是否貸款消費的英語作文

㈠ 我對小額貸款公司提供的校園貸款的看法英語作文

小額貸款提供的銷售貸款我認為是不對的，因為學生都沒有經濟償還的能力。

㈡ 今晚翻譯的短文，麻煩英語高手幫我看看

今天這段里最大的問題的單復數的問題。中文沒有特定的復數形式，所以翻譯的時候常常忘記用復數。你需要特別注意。

Financial crises[1],[3] also known[2] as financial storms,[1] can[3] be classified into[4] currency crises,[1] debt crises,[1] [5] bank crises,[1] and[2] so on. The [6] financial crises are[1] mostly[7] brought by economic bubbles,[1] and the background of their generation is very complicated[8]. Financial crises are[1] mainly caused by the following reasons[1]:
1.[20] the spending[9] habit of Americans[10]. Spending on borrowed money (loans)[11] is the[12] prevalent life style. Young people[13] have little[14] income but much to spend[9]; the old have well-financed retirement plans[15] but few expenses.
2.[20] economic management philosophy[16].
3.[20] macro-economic[17] environment and specific[18] policy instruments[19].

註：
[1] 泛指的危機，如果用單數就要用不定冠詞a，否則就要用復數。因為後面要分成幾類，所以用復數更好些。
[2] 拼寫錯誤。
[3] 又是主語混亂的問題。這句的實際主語是financial crises，你加了定語後，就把它忘了，另外新寫了主語it。什麼時候你能把這個毛病改了啊？我在主語後面加了個逗號，這樣把also known as分隔開，結構就更清楚了。另外這句不需要用虛擬語氣，直接用現在時的情態動詞can就可以了。
[4] 被動語態後面by引導的介詞短語只能是邏輯主語。而這些分類是作狀語的，所以介詞用錯了。
[5] 多出來了一個and。
[6] generation和後面的brought語義重復，所以可以不要。
[7] most是形容詞。這里要用副詞mostly作狀語。
[8] background應該作主語。你用代詞，不知道代指什麼東西。又是主語混亂的問題。現在就看出前面省略generation的好處了：這里用generation，句子一下變得簡單多了。
[9] 消費 spending, 費用 expense
[10] Americans要用復數。
[11] 借錢 borrow money (money不可數，要用單數) 貸款 loans要用復數。
[12] 忘了定冠詞。
[13] the young有特定意思，指小孩。年輕人是young people，泛指的時候不用冠詞。
[14] income不可數。不可數名詞前要用little/much，可數名詞前要用few/many。
[15] 表達方式
[16] idea是很小很具體的想法。這里的意思應該是經濟管理哲學。
[17] 根據上下文加了」宏觀」。
[18] 這里的」具體」不是相對於」抽象」，而是相對於」一般」。前者是concrete，後者是specific。
[19] 很多項政策，而不是只一項。
[20] 這次的羅列是名詞性短語的形式，而不是整句。因此數字要寫123，不能些作狀語的first second third。

㈢ 關於校園網貸利弊的英文作文（不用太難，不用太長，簡單一點的，要有中文翻譯）

寫作思路：通過校園網貸對於學生的作用來描寫，結合學生這一特殊群體，沒有收入，攀比心強，自製力差，寫出校園網貸的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大學生正值年少、好奇心強、希望能緊跟潮流，時尚的電子產品就受到了他們的青睞。但是電子產品往往價格高昂，動輒幾千，有的甚至上萬。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在記者的調查中，大部分學生的月生活費在幾百到一千元之間，而這些生活費的來源主要是父母提供，通過兼職獲得穩定收入的並不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消費能力和消費慾望的矛盾使得分期成為他們購買電子產品的一個重要途徑。在受訪學生中，使用分期付款購買的物品依次為電子產品、 娛樂消費、日用百貨等，其中電子產品佔了相當大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，當學生囊中羞澀時，校園網貸確實能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建築工程學院土木工程學院大四學生小任說：我們現在還沒有穩定的收入，面對價格高昂的電子產品往往『有心無力』，校園網貸可以使我們更早享受那些心儀已久的產品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我認為只要大學生能夠合理安排額度，在承受范圍內是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，與傳統銀行卡一樣，電商平台提供的信貸業務每個月也有固定的還款日。如螞蟻花唄業務設定每月的10日為還款日，若在還款日前，未還清當前應還金額，會產生相應的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果沒有超出還款期限1個月之內能夠把款還上的話則不會影響信用記錄，只是會多還點利息，如果超出了1個月，信用記錄上就會留下「污點」。

㈣ 寫一篇有關貸款的英語作文 ，寫明申請原因，數額1000，用途以及如何打算還款。急求，拜託了！

A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX

一個助學貸款申請信。
它可能關注的人，
我給你寫信申請學生貸款。作為一個來自英語系一年級的學生，我在繼續深造的財政困難。現在特申請1000元的貸款！
我的家庭有五個成員。我的父親是整個家庭的支柱，我的母親兩年前下崗了。我的祖母遭受五年以上的慢性疾病。我的弟弟現在在高中學習。我在暑假裡拿了一些兼職工作，但我的收入是遠遠不夠我的學費。為了繼續我的學習，我要申請學生貸款。
如果我的申請被批准，我會好好利用這筆錢，把我的心研究。我一定會償還貸款的時間根據還款條款。我希望你能考慮我的申請。期待你的回復。
你的真誠，
XXX

㈤ 急求關於消費信貸的英文文獻及其翻譯！！3000字母就夠！！！急求！！！多懸賞分！！！！

Consumer credit counseling services offer 「real」 credit counseling with thoughtful solutions to help you get out of debt. Our services include debt management plans, credit counseling, bill consolidation programs and credit restoration resources that anyone in financial trouble can use. There are many ways to resolve financial difficulties and debt management plans or credit counseling are just a few ways we can help.

㈥ 假定你是李華正在一所高中學習因家庭困難的申請學校的借貸款寫一份英語作文

Dear president and teachers,

Best wishes!
It has been a great honor to have you as my physical and mental guidance. I feel really grateful to have the opportunity to study in this school. I wake up everydayto find myself surrounded by so many lovely and friendly teachersand classmates. It is wonderful to live and study in such a harmonious andhappy paradise. I enjoy every moment studying and playing with them.I have become used to getting up early in the morning to study with myroommates have made myself interested in learning. I have fallen in lovewith everything connected to this school. Departing with it will be as hard and miserable asliving without any food, which frightens me from hair totoe. Learning in this school is everything to me.
However, what happened lately makes me feel that I may have to leavethis school and kiss my school life goodbye forever. My dad has just losthis job recently and to make it worse our family has to handle the heavymedical expense spent on my grandfather, which means that there willbe little financial support for my study. As longas I think of that, I feel as if there would be no light and hope in my life any more. Atthis very moment,your kind and generous figures come into my mind. You have alwaysbeen so friendly to me and make this school like the second home to liveand study. Therefore, could you lend me a hand to help me out of thisdifficult situation so that I can keep on studying in your school to make my learning dreamcontinue? Please trust me that your financial support for me will be totally worth it. I will try my best to workharder to make my school proud of me.

Your sincere student
Li Hua

㈦ 合理消費的利與弊的英語作文

Around the compus, we can commonly see some college students wear branded clothes, using the most advanced appliances such as Ipod, Iphone and Ipad. In spite of where the money comes from, I absolutely oppose the view that college students consume luxuries. As far as I am concerned, we should advocate rational consumption among college students. As follows, I will share some suggestions.
Above all, college students should have access to earning pocket money. This is a priority. Most college students, who have already asked their parents to pay their fee, should take responsibility to afford their daily consumption, let alone luxurious consumption.

㈧ 大學生貸款應不應該被禁止的英語作文

今天，小紅打扮的非常漂亮。頭上扎著粉紅色的蝴蝶結，頸脖子上系著鮮艷的紅領巾，身上穿著一條粉色的連衣裙，在路上走著。
突然，小紅發現有地上許多大米，就像一顆顆潔白無瑕的珍珠。小紅順著灑落在地上的米粒往前一看，發現前面有一個小男孩背著的大米袋子破了一個洞，大米就是從這個洞里悄悄地溜出來的。
於是，她趕緊追上去喊住了小男孩，對他說：「哥哥，你的米袋破了。」小男孩連忙放下米袋一看，呀！米袋什麼時候破的呀？看著破了大洞的米袋和灑落在地上的大米，小男孩急的就像熱鍋上的螞蟻。這可怎麼辦？小紅突然眼睛一亮，想起了扎在自己頭上的蝴蝶結，她趕緊解下來，把蝴蝶結扎在米袋上說：「哥哥，這個蝴蝶結送給你了。」小男孩感動地說：「小妹妹，謝謝你！」小紅不好意思地說：「不用謝，這是我應該做的。」
望著哥哥米袋上飄著粉紅色的蝴蝶結，小紅開心的笑了！

㈨ 英語作文有關貸款的，謝謝！

今天FIONA帶我們去了她朋友家的農場，農場非常大，感覺上有點像寬闊的蒙古草原。
Today FIONA took us to her friend's farm, farm is so big, a bit like the broad grasslands of Mongolia feel.
農場主教我們怎樣擠牛奶，我知道了擠牛奶的時候是，手指不能上下移動，手向上的時候，手指應捏住奶頭，這樣奶才會出來。我照著農場主的示範做了，白花花的牛奶從奶頭中噴射出來，濺得我滿臉。
Farm bishop we how to milk a cow, I know the milking time, fingers can not move up and down, hands up, fingers pinch the nipple, so that milk will come out. I follow the farmers do the demonstration, shining white milk is ejected from the nipple, I face a splash.
隨後同行的REX也開始學著擠，誰知好玩的事情發生了，他剛一伸手，奶牛竟開始撒尿了，搞得大家笑作一團，可以用人仰馬翻來形容我們當時的情景。
Then the counterparts of REX also began to learn to squeeze, who knows the funny thing happened, he just put out a hand, the cow began to urinate, make you laugh, can be used to describe the scene at that time we utterly routed.
在農場里我用奶瓶喂小奶牛BB，它把奶瓶扯來扯去，特別調皮。
On the farm I bottle fed small cow BB, it put the bottle to pull, very naughty.
農場里所有的家禽都有，牛、羊、雞、鴨、豬。。。。。。，我還抱了小兔子，在我懷里軟軟的一團，毛發很光滑。
All the farm poultry, cattle, sheep, chicken, ck, pig...... Also, I hold the little rabbit, in my arms a blob, hair very smooth.
今天參觀農場，讓我領略了澳大利亞的原生態美景
Today to visit the farm, I appreciate the natural beauty of Australia

㈩ 求一篇關於學生校園貸款的英語作文，六級考試能用的

晚的英語太厲害了吧，都過六級了。