是否應該貸款消費英語作文

1. 合理消費的利與弊的英語作文

Around the compus, we can commonly see some college students wear branded clothes, using the most advanced appliances such as Ipod, Iphone and Ipad. In spite of where the money comes from, I absolutely oppose the view that college students consume luxuries. As far as I am concerned, we should advocate rational consumption among college students. As follows, I will share some suggestions.
Above all, college students should have access to earning pocket money. This is a priority. Most college students, who have already asked their parents to pay their fee, should take responsibility to afford their daily consumption, let alone luxurious consumption.

2. 大學生應不應該禁止貸款的英語作文

說起家鄉沙縣，不僅山清水秀、風景秀麗，使人流連忘返，而且有兩樣東西更是聲名遠揚，一樣是特色的沙縣小吃，另一樣就是獨具風味的沙縣板鴨了。我最喜歡的就是板鴨了，可好吃了。

家鄉的板鴨一般都是用家養的鴨子加工製作的。首先，把鴨子宰殺後去毛，開膛破肚取出內臟後，把鴨子用清水洗干凈，然後把鴨子內外都撒上食鹽，腌一個晚上，喜歡吃辣的還可以撒上些辣椒粉，第二天再用竹簽把食鹽腌過的鴨子展開固定，在鴨脖子上繫上繩子掛起來，放到太陽下曬，一般要曬上個把月，直到把鴨肉內的水分基本曬干，板鴨就算做好了。

每次我回老家的時候，都能吃到我最喜歡的板鴨。板鴨既可與大蒜等混合著炒來吃，也可以放到鍋里蒸熟了直接吃。吃在嘴裡，感到鴨肉硬而結實，咸中帶辣，越嚼越有味。

我愛家鄉，也愛家鄉的板鴨。朋友們，如果有機會到我家鄉沙縣來，千萬別忘了去品嘗沙縣板鴨

3. 求一篇大學生使用信用卡利弊的英語作文

以下主要從信用卡使用後的影響上面來談論利與弊，要點包括了過度消費危害和信用卡折扣等，具體如下：

Disadvantages of credit card use: it is easy for people to overspend. Once the money becomes digital, when we spend it, it is often more generous than spending money. Poor control will cause you to make ends meet; if you don't make repayments on time, high interest will be generated and your credit history will also be affected. Will increase the financial burden and the inconvenience of future personal loans.

信用卡使用弊端：容易讓人過度消費，一旦錢變成了數字，我們花的時候，往往比花鈔票更大方。控制不好，會造成入不敷出；如果沒有按時還款，會產生高額的利息，還會影響你的信用記錄。會增加經濟負擔和以後個人貸款的不便。

If a credit card is not swiped enough times every year, an annual fee will be incurred, and credit card withdrawals will be charged a handling fee.

信用卡如果每年刷不夠次數會產生年費，信用卡提現是要收手續費的。

Credit card is good: when you use a credit card, you can enjoy discounts from partner merchants, such as Starbucks and other food discounts launched by China Merchants Bank; credit cards are safer, and general credit card withdrawals have a certain limit, such as Bank of Communications is 50% of your opening limit . There is no danger of having a password. Even if the password is lost, the loss is within a certain range.

信用卡好的地方：用信用卡消費，可以享受到合作商戶給的折扣，比如招行推出的星巴克等美食折扣等；信用卡更安全，一般信用卡取現是有一定額度的，比如交行是你開通額度的50%。有密碼一般不會有危險，即便丟失被破解密碼，損失也在一定的范圍內。

Credit cards can temporarily alleviate economic difficulties. For some people who have short-term financial difficulties, it is tantamount to sending charcoal in the snow. After all, there is no need to put down money and borrow money from others; a good credit history has certain convenience for applying for loans in the future. Get a higher loan amount.

信用卡可以暫時緩解經濟困難，對於一些短時經濟有困難的人，無異於雪中送炭，畢竟不用放下面子，向別人借錢；良好的信用記錄，對以後申請貸款有一定的便利，有可能會獲得更高額度的貸款。

4. 大學生貸款應不應該被禁止的英語作文

今天，小紅打扮的非常漂亮。頭上扎著粉紅色的蝴蝶結，頸脖子上系著鮮艷的紅領巾，身上穿著一條粉色的連衣裙，在路上走著。
突然，小紅發現有地上許多大米，就像一顆顆潔白無瑕的珍珠。小紅順著灑落在地上的米粒往前一看，發現前面有一個小男孩背著的大米袋子破了一個洞，大米就是從這個洞里悄悄地溜出來的。
於是，她趕緊追上去喊住了小男孩，對他說：「哥哥，你的米袋破了。」小男孩連忙放下米袋一看，呀！米袋什麼時候破的呀？看著破了大洞的米袋和灑落在地上的大米，小男孩急的就像熱鍋上的螞蟻。這可怎麼辦？小紅突然眼睛一亮，想起了扎在自己頭上的蝴蝶結，她趕緊解下來，把蝴蝶結扎在米袋上說：「哥哥，這個蝴蝶結送給你了。」小男孩感動地說：「小妹妹，謝謝你！」小紅不好意思地說：「不用謝，這是我應該做的。」
望著哥哥米袋上飄著粉紅色的蝴蝶結，小紅開心的笑了！

5. 大學生應該如何消費英語作文

看原文小說就是最好的，全面提升英語水平

6. 關於貸款的英文作文

A Letter of Application for a Student Loan.

To whom it may concern,

I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.

There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs ring the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.

If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.

Yours sincerely,

XXX

7. 大學交學費是新生必須面對的問題，你是打算用貸款還是依靠父母，寫一篇英語作文120--150字 急需！！！！！

風范幾班的啊....................................................................................................都懂的。

8. 求一篇關於學生校園貸款的英語作文，六級考試能用的

晚的英語太厲害了吧，都過六級了。

9. 關於校園網貸利弊的英文作文（不用太難，不用太長，簡單一點的，要有中文翻譯）

寫作思路：通過校園網貸對於學生的作用來描寫，結合學生這一特殊群體，沒有收入，攀比心強，自製力差，寫出校園網貸的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大學生正值年少、好奇心強、希望能緊跟潮流，時尚的電子產品就受到了他們的青睞。但是電子產品往往價格高昂，動輒幾千，有的甚至上萬。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在記者的調查中，大部分學生的月生活費在幾百到一千元之間，而這些生活費的來源主要是父母提供，通過兼職獲得穩定收入的並不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消費能力和消費慾望的矛盾使得分期成為他們購買電子產品的一個重要途徑。在受訪學生中，使用分期付款購買的物品依次為電子產品、 娛樂消費、日用百貨等，其中電子產品佔了相當大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，當學生囊中羞澀時，校園網貸確實能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建築工程學院土木工程學院大四學生小任說：我們現在還沒有穩定的收入，面對價格高昂的電子產品往往『有心無力』，校園網貸可以使我們更早享受那些心儀已久的產品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我認為只要大學生能夠合理安排額度，在承受范圍內是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，與傳統銀行卡一樣，電商平台提供的信貸業務每個月也有固定的還款日。如螞蟻花唄業務設定每月的10日為還款日，若在還款日前，未還清當前應還金額，會產生相應的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果沒有超出還款期限1個月之內能夠把款還上的話則不會影響信用記錄，只是會多還點利息，如果超出了1個月，信用記錄上就會留下「污點」。

10. 寫一篇有關貸款的英語作文 ，寫明申請原因，數額1000，用途以及如何打算還款。急求，拜託了！

A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX

一個助學貸款申請信。
它可能關注的人，
我給你寫信申請學生貸款。作為一個來自英語系一年級的學生，我在繼續深造的財政困難。現在特申請1000元的貸款！
我的家庭有五個成員。我的父親是整個家庭的支柱，我的母親兩年前下崗了。我的祖母遭受五年以上的慢性疾病。我的弟弟現在在高中學習。我在暑假裡拿了一些兼職工作，但我的收入是遠遠不夠我的學費。為了繼續我的學習，我要申請學生貸款。
如果我的申請被批准，我會好好利用這筆錢，把我的心研究。我一定會償還貸款的時間根據還款條款。我希望你能考慮我的申請。期待你的回復。
你的真誠，
XXX