❶ 大学生偿还贷款主题英文作文
国家助学贷款是针对普通高等学校中经济确实困难的全日制本、专科学生的助学贷款。自1999年实施以来，在缓解贫困大学生的就学资金压力方面起到了一定的积极作用，但目前由于国家助学贷款制度仍存在政策设计方面的缺陷，贷款的实际覆盖率还很低，而且出现了高违约率现象，严重影响到助学贷款的顺利运行。本文首先从高校贫困生申贷困难、借款学生还息还贷率低、银行收贷困难三个方面详细阐述了我国大学生助学贷款的主要困境。然后从社会信用体系尚未建立、信用贷款法律制度尚不完备、贷款学生诚信度低、银行发展助学贷款业务不积极四个方面论述了我国大学生助学贷款存在困境的原因。最后从建立国家助学贷款风险补偿制度、加强诚信教育和建立个人信用体系、完善相关的规章制度和法律法规三个方面论述了走出高校助学贷款困境的途径。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.
❷ 求一篇大学英语作文，大学生兼职的问题，采用一果多因
1 Taking a Part-Time Job Nowadays, many people think that college students should take a part-time job for several advantages. For one thing, it gives the students a chance to know the society to learn to be independent. For another, they can also get financial reward and working experience as well, such as teaching or selling practice, which is helpful to their growth. What's more, they can put what they have learned into practice, and know their strong and weak points so that they can improve their studies and personalities, which are beneficial in their later lives. However, still many people think taking part-time job may have some negative effects on students. In their opinions, it will take them much time and energy, and will affect their studies as a result. What's worse, some students may be so keen on making money that they may neglect their studies in the end. In my opinion, I am in favor of taking a part-time job. But we have to keep a balance between the job and the study. After all, study is our main task at school. 范文2 Taking a Part-Time Job Many college students take part-time jobs in their spare time. Whether it is good or bad is still subject to constant debates. Some people believe that taking a part-time job certainly brings about several advantages. To begin with,students can learn how to get along with people and know the society better by taking a part-time job. Furthermore, to take a part-time job provides the students with a valuable opportun ity to put what he has learned from books into practice. Finally, students can make some money, which helps to unload their families' financial burden. However, problems may also arise. Firstly, some students spend too much time doing part-time jobs while neglecting their studies. Secondly, when taking part-time jobs, the students may be distracted from their studies by the colorful lives in the society. Thirdly, some students may be cheated or hurt by their employers, because they don't know how to prot
❸ 求一篇原创的（大学生用信用卡）的英语作文
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
❹ 写一篇关于大学生在校开网店的英语作文，120到200之间，很急。。。谢谢
Recently, it is frequently reported that a student can earn 60,000 a month by running an online shop. His business idea has inspired many students to set up their own online shops. Some people hold that doing that, students can gain not only some money to rece financial burden for their family but also the precious experience of setting up a business. Most important of all, the competition in the job market is very fierce currently. If students cannot find a satisfactory job after graation, an online shop can help them earn their living. While others hold that the ty of a student is to study. Running an online shop will definitely distract students from their primary tasks. It equals to putting the cart before the horse. From my perspective, I am in favor of the former opinion. I agree that in college acquiring knowledge is of critical importance. However, acquiring practical skills and the ability to survive is even more important. In a word, as long as a student can balance the two sides well, running a business in the school years should not be discouraged.
最近，经常有报道说一个学生可以在网上购物，每月赚60000。他的商业理念启发了许多学生建立自己的网上商店。有些人认为这样做，学生不仅可以获得一些钱，以减轻他们的家庭经济负担，而且也有建立业务的宝贵经验。最重要的是，在就业市场的竞争是非常激烈的，目前。如果学生毕业后找不到满意的工作，一家网上商店可以帮助他们谋生。而其他人认为，学生的责任是学习。运行一个在线商店一定会使学生从他们的主要任务中分散注意力。从我的角度看，我赞成前一种观点。我同意在大学获取知识是至关重要的。然而，获得实用技能和生存能力更为重要。一句话，只要一个学生能平衡双方的好，在学校里经营一个企业不应该气馁。