是否贷款消费的英语作文

㈠ 我对小额贷款公司提供的校园贷款的看法英语作文

小额贷款提供的销售贷款我认为是不对的，因为学生都没有经济偿还的能力。

㈡ 今晚翻译的短文，麻烦英语高手帮我看看

今天这段里最大的问题的单复数的问题。中文没有特定的复数形式，所以翻译的时候常常忘记用复数。你需要特别注意。

Financial crises[1],[3] also known[2] as financial storms,[1] can[3] be classified into[4] currency crises,[1] debt crises,[1] [5] bank crises,[1] and[2] so on. The [6] financial crises are[1] mostly[7] brought by economic bubbles,[1] and the background of their generation is very complicated[8]. Financial crises are[1] mainly caused by the following reasons[1]:
1.[20] the spending[9] habit of Americans[10]. Spending on borrowed money (loans)[11] is the[12] prevalent life style. Young people[13] have little[14] income but much to spend[9]; the old have well-financed retirement plans[15] but few expenses.
2.[20] economic management philosophy[16].
3.[20] macro-economic[17] environment and specific[18] policy instruments[19].

注：
[1] 泛指的危机，如果用单数就要用不定冠词a，否则就要用复数。因为后面要分成几类，所以用复数更好些。
[2] 拼写错误。
[3] 又是主语混乱的问题。这句的实际主语是financial crises，你加了定语后，就把它忘了，另外新写了主语it。什么时候你能把这个毛病改了啊？我在主语后面加了个逗号，这样把also known as分隔开，结构就更清楚了。另外这句不需要用虚拟语气，直接用现在时的情态动词can就可以了。
[4] 被动语态后面by引导的介词短语只能是逻辑主语。而这些分类是作状语的，所以介词用错了。
[5] 多出来了一个and。
[6] generation和后面的brought语义重复，所以可以不要。
[7] most是形容词。这里要用副词mostly作状语。
[8] background应该作主语。你用代词，不知道代指什么东西。又是主语混乱的问题。现在就看出前面省略generation的好处了：这里用generation，句子一下变得简单多了。
[9] 消费 spending, 费用 expense
[10] Americans要用复数。
[11] 借钱 borrow money (money不可数，要用单数) 贷款 loans要用复数。
[12] 忘了定冠词。
[13] the young有特定意思，指小孩。年轻人是young people，泛指的时候不用冠词。
[14] income不可数。不可数名词前要用little/much，可数名词前要用few/many。
[15] 表达方式
[16] idea是很小很具体的想法。这里的意思应该是经济管理哲学。
[17] 根据上下文加了”宏观”。
[18] 这里的”具体”不是相对于”抽象”，而是相对于”一般”。前者是concrete，后者是specific。
[19] 很多项政策，而不是只一项。
[20] 这次的罗列是名词性短语的形式，而不是整句。因此数字要写123，不能些作状语的first second third。

㈢ 关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）

写作思路：通过校园网贷对于学生的作用来描写，结合学生这一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。

㈣ 写一篇有关贷款的英语作文 ，写明申请原因，数额1000，用途以及如何打算还款。急求，拜托了！

A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX

一个助学贷款申请信。
它可能关注的人，
我给你写信申请学生贷款。作为一个来自英语系一年级的学生，我在继续深造的财政困难。现在特申请1000元的贷款！
我的家庭有五个成员。我的父亲是整个家庭的支柱，我的母亲两年前下岗了。我的祖母遭受五年以上的慢性疾病。我的弟弟现在在高中学习。我在暑假里拿了一些兼职工作，但我的收入是远远不够我的学费。为了继续我的学习，我要申请学生贷款。
如果我的申请被批准，我会好好利用这笔钱，把我的心研究。我一定会偿还贷款的时间根据还款条款。我希望你能考虑我的申请。期待你的回复。
你的真诚，
XXX

㈤ 急求关于消费信贷的英文文献及其翻译！！3000字母就够！！！急求！！！多悬赏分！！！！

Consumer credit counseling services offer “real” credit counseling with thoughtful solutions to help you get out of debt. Our services include debt management plans, credit counseling, bill consolidation programs and credit restoration resources that anyone in financial trouble can use. There are many ways to resolve financial difficulties and debt management plans or credit counseling are just a few ways we can help.

㈥ 假定你是李华正在一所高中学习因家庭困难的申请学校的借贷款写一份英语作文

Dear president and teachers,

Best wishes!
It has been a great honor to have you as my physical and mental guidance. I feel really grateful to have the opportunity to study in this school. I wake up everydayto find myself surrounded by so many lovely and friendly teachersand classmates. It is wonderful to live and study in such a harmonious andhappy paradise. I enjoy every moment studying and playing with them.I have become used to getting up early in the morning to study with myroommates have made myself interested in learning. I have fallen in lovewith everything connected to this school. Departing with it will be as hard and miserable asliving without any food, which frightens me from hair totoe. Learning in this school is everything to me.
However, what happened lately makes me feel that I may have to leavethis school and kiss my school life goodbye forever. My dad has just losthis job recently and to make it worse our family has to handle the heavymedical expense spent on my grandfather, which means that there willbe little financial support for my study. As longas I think of that, I feel as if there would be no light and hope in my life any more. Atthis very moment,your kind and generous figures come into my mind. You have alwaysbeen so friendly to me and make this school like the second home to liveand study. Therefore, could you lend me a hand to help me out of thisdifficult situation so that I can keep on studying in your school to make my learning dreamcontinue? Please trust me that your financial support for me will be totally worth it. I will try my best to workharder to make my school proud of me.

Your sincere student
Li Hua

㈦ 合理消费的利与弊的英语作文

Around the compus, we can commonly see some college students wear branded clothes, using the most advanced appliances such as Ipod, Iphone and Ipad. In spite of where the money comes from, I absolutely oppose the view that college students consume luxuries. As far as I am concerned, we should advocate rational consumption among college students. As follows, I will share some suggestions.
Above all, college students should have access to earning pocket money. This is a priority. Most college students, who have already asked their parents to pay their fee, should take responsibility to afford their daily consumption, let alone luxurious consumption.

㈧ 大学生贷款应不应该被禁止的英语作文

今天，小红打扮的非常漂亮。头上扎着粉红色的蝴蝶结，颈脖子上系着鲜艳的红领巾，身上穿着一条粉色的连衣裙，在路上走着。
突然，小红发现有地上许多大米，就像一颗颗洁白无瑕的珍珠。小红顺着洒落在地上的米粒往前一看，发现前面有一个小男孩背着的大米袋子破了一个洞，大米就是从这个洞里悄悄地溜出来的。
于是，她赶紧追上去喊住了小男孩，对他说：“哥哥，你的米袋破了。”小男孩连忙放下米袋一看，呀！米袋什么时候破的呀？看着破了大洞的米袋和洒落在地上的大米，小男孩急的就像热锅上的蚂蚁。这可怎么办？小红突然眼睛一亮，想起了扎在自己头上的蝴蝶结，她赶紧解下来，把蝴蝶结扎在米袋上说：“哥哥，这个蝴蝶结送给你了。”小男孩感动地说：“小妹妹，谢谢你！”小红不好意思地说：“不用谢，这是我应该做的。”
望着哥哥米袋上飘着粉红色的蝴蝶结，小红开心的笑了！

㈨ 英语作文有关贷款的，谢谢！

今天FIONA带我们去了她朋友家的农场，农场非常大，感觉上有点像宽阔的蒙古草原。
Today FIONA took us to her friend's farm, farm is so big, a bit like the broad grasslands of Mongolia feel.
农场主教我们怎样挤牛奶，我知道了挤牛奶的时候是，手指不能上下移动，手向上的时候，手指应捏住奶头，这样奶才会出来。我照着农场主的示范做了，白花花的牛奶从奶头中喷射出来，溅得我满脸。
Farm bishop we how to milk a cow, I know the milking time, fingers can not move up and down, hands up, fingers pinch the nipple, so that milk will come out. I follow the farmers do the demonstration, shining white milk is ejected from the nipple, I face a splash.
随后同行的REX也开始学着挤，谁知好玩的事情发生了，他刚一伸手，奶牛竟开始撒尿了，搞得大家笑作一团，可以用人仰马翻来形容我们当时的情景。
Then the counterparts of REX also began to learn to squeeze, who knows the funny thing happened, he just put out a hand, the cow began to urinate, make you laugh, can be used to describe the scene at that time we utterly routed.
在农场里我用奶瓶喂小奶牛BB，它把奶瓶扯来扯去，特别调皮。
On the farm I bottle fed small cow BB, it put the bottle to pull, very naughty.
农场里所有的家禽都有，牛、羊、鸡、鸭、猪。。。。。。，我还抱了小兔子，在我怀里软软的一团，毛发很光滑。
All the farm poultry, cattle, sheep, chicken, ck, pig...... Also, I hold the little rabbit, in my arms a blob, hair very smooth.
今天参观农场，让我领略了澳大利亚的原生态美景
Today to visit the farm, I appreciate the natural beauty of Australia

㈩ 求一篇关于学生校园贷款的英语作文，六级考试能用的

晚的英语太厉害了吧，都过六级了。