Ⅰ 个人银行贷款申请书怎么写
个人贷款申请书范文
本人是____ ____ (单位)人员____,现任职务____,家庭平均月收入____元,为购买____________(公司)开发的商品住房(商铺) ___套,房产编号为____________,特向贵行申请住房(商铺)按揭贷款____万元,期限____年,并同意以所购房产抵押给贵单位(行),作为偿还与贵单位(行)签定的借款合同项下借款保证;同意贵单位(行)通过人民银行个人征信系统查询本人信息,了解本人资信情况。本着诚实守信的原则,本人申明该套房产是家庭以贷款(不含公积金贷款)所购的第____套住房。
本人按照贵行要求在所在分____ (支)行开立了还款帐户,帐号为________________,并保证在每期还款日和贷款到期日前足额存入当期还本付息项,同时授权贷款人于每月还款日和贷款到期日从该帐户中扣收贷款本息(包括逾期利息及罚息);如果更换还款帐户,本人将及时提供新的帐户资料;如果帐户内资金不足并出现拖欠贷款现象,本人接受贵单位(行)的所有合法催收措施并自愿承担一切后果。
申请人(签字及手印):
有效身份证号:
___年___月__日
Ⅱ 谁会写贷款申请的英语作文,写一篇给我,谢谢你!拜托各位大神
Dear Sir/Madame, I am a sophomore in Beijing University, majoring in computer science. I am writing to apply for a financial aid for my study in college. I would like to explain more about my situation here. Since I registered here, the expenses have been exerting a negative impact on my study. My mother has suddenly fallen ill and is expecting a major operation. It is beyond my parents ability to finance me through my remaining ecation and the income I make from my part-time jobs is far from sufficient to finance my own tuition fees. Hence, it is essential for me to get a loan of no less than 10,000 yuan. If my application is approved, all the money will go to my tuition and fees for the coming academic year. From the part-time job opportunities offered by programs in my school, I will be able to earn more than enough to cover my daily expenses. I have a very good credit record. In addition, lenovo, a computer company, has shown great interests in a software that I designed and promised me a 5000 Yuan monthly salary to start with if I decide to pursue my career there after graation. So, I can definitely guarantee a repayment of my loan in the coming three years. I would be greatly obliged if my application is granted. Many thanks. Yours sincerely, Li Ming
Ⅲ 写一篇有关贷款的英语作文 ,写明申请原因,数额1000,用途以及如何打算还款。急求,拜托了!
A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX
一个助学贷款申请信。
它可能关注的人,
我给你写信申请学生贷款。作为一个来自英语系一年级的学生,我在继续深造的财政困难。现在特申请1000元的贷款!
我的家庭有五个成员。我的父亲是整个家庭的支柱,我的母亲两年前下岗了。我的祖母遭受五年以上的慢性疾病。我的弟弟现在在高中学习。我在暑假里拿了一些兼职工作,但我的收入是远远不够我的学费。为了继续我的学习,我要申请学生贷款。
如果我的申请被批准,我会好好利用这笔钱,把我的心研究。我一定会偿还贷款的时间根据还款条款。我希望你能考虑我的申请。期待你的回复。
你的真诚,
XXX
Ⅳ 关于贷款的英文作文
A Letter of Application for a Student Loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.
There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs ring the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.
If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.
Yours sincerely,
XXX
Ⅳ 个人申请贷款书怎么写
首先抬头XXXXXX支行/单位,然后做个自我介绍,说明贷款原因和用途,写上要借款的期限是几年,是要还本付息还是等额还款,并作出保证准时还款的保证,最后签字按手印即可。
1、申请书开头写敬词,即注明是向哪个银行申请贷款;
2、在申请书正文写明自己现在所在单位以及职称、收入、贷款用途、贷款金额、还款期限。为了保障能顺利贷款,用自己的所有物作为抵押的,还应写明以何种不动产或者动产作为担保抵押;
3、一般来说,银行或单位在批准贷款申请前会查询申请贷款人的个人信息,了解其资信情况,确认其是否有还款能力。故在贷款申请书中应明确表明自己同意该单位或银行通过人民银行个人征信系统查询自己的信息;
4、在写明贷款用途时应具体化,例如:本人申明该套房产是家庭以贷款(不含公积金贷款)所购的第n套住房;
5、一般而言,在申请贷款前,为了方便贷款人还款,银行会让你在该分(支)行开立账户。因此,在贷款申请书中,应写明自己已按照贵行的要求开立了账户,并写明具体账号;
6、写下类似保证书的内容。即写明,保证在每期还款期和贷款到期日前足额存入档期还本付息,并授权贷款人于每月还款日和贷款到期日从该账户中扣收贷款本息(包括逾期利息及罚息)的内容;
7、生活中常会出现更换账户的现象。故在申请书中应当注明:如果更换还款账户,本人将及时提供新的账户资料;
8、明确表示自己愿意承担违约责任:如果账户内资金不足并出现拖欠贷款现象,本人接受贵单位(行)的所有合法催收措施并自愿承担一切后果;
9、最后需要在申请人处签字及按下手印,写下有效身份证,申请日期。
《民法典》第六百六十七条【借款合同定义】借款合同是借款人向贷款人借款,到期返还借款并支付利息的合同。
第六百六十八条【借款合同形式和内容】借款合同应当采用书面形式,但是自然人之间借款另有约定的除外。
借款合同的内容一般包括借款种类、币种、用途、数额、利率、期限和还款方式等条款。
第六百六十九条【借款人应当提供真实情况义务】订立借款合同,借款人应当按照贷款人的要求提供与借款有关的业务活动和财务状况的真实情况。
Ⅵ 关于国家助学贷款写一篇英语作文
The job category titled “personal selling” really encompasses a wide variety of positions and responsibilities. Many marketing students as well as others in the general public may not appreciate these variations, however, since their image of selling is conditioned by the stereotype portrayed in movies, television shows, and cartoons (Thompson 1972, Swan and Adkins 1980-81). This image, however misunderstood, presents a very narrow view of selling, thwarts the appeal of a selling job as the start of a professional career path in marketing.
In fact, existent selling jobs encompass a wide range of ties, behaviors, and challenges. Various taxonomies of sales positions have been proposed to reflect the diversity in this job (McMurray 1961, Monerief 1966, Newtou 1973), while other studies have focused on job characteristics which differ among types of sales jobs (Moore, Eckrich, and Corlson 1986; Wotruba and Simpson 1990) These contributions are static in nature, however, and do not reflect how the selling process is changing or how the focus of selling behavior has evolved to outgrow those old stereotypes. Investigations of changes in behavior as indivial salespeople progress through their careers represent a more dynamic analysis (Jolson 1974; Cren 1984) but consider changes in the job’s incumbent only and not changes in the selling job itself.
Powers et al.(1987) described the historical origins and early practices of selling prior to 1900, and Power, Kcehler, Martin(1988) continued this overview from 1900 to 1949.These perspectives showed distinct differences in the practice of selling in different time periods, particularly when they corresponded with changes in economic conditions and associated competitive and market variations. Dawson (1970) offered a view of how sales management evolved from the proction era to a sales era, a marketing era, and will finally evolve to a human era, noting some changes associated with the typical salesperson at each stage as well. Fullerton (1988) disputed this categorization of eras, however, showing how marketing was an integral part of business success for numerous firms and instries ring early periods termed the “proction” era. Wotruba (1980) and Jolson (1980) discussed changes in the selling environment and how instrial selling was responding in terms of becoming more professional and managerial in nature. Sohurr (1987) suggested that approaches to effective selling arc evolving from closed and indirect techniques to consultative selling and finally to relational contracting. Cespedes, Doyle, and Freedman (1989) noted and illustrated some major shifts in selling toward the use of selling teams.
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Ⅶ 求一篇关于学生校园贷款的英语作文,六级考试能用的
晚的英语太厉害了吧,都过六级了。
Ⅷ 助学贷款申请信(英语作文)
你是不是三矿专业的?
Ⅸ 请问英文的“银行贷款申请书”怎么写
这个应该去问银行吧,既然你在这提了,我就帮帮你找个例子,你可以参见一下
关于申请流动资金贷款的报告
XXXX分行营业部:
我公司承担XXXX制品厂改扩建任务,去年制品厂XX分厂XXX项目25个子项目累计投资8300多万元,从4月初到6月底完工短短的100多天按时保质保量交付使用,取得了一定的社会效益和经济效益,保证了制品厂按期生产.
今年制品厂改扩建任务计划约8000万-10000万,10条生产线分布在甘肃,新疆的等地,目前已基本完成主体部分.因制品厂秋季生产销售到欧洲市场,结算外汇要到明年上半年.制品厂由于计划投资6条生产线。今年根据已签定的国外订单,要新增到10条生产线才能完成任务,制品厂承诺今年只支付土建工程款6000万元,剩余部分由XX公司担保. 根据今年我公司资金安排计划,须向你行申请流动资金贷款2000万元,期限一年.贷款用于XXX有限公司改扩建土建项目流动资金周转(付工程款、材料款),用XXXX有限公司在明年六月底以前支付的工程款归还。
请你行给予大力支持为盼.
XXX有限公司
200X年5月19日
Ⅹ 假定你是李华正在一所高中学习因家庭困难的申请学校的借贷款写一份英语作文
Dear president and teachers,
Best wishes!
It has been a great honor to have you as my physical and mental guidance. I feel really grateful to have the opportunity to study in this school. I wake up everydayto find myself surrounded by so many lovely and friendly teachersand classmates. It is wonderful to live and study in such a harmonious andhappy paradise. I enjoy every moment studying and playing with them.I have become used to getting up early in the morning to study with myroommates have made myself interested in learning. I have fallen in lovewith everything connected to this school. Departing with it will be as hard and miserable asliving without any food, which frightens me from hair totoe. Learning in this school is everything to me.
However, what happened lately makes me feel that I may have to leavethis school and kiss my school life goodbye forever. My dad has just losthis job recently and to make it worse our family has to handle the heavymedical expense spent on my grandfather, which means that there willbe little financial support for my study. As longas I think of that, I feel as if there would be no light and hope in my life any more. Atthis very moment,your kind and generous figures come into my mind. You have alwaysbeen so friendly to me and make this school like the second home to liveand study. Therefore, could you lend me a hand to help me out of thisdifficult situation so that I can keep on studying in your school to make my learning dreamcontinue? Please trust me that your financial support for me will be totally worth it. I will try my best to workharder to make my school proud of me.
Your sincere student
Li Hua