍐呭瑰垎浜錛屽笇鏈涜兘澶熷府鍔╁埌澶у訛紒
B. 璐鋒懼嶮涓囦簲騫磋繕娓呮瘡鏈堣繕澶氬皯
涓銆佽捶嬈懼嶮涓囦簲騫磋繕娓呮瘡鏈堣繕澶氬皯
絳夐濇湰鎮娉曪細
璐鋒炬湰閲戱細100000,鍋囧畾騫村埄鐜囷細4.750%銆
璐鋒懼勾闄愶細5騫達細姣忔湀搴斾氦鏈堜緵榪樻炬湰鎮棰濇槸錛1875.69鍏冦
榪炴湰甯﹀埄鎬昏繕嬈鵑噾棰濇槸錛112541.4鍏冦佸叡搴旇繕鍒╂伅錛12541.4鍏冦
絎1涓鏈堣繕鍒╂伅涓猴細395.83錛涚1涓鏈堣繕鏈閲戜負錛1479.86錛涙ゅ悗姣忔湀榪樺埄鎮閲戦濋掑噺銆佽繕鏈閲戦掑炪傦紙鏈鑰冭檻涓閫斿埄鐜囪皟鏁達級
璐鋒劇畝鍗曠悊瑙ｅ氨鏄闇瑕佸埄鎮鐨勫熼挶銆
璐鋒炬槸閾惰屾垨鍏朵粬閲戣瀺鏈烘瀯鎸変竴瀹氬埄鐜囧拰蹇呴』褰掕繕絳夋潯浠跺嚭鍊熻揣甯佽祫閲戠殑涓縐嶄俊鐢ㄦ椿鍔ㄥ艦寮忋傚箍涔夌殑璐鋒炬寚璐鋒俱佽創鐜般侀忔敮絳夊嚭璐瘋祫閲戠殑鎬葷О銆傞摱琛岄氳繃璐鋒劇殑鏂瑰紡灝嗘墍闆嗕腑鐨勮揣甯佸拰璐у竵璧勯噾鎶曟斁鍑哄幓錛屽彲浠ユ弧瓚崇ぞ浼氭墿澶у啀鐢熶駭瀵硅ˉ鍏呰祫閲戠殑闇瑕侊紝淇冭繘緇忔祹鐨勫彂灞曪紝鍚屾椂錛岄摱琛屼篃鍙浠ョ敱姝ゅ彇寰楄捶嬈懼埄鎮鏀跺叆錛屽炲姞閾惰岃嚜韜鐨勭Н緔銆
浜屻佽捶嬈10涓5騫磋繕娓呮湀渚涘氬皯鍜辯畻
浣犺捶鐨勬槸浠涔堟ц川鐨勶紵鎴胯捶錛堝叕縐閲戝拰鍟嗕笟錛夈佽濺璐楓.....閮芥槸灞炰簬璐鋒撅紝褰撶劧浣犺繕嬈劇殑鏈堜緵灝變笉涓鏍蜂簡
涓夈佹埧璐峰嶮涓囧嶮騫達紝浜斿勾榪樻竻錛岄渶瑕佽繕澶氬皯閽憋紵
鍏抽敭鏄鍒╃巼錛屾病鏈夌『瀹氱殑棰濆埄鐜囧拰榪樻炬柟寮忔棤娉曠畻銆
絳夐濇湰鎮榪樻炬硶:
姣忔湀鏈堜緵棰=銆旇捶嬈炬湰閲懨楁湀鍒╃巼脳(1鏈堝埄鐜)錛捐繕嬈炬湀鏁般暶楓(1鏈堝埄鐜)錛捐繕嬈炬湀鏁-1銆
姣忔湀搴旇繕鍒╂伅=璐鋒炬湰閲懨楁湀鍒╃巼脳銆(1鏈堝埄鐜)^榪樻炬湀鏁-(1鏈堝埄鐜)^(榪樻炬湀搴忓彿-1)銆暶楓(1鏈堝埄鐜)^榪樻炬湀鏁-1銆
姣忔湀搴旇繕鏈閲=璐鋒炬湰閲懨楁湀鍒╃巼脳(1鏈堝埄鐜)^(榪樻炬湀搴忓彿-1)梅銆(1鏈堝埄鐜)^榪樻炬湀鏁-1銆
鎬誨埄鎮=榪樻炬湀鏁懊楁瘡鏈堟湀渚涢-璐鋒炬湰閲戠瓑棰濇湰閲戣繕嬈炬硶:
姣忔湀鏈堜緵棰=(璐鋒炬湰閲懨瘋繕嬈炬湀鏁)(璐鋒炬湰閲-宸插綊榪樻湰閲戠瘡璁￠)脳鏈堝埄鐜
姣忔湀搴旇繕鏈閲=璐鋒炬湰閲懨瘋繕嬈炬湀鏁
姣忔湀搴旇繕鍒╂伅=鍓╀綑鏈閲懨楁湀鍒╃巼=(璐鋒炬湰閲-宸插綊榪樻湰閲戠瘡璁￠)脳鏈堝埄鐜
姣忔湀鏈堜緵閫掑噺棰=姣忔湀搴旇繕鏈閲懨楁湀鍒╃巼=璐鋒炬湰閲懨瘋繕嬈炬湀鏁懊楁湀鍒╃巼
鎬誨埄鎮=銆(鎬昏捶嬈鵑澝瘋繕嬈炬湀鏁版昏捶嬈鵑澝楁湀鍒╃巼)鎬昏捶嬈鵑澝瘋繕嬈炬湀鏁懊(1鏈堝埄鐜)銆暶2脳榪樻炬湀鏁-鎬昏捶嬈鵑
鏈堝埄鐜=騫村埄鐜嚸1215^4=15脳15脳15脳15(15鐨4嬈℃柟錛屽嵆4涓15鐩鎬箻鐨勬剰鎬)
銆婁釜浜鴻捶嬈炬殏琛屽姙娉曘
絎鍗佷竴鏉
涓浜鴻捶嬈劇敵璇峰簲鍏峰囦互涓嬫潯浠訛細
(涓)鍊熸句漢涓哄叿鏈夊畬鍏ㄦ皯浜嬭屼負鑳藉姏鐨勪腑鍗庝漢姘戝叡鍜屽浗鍏姘戞垨絎﹀悎鍥藉舵湁鍏寵勫畾鐨勫冨栬嚜鐒朵漢;
(浜)璐鋒劇敤閫旀槑紜鍚堟硶;
(涓)璐鋒劇敵璇鋒暟棰濄佹湡闄愬拰甯佺嶅悎鐞;
(鍥)鍊熸句漢鍏峰囪繕嬈炬剰鎰垮拰榪樻捐兘鍔;
(浜)鍊熸句漢淇＄敤鐘跺喌鑹濂斤紝鏃犻噸澶т笉鑹淇＄敤璁板綍;
(鍏)璐鋒句漢瑕佹眰鐨勫叾浠栨潯浠躲傚叧閿鏄鍒╃巼錛屾病鏈夌『瀹氱殑棰濆埄鐜囧拰榪樻炬柟寮忔棤娉曠畻銆
絳夐濇湰鎮榪樻炬硶:
姣忔湀鏈堜緵棰=銆旇捶嬈炬湰閲懨楁湀鍒╃巼脳(1鏈堝埄鐜)錛捐繕嬈炬湀鏁般暶楓(1鏈堝埄鐜)錛捐繕嬈炬湀鏁-1銆
姣忔湀搴旇繕鍒╂伅=璐鋒炬湰閲懨楁湀鍒╃巼脳銆(1鏈堝埄鐜)^榪樻炬湀鏁-(1鏈堝埄鐜)^(榪樻炬湀搴忓彿-1)銆暶楓(1鏈堝埄鐜)^榪樻炬湀鏁-1銆
姣忔湀搴旇繕鏈閲=璐鋒炬湰閲懨楁湀鍒╃巼脳(1鏈堝埄鐜)^(榪樻炬湀搴忓彿-1)梅銆(1鏈堝埄鐜)^榪樻炬湀鏁-1銆
鎬誨埄鎮=榪樻炬湀鏁懊楁瘡鏈堟湀渚涢-璐鋒炬湰閲戠瓑棰濇湰閲戣繕嬈炬硶:
姣忔湀鏈堜緵棰=(璐鋒炬湰閲懨瘋繕嬈炬湀鏁)(璐鋒炬湰閲-宸插綊榪樻湰閲戠瘡璁￠)脳鏈堝埄鐜
姣忔湀搴旇繕鏈閲=璐鋒炬湰閲懨瘋繕嬈炬湀鏁
姣忔湀搴旇繕鍒╂伅=鍓╀綑鏈閲懨楁湀鍒╃巼=(璐鋒炬湰閲-宸插綊榪樻湰閲戠瘡璁￠)脳鏈堝埄鐜
姣忔湀鏈堜緵閫掑噺棰=姣忔湀搴旇繕鏈閲懨楁湀鍒╃巼=璐鋒炬湰閲懨瘋繕嬈炬湀鏁懊楁湀鍒╃巼
鎬誨埄鎮=銆(鎬昏捶嬈鵑澝瘋繕嬈炬湀鏁版昏捶嬈鵑澝楁湀鍒╃巼)鎬昏捶嬈鵑澝瘋繕嬈炬湀鏁懊(1鏈堝埄鐜)銆暶2脳榪樻炬湀鏁-鎬昏捶嬈鵑
鏈堝埄鐜=騫村埄鐜嚸1215^4=15脳15脳15脳15(15鐨4嬈℃柟錛屽嵆4涓15鐩鎬箻鐨勬剰鎬)
鍥涖佽捶嬈懼嶮涓囦簲騫磋繕娓呮瘡鏈堣繕澶氬皯
璐鋒10涓囷紝5騫存湡闄愶紝鏈堜緵閲戦濇牴鎹榪樻炬柟寮忎笉鍚岃屼笉鍚岋紝閫氬父鏈夌瓑棰濇湰鎮鍜岀瓑棰濇湰閲戣繕嬈句袱縐嶆柟寮忥紝鎸夌収鍥劇ず鍒╃巼姘村鉤錛岃繖涓ゆ牱榪樻炬柟寮忎笅鏈堜緵閲戦濆備笅錛