A. 房子抵押贷款30万,贷10年每月还多少,知道的帮算一下,谢谢
总房款120万,首付30%=36万,贷款总额=84万
贷款年限20年
1、以首套下浮10%计算:
等额本息为6076.32元/月
等额本金首月还款额为7784元,逐月递减17,.85元
2、以2套上浮10%计算:
等额本息为6756,.71元/月
等额本金首月还款额为8736元,逐月递减21.82元
建议
1、贷款年数增长至30年,等额本金还款法能承受前期还款金额的,则优先选之(总利息少,前期还款额中本金所占比例较高,适合提前还款)
2、若就打算长期贷款,慢慢还的,可考虑等额本息法。
B. 建设银行房屋抵押贷款30万10年还月供和利息各是多少
要计算贷款的利息和月供,需要知道贷款的利率,请咨询贷款银行具体贷款利率,然后按照以下公式进行计算。
通常贷款还款方式有两种:
一、等额本金
等额本金贷款计算公式:
每月还款金额
=
(贷款本金
/
还款月数)+(本金
—
已归还本金累计额)×每月利率
等额本金还款法特点:由于每月的还款本金额固定,而利息越来越少,贷款人起初还款压力较大,但是随时间的推移每月还款数也越来越少。
二、等额本息
是在还款期内,每月偿还同等数额的贷款(包括本金和利息)。
每月还款金额
=
〔贷款本金×月利率×(1+月利率)^还款月数〕÷〔(1+月利率)^还款月数-1〕
等额本息还款法特点:相对于等额本金还款法的劣势在于支出利息较多,还款初期利息占每月供款的大部分,随本金逐渐返还供款中本金比重增加。但该方法每月的还款额固定,可以有计划地控制家庭收入的支出,也便于每个家庭根据自己的收入情况,确定还贷能力。
C. 房子抵押贷款30万,分10年或20年,月供如何计算
楼主您好.
根据您所提供的信息.下面是我计算的数字.希望能帮助到您.
等额本息
贷款年限(期数)20年240期
借款总额:20w整.详单如下.单位为人民币元整.
还款总额:298103.75
支付利息:98103.75
月均还款:1242.1
贷款年限:10年
借款总额:20w整.详单如下.单位为人民币元整.
还款总额:246240.85
支付利息:46240.85
月均还款:2052.01
D. 银行房屋抵押贷款30万,分10年还,每个月带利息要还多少钱,请明白人帮我算算,谢谢
如果按照基准利率7.05的话,30万,10年,每月应还3491.1元。
不过现在都按照上浮20%来算的。8.46,每月应还3713.1元。
E. 建设银行房屋抵押贷款30万10年还月供和利息各是多少30万5年还各是多少
回答如下:
当前的商业贷款利率是5年以下(含)6.65%,5年以上6.80%,还款方式有两种,现分别计算如下:
一、贷款30万、期限10年、利率6.80%:
1、等额本息法:月还款额为3452.41 元(每月相同)。还款本息总额为414289.19 元,其中利息为114289.19 元。
2、等额本金法:第一个月还款额为4200.00 元(以后逐月减少,越还越少),最后一个月还款额为2514.17元。还款本息总额为402850.00 元,其中利息为114289.19 元。
以上两种方法相比较,等额本金法比等额本息法少还11439.19 元。
具体采用哪种还款方式,在银行办理贷款手续时可以选择。
二、贷款30万、期限5年、利率6.65%:
1、等额本息法:月还款额为5890.95 元(每月相同)。还款本息总额为353456.72 元,其中利息为53456.72 元。
2、等额本金法:第一个月还款额为6662.50 元(以后逐月减少,越还越少),最后一个月还款额为5027.71元。还款本息总额为350706.25 元,其中利息为50706.25 元。
以上两种方法相比较,等额本金法比等额本息法少还2750.47 元 。
对于提前还款问题,在贷款正常还款一年以后,可以申请提前还款,可以部分提前,也可可以全部提前结清。
F. 房子抵押贷款30万10年还清,现在还了七年,想全部还清可以吗如何计算,我还要还
房子抵押贷款30万10年还清,现在还了七年,想全部还清可以的,这个银行会给你算的清清楚楚的,它的计算很复杂,我们很难算的
G. 我用房产证做抵押,在银行贷款30万贷了10年,还了5年了,现在想一次性还清,请问我还要还多少钱
一次性大约得还160000,网上有提前还货计算器,自己算一下
H. 我想用房子抵押贷款30万元,贷款10年,每个月的月供是多少
抵押贷款的政策比较放宽,银行会对你的房子做一个市场评估,如果你的房子值30万的话,银行是会将贷款放给你的,(房子一定要是你的产权,如果有共同产权人,需要提供共同产权人的相关证件,如果房子是你父母的是不可以的)贷款有多种还贷方式,如果用等额本息的方式还款,每个月的还款额是相等的,费用在1416
I. 我想抵押贷款30万,10年还清。请问等额和等本有多大差别
把你的邮箱或者QQ留下,我给你个等额本息的计算机器。或者你把利率给我说说,我给你说算。给你个按照目前基准利率算的吧:等额本金:本金(元) 利息(元) 还款额(元) 剩余本金(元) 累计还款额(元)
300,000.00 0.00
2,500.00 1,485.00 3,985.00 297,500.00 3,985.00
2,500.00 1,472.63 3,972.63 295,000.00 7,957.63
2,500.00 1,460.25 3,960.25 292,500.00 11,917.88
2,500.00 1,447.88 3,947.88 290,000.00 15,865.76
2,500.00 1,435.50 3,935.50 287,500.00 19,801.26
2,500.00 1,423.13 3,923.13 285,000.00 23,724.39
2,500.00 1,410.75 3,910.75 282,500.00 27,635.14
2,500.00 1,398.38 3,898.38 280,000.00 31,533.52
2,500.00 1,386.00 3,886.00 277,500.00 35,419.52
2,500.00 1,373.63 3,873.63 275,000.00 39,293.15
2,500.00 1,361.25 3,861.25 272,500.00 43,154.40
2,500.00 1,348.88 3,848.88 270,000.00 47,003.28
2,500.00 1,336.50 3,836.50 267,500.00 50,839.78
2,500.00 1,324.13 3,824.13 265,000.00 54,663.91
2,500.00 1,311.75 3,811.75 262,500.00 58,475.66
2,500.00 1,299.38 3,799.38 260,000.00 62,275.04
2,500.00 1,287.00 3,787.00 257,500.00 66,062.04
2,500.00 1,274.63 3,774.63 255,000.00 69,836.67
2,500.00 1,262.25 3,762.25 252,500.00 73,598.92
2,500.00 1,249.88 3,749.88 250,000.00 77,348.80
2,500.00 1,237.50 3,737.50 247,500.00 81,086.30
2,500.00 1,225.13 3,725.13 245,000.00 84,811.43
2,500.00 1,212.75 3,712.75 242,500.00 88,524.18
2,500.00 1,200.38 3,700.38 240,000.00 92,224.56
2,500.00 1,188.00 3,688.00 237,500.00 95,912.56
2,500.00 1,175.63 3,675.63 235,000.00 99,588.19
2,500.00 1,163.25 3,663.25 232,500.00 103,251.44
2,500.00 1,150.88 3,650.88 230,000.00 106,902.32
2,500.00 1,138.50 3,638.50 227,500.00 110,540.82
2,500.00 1,126.13 3,626.13 225,000.00 114,166.95
2,500.00 1,113.75 3,613.75 222,500.00 117,780.70
2,500.00 1,101.38 3,601.38 220,000.00 121,382.08
2,500.00 1,089.00 3,589.00 217,500.00 124,971.08
2,500.00 1,076.63 3,576.63 215,000.00 128,547.71
2,500.00 1,064.25 3,564.25 212,500.00 132,111.96
2,500.00 1,051.88 3,551.88 210,000.00 135,663.84
2,500.00 1,039.50 3,539.50 207,500.00 139,203.34
2,500.00 1,027.13 3,527.13 205,000.00 142,730.47
2,500.00 1,014.75 3,514.75 202,500.00 146,245.22
2,500.00 1,002.38 3,502.38 200,000.00 149,747.60
2,500.00 990.00 3,490.00 197,500.00 153,237.60
2,500.00 977.63 3,477.63 195,000.00 156,715.23
2,500.00 965.25 3,465.25 192,500.00 160,180.48
2,500.00 952.88 3,452.88 190,000.00 163,633.36
2,500.00 940.50 3,440.50 187,500.00 167,073.86
2,500.00 928.13 3,428.13 185,000.00 170,501.99
2,500.00 915.75 3,415.75 182,500.00 173,917.74
2,500.00 903.38 3,403.38 180,000.00 177,321.12
2,500.00 891.00 3,391.00 177,500.00 180,712.12
2,500.00 878.63 3,378.63 175,000.00 184,090.75
2,500.00 866.25 3,366.25 172,500.00 187,457.00
2,500.00 853.88 3,353.88 170,000.00 190,810.88
2,500.00 841.50 3,341.50 167,500.00 194,152.38
2,500.00 829.13 3,329.13 165,000.00 197,481.51
2,500.00 816.75 3,316.75 162,500.00 200,798.26
2,500.00 804.38 3,304.38 160,000.00 204,102.64
2,500.00 792.00 3,292.00 157,500.00 207,394.64
2,500.00 779.63 3,279.63 155,000.00 210,674.27
2,500.00 767.25 3,267.25 152,500.00 213,941.52
2,500.00 754.88 3,254.88 150,000.00 217,196.40
2,500.00 742.50 3,242.50 147,500.00 220,438.90
2,500.00 730.13 3,230.13 145,000.00 223,669.03
2,500.00 717.75 3,217.75 142,500.00 226,886.78
2,500.00 705.38 3,205.38 140,000.00 230,092.16
2,500.00 693.00 3,193.00 137,500.00 233,285.16
2,500.00 680.63 3,180.63 135,000.00 236,465.79
2,500.00 668.25 3,168.25 132,500.00 239,634.04
2,500.00 655.88 3,155.88 130,000.00 242,789.92
2,500.00 643.50 3,143.50 127,500.00 245,933.42
2,500.00 631.13 3,131.13 125,000.00 249,064.55
2,500.00 618.75 3,118.75 122,500.00 252,183.30
2,500.00 606.38 3,106.38 120,000.00 255,289.68
2,500.00 594.00 3,094.00 117,500.00 258,383.68
2,500.00 581.63 3,081.63 115,000.00 261,465.31
2,500.00 569.25 3,069.25 112,500.00 264,534.56
2,500.00 556.88 3,056.88 110,000.00 267,591.44
2,500.00 544.50 3,044.50 107,500.00 270,635.94
2,500.00 532.13 3,032.13 105,000.00 273,668.07
2,500.00 519.75 3,019.75 102,500.00 276,687.82
2,500.00 507.38 3,007.38 100,000.00 279,695.20
2,500.00 495.00 2,995.00 97,500.00 282,690.20
2,500.00 482.63 2,982.63 95,000.00 285,672.83
2,500.00 470.25 2,970.25 92,500.00 288,643.08
2,500.00 457.88 2,957.88 90,000.00 291,600.96
2,500.00 445.50 2,945.50 87,500.00 294,546.46
2,500.00 433.13 2,933.13 85,000.00 297,479.59
2,500.00 420.75 2,920.75 82,500.00 300,400.34
2,500.00 408.38 2,908.38 80,000.00 303,308.72
2,500.00 396.00 2,896.00 77,500.00 306,204.72
2,500.00 383.63 2,883.63 75,000.00 309,088.35
2,500.00 371.25 2,871.25 72,500.00 311,959.60
2,500.00 358.88 2,858.88 70,000.00 314,818.48
2,500.00 346.50 2,846.50 67,500.00 317,664.98
2,500.00 334.13 2,834.13 65,000.00 320,499.11
2,500.00 321.75 2,821.75 62,500.00 323,320.86
2,500.00 309.38 2,809.38 60,000.00 326,130.24
2,500.00 297.00 2,797.00 57,500.00 328,927.24
2,500.00 284.63 2,784.63 55,000.00 331,711.87
2,500.00 272.25 2,772.25 52,500.00 334,484.12
2,500.00 259.88 2,759.88 50,000.00 337,244.00
2,500.00 247.50 2,747.50 47,500.00 339,991.50
2,500.00 235.13 2,735.13 45,000.00 342,726.63
2,500.00 222.75 2,722.75 42,500.00 345,449.38
2,500.00 210.38 2,710.38 40,000.00 348,159.76
2,500.00 198.00 2,698.00 37,500.00 350,857.76
2,500.00 185.63 2,685.63 35,000.00 353,543.39
2,500.00 173.25 2,673.25 32,500.00 356,216.64
2,500.00 160.88 2,660.88 30,000.00 358,877.52
2,500.00 148.50 2,648.50 27,500.00 361,526.02
2,500.00 136.13 2,636.13 25,000.00 364,162.15
2,500.00 123.75 2,623.75 22,500.00 366,785.90
2,500.00 111.38 2,611.38 20,000.00 369,397.28
2,500.00 99.00 2,599.00 17,500.00 371,996.28
2,500.00 86.63 2,586.63 15,000.00 374,582.91
2,500.00 74.25 2,574.25 12,500.00 377,157.16
2,500.00 61.88 2,561.88 10,000.00 379,719.04
2,500.00 49.50 2,549.50 7,500.00 382,268.54
2,500.00 37.13 2,537.13 5,000.00 384,805.67
2,500.00 24.75 2,524.75 2,500.00 387,330.42
2,500.00 12.38 2,512.38 0.00 389,842.80
等额本息:
300,000.00 0.00
1,836.58 1,485.00 3,321.58 298,163.42 3,321.58
1,845.67 1,475.91 3,321.58 296,317.75 6,643.16
1,854.81 1,466.77 3,321.58 294,462.94 9,964.74
1,863.99 1,457.59 3,321.58 292,598.95 13,286.32
1,873.22 1,448.36 3,321.58 290,725.73 16,607.90
1,882.49 1,439.09 3,321.58 288,843.24 19,929.48
1,891.81 1,429.77 3,321.58 286,951.43 23,251.06
1,901.17 1,420.41 3,321.58 285,050.26 26,572.64
1,910.58 1,411.00 3,321.58 283,139.68 29,894.22
1,920.04 1,401.54 3,321.58 281,219.64 33,215.80
1,929.54 1,392.04 3,321.58 279,290.10 36,537.38
1,939.09 1,382.49 3,321.58 277,351.01 39,858.96
1,948.69 1,372.89 3,321.58 275,402.32 43,180.54
1,958.34 1,363.24 3,321.58 273,443.98 46,502.12
1,968.03 1,353.55 3,321.58 271,475.95 49,823.70
1,977.77 1,343.81 3,321.58 269,498.18 53,145.28
1,987.56 1,334.02 3,321.58 267,510.62 56,466.86
1,997.40 1,324.18 3,321.58 265,513.22 59,788.44
2,007.29 1,314.29 3,321.58 263,505.93 63,110.02
2,017.23 1,304.35 3,321.58 261,488.70 66,431.60
2,027.21 1,294.37 3,321.58 259,461.49 69,753.18
2,037.25 1,284.33 3,321.58 257,424.24 73,074.76
2,047.33 1,274.25 3,321.58 255,376.91 76,396.34
2,057.46 1,264.12 3,321.58 253,319.45 79,717.92
2,067.65 1,253.93 3,321.58 251,251.80 83,039.50
2,077.88 1,243.70 3,321.58 249,173.92 86,361.08
2,088.17 1,233.41 3,321.58 247,085.75 89,682.66
2,098.51 1,223.07 3,321.58 244,987.24 93,004.24
2,108.89 1,212.69 3,321.58 242,878.35 96,325.82
2,119.33 1,202.25 3,321.58 240,759.02 99,647.40
2,129.82 1,191.76 3,321.58 238,629.20 102,968.98
2,140.37 1,181.21 3,321.58 236,488.83 106,290.56
2,150.96 1,170.62 3,321.58 234,337.87 109,612.14
2,161.61 1,159.97 3,321.58 232,176.26 112,933.72
2,172.31 1,149.27 3,321.58 230,003.95 116,255.30
2,183.06 1,138.52 3,321.58 227,820.89 119,576.88
2,193.87 1,127.71 3,321.58 225,627.02 122,898.46
2,204.73 1,116.85 3,321.58 223,422.29 126,220.04
2,215.64 1,105.94 3,321.58 221,206.65 129,541.62
2,226.61 1,094.97 3,321.58 218,980.04 132,863.20
2,237.63 1,083.95 3,321.58 216,742.41 136,184.78
2,248.71 1,072.87 3,321.58 214,493.70 139,506.36
2,259.84 1,061.74 3,321.58 212,233.86 142,827.94
2,271.02 1,050.56 3,321.58 209,962.84 146,149.52
2,282.26 1,039.32 3,321.58 207,680.58 149,471.10
2,293.56 1,028.02 3,321.58 205,387.02 152,792.68
2,304.91 1,016.67 3,321.58 203,082.11 156,114.26
2,316.32 1,005.26 3,321.58 200,765.79 159,435.84
2,327.79 993.79 3,321.58 198,438.00 162,757.42
2,339.31 982.27 3,321.58 196,098.69 166,079.00
2,350.89 970.69 3,321.58 193,747.80 169,400.58
2,362.53 959.05 3,321.58 191,385.27 172,722.16
2,374.22 947.36 3,321.58 189,011.05 176,043.74
2,385.98 935.60 3,321.58 186,625.07 179,365.32
2,397.79 923.79 3,321.58 184,227.28 182,686.90
2,409.65 911.93 3,321.58 181,817.63 186,008.48
2,421.58 900.00 3,321.58 179,396.05 189,330.06
2,433.57 888.01 3,321.58 176,962.48 192,651.64
2,445.62 875.96 3,321.58 174,516.86 195,973.22
2,457.72 863.86 3,321.58 172,059.14 199,294.80
2,469.89 851.69 3,321.58 169,589.25 202,616.38
2,482.11 839.47 3,321.58 167,107.14 205,937.96
2,494.40 827.18 3,321.58 164,612.74 209,259.54
2,506.75 814.83 3,321.58 162,105.99 212,581.12
2,519.16 802.42 3,321.58 159,586.83 215,902.70
2,531.63 789.95 3,321.58 157,055.20 219,224.28
2,544.16 777.42 3,321.58 154,511.04 222,545.86
2,556.75 764.83 3,321.58 151,954.29 225,867.44
2,569.41 752.17 3,321.58 149,384.88 229,189.02
2,582.12 739.46 3,321.58 146,802.76 232,510.60
2,594.91 726.67 3,321.58 144,207.85 235,832.18
2,607.75 713.83 3,321.58 141,600.10 239,153.76
2,620.66 700.92 3,321.58 138,979.44 242,475.34
2,633.63 687.95 3,321.58 136,345.81 245,796.92
2,646.67 674.91 3,321.58 133,699.14 249,118.50
2,659.77 661.81 3,321.58 131,039.37 252,440.08
2,672.94 648.64 3,321.58 128,366.43 255,761.66
2,686.17 635.41 3,321.58 125,680.26 259,083.24
2,699.46 622.12 3,321.58 122,980.80 262,404.82
2,712.83 608.75 3,321.58 120,267.97 265,726.40
2,726.25 595.33 3,321.58 117,541.72 269,047.98
2,739.75 581.83 3,321.58 114,801.97 272,369.56
2,753.31 568.27 3,321.58 112,048.66 275,691.14
2,766.94 554.64 3,321.58 109,281.72 279,012.72
2,780.64 540.94 3,321.58 106,501.08 282,334.30
2,794.40 527.18 3,321.58 103,706.68 285,655.88
2,808.23 513.35 3,321.58 100,898.45 288,977.46
2,822.13 499.45 3,321.58 98,076.32 292,299.04
2,836.10 485.48 3,321.58 95,240.22 295,620.62
2,850.14 471.44 3,321.58 92,390.08 298,942.20
2,864.25 457.33 3,321.58 89,525.83 302,263.78
2,878.43 443.15 3,321.58 86,647.40 305,585.36
2,892.68 428.90 3,321.58 83,754.72 308,906.94
2,906.99 414.59 3,321.58 80,847.73 312,228.52
2,921.38 400.20 3,321.58 77,926.35 315,550.10
2,935.84 385.74 3,321.58 74,990.51 318,871.68
2,950.38 371.20 3,321.58 72,040.13 322,193.26
2,964.98 356.60 3,321.58 69,075.15 325,514.84
2,979.66 341.92 3,321.58 66,095.49 328,836.42
2,994.41 327.17 3,321.58 63,101.08 332,158.00
3,009.23 312.35 3,321.58 60,091.85 335,479.58
3,024.13 297.45 3,321.58 57,067.72 338,801.16
3,039.09 282.49 3,321.58 54,028.63 342,122.74
3,054.14 267.44 3,321.58 50,974.49 345,444.32
3,069.26 252.32 3,321.58 47,905.23 348,765.90
3,084.45 237.13 3,321.58 44,820.78 352,087.48
3,099.72 221.86 3,321.58 41,721.06 355,409.06
3,115.06 206.52 3,321.58 38,606.00 358,730.64
3,130.48 191.10 3,321.58 35,475.52 362,052.22
3,145.98 175.60 3,321.58 32,329.54 365,373.80
3,161.55 160.03 3,321.58 29,167.99 368,695.38
3,177.20 144.38 3,321.58 25,990.79 372,016.96
3,192.93 128.65 3,321.58 22,797.86 375,338.54
3,208.73 112.85 3,321.58 19,589.13 378,660.12
3,224.61 96.97 3,321.58 16,364.52 381,981.70
3,240.58 81.00 3,321.58 13,123.94 385,303.28
3,256.62 64.96 3,321.58 9,867.32 388,624.86
3,272.74 48.84 3,321.58 6,594.58 391,946.44
3,288.94 32.64 3,321.58 3,305.64 395,268.02
3,305.64 16.36 3,322.00 0.00 398,590.02
J. 房屋抵押银行贷款30万,利率,利息是多少,10年,如何计算,谢谢!
10年利率6.14。
30万10年:
每月支付本息 3351.7456 元
累计支付利息 102209.47元
累计还款总额 402209.47元